Asked for info to be provided for loan. He does not call back or communicate anything after your initial appt. Goes off on tangents that have nothing to do with why you're in the office. Really disappointed and will gladly take my business somewhere else read more

Benji cost my friend thousands of dollars due to his lethargy. He sat on her loan paperwork for almost five months while interest rates rose higher and higher. After several calls and being blown off for weeks she finally went into his office and fired him in person. She got a new loan officer and everything was taken care of with in two weeks. If zero stars was an option that's what we would give him. read more

We were referred to Benji's office by a couple ppl including our real estate agent that helped us find a beautiful home here in Redding. Everyone here, from the reception to the associates Mike, Lyndsey, Kassie, & Benji too, are very kind and welcoming and they do a very good job! We are not easy clients, we came to them with issues & conditions because of our previous home sale, so our loan process was going to be challenging. But, Mike is very knowledgeable & has made this process as easy on us as can be possible. The whole office is very accommodating, I even enjoy one or 2 of my favorite sparkling waters every time I'm in the office. I know it seems like a small thing but it calms me before i have to go in to sign my life away! We highly recommend Benji and his office! read more

You've seen the commercials. You've seen his face on the billboards and on busses passing by. You've seen the social media posts and all the other goofy stuff. It's all mostly true. There really is ONLY ONE BENJI. Let me tell you what you DONT see. You don't see his heart. His passion. His generosity. His kindness. What no commercial or billboard can tell you is that he genuinely cares for people. His clients are his family. His family is his life. He truly lives to help people. My wife and I have been been married for over 20 years. We have lived in different states and even different countries. Yet owning a home seemed like such a surreal dream meant for only other people. One night in bed my wife was looking at house dreaming about "Some Day" and we both thought out loud "why?" Why can't we buy a house. We started talking, we'd seen the commercials. So we thought let's set up a meeting. It's free, it can't hurt, let's go see the Benji guy! How could we know that meeting would change our life?! We set up the meeting and from the minute you walk in the door it feels like you're at a friends house. Benji took his time, answered all our questions, never looked surprised or doubted what we could do. He was upfront and truly listened to our concerns. AND NO! Our credit was NOT over 700+ and NO we did not have 20k+ for a down payment. We did use a VA loan and we did have to work hard to get in position. We got our pre-approval and things just took off from there. Once we had our agent and started the process Benji and his whole team were a HUGE support. Mike & Lyndsey were awesome as well. AND NO! Benji does not work every part of your loan. Don't be silly while there's only one Benji he is also only one man. But his team is great. They all want you to understand and succeed. Do your family a favor, call Benji. Even if you think you don't have enough cash down, even if your credit is still under construction, he will not mock you. He wants you to be part of the family. He wants to help you. Even if it's getting a plan to get on track. Again there's a lot of lenders, and you love seen the commercials, but there is ONLY ONE Benji and you can't see his heart so go see him in person. Thanks Benji, the Cannelora family is certainly grateful! read more

Benji Edwardson - Thanks for making our dream a reality Benji! - Mortgage Brokers Near Me - Redding, California

Terrible. Got all of my documents to them. Was told I was pre-approved but couldn't get a letter stating so. Communication has been non-existent. One time I called about the pre-approval letter and they seemed so annoyed that I called them. I had additional questions prior to making an offer on a place and left messages and sent an email and no one got back to me. Oh, but I do get spam email from them now, so that's cool. if you want a lender/broker who actually responds to you and is helpful, look elsewhere.... read more

Terrible. From their customer service to their loan processing. We ended up being stuck in a hotel homeless for 3 weeks with a 10 month old becaue they processed our loan incorrectly and knowing we had a deadline with the property we were staying they continued to have mix-ups and mess-ups that conintually delayed our loan. Our 30 day escrow ended up being taking 65 days, due to the many hiccups creates by the Only1Benji team. We also weren't the only loan being processed by them experiencing these issues. I would absolutely not recommend Only1Benji to anyone. Our loan experience was so bad they brought in their CEO to help mittigate the issues. Benjis office has several pending lawsuits and possibly a class action being started against him. He has completely ignored my emails asking for reimbursement for our hotel costs, we also will be filing against them. Please if you are considering using his office, call Realty 110 INC and ask why they've pulled ALL of their clients from Only1Benji. read more

After months of empty words i finally signed escrow papers. After the cooling off period and on the day it was to fund they pulled it back to underwriting and sabotaged my loan. Maybe because they didn't want to honor the interest rate that I made them stick to. Several calls to Benji and not one call back. Finally went to Dori Warren at Guild Mortgage and got it done. Im just glad there is only one Benji. read more

We used Benji when buying our house. The process was efficient and fast. I always recommend Benji and his team!

We call 10 days ago and was assured that some one would call us back. No one ever did. Won't be using Only 1 Benji.

We have used Benji and his staff several times for loans. The process has always been smooth and easy. Benji and his team are very informative and helpful. We highly recommend Only 1 Benji!!! read more

Benji and staff were great! They made refinancing easy and seamless. the most important part of course the rate which was great and the overall price which was cheaper than our go-to loan officer, Glad I shopped around. Would definitely recommend for anyone in town. read more

Great experience with buying my home and now I am going back to refinance, Benji and the team are very professional, highly recommended!

If you're looking for a home loan make an appointment with Benji and his team located in redding, ca. My boyfriend and I recently just signed with them and they're easy going and professional! Benji and his team made us feel comfortable and helped us each and every step of the way. Thank you only1benji! read more

My husband and I can give over 10 months worth of reasons why NOT to use Only 1 Benji. We almost LOST our home until a competent company with caring and professional employees DID in 26 days what Only 1 Benji FAILED to accomplish in over 10 months. The phrase, "Buyer Beware comes to mind." read more

My wife and I just signed final closing docs on our new home today. We would like to give many thanks to Benji and his amazing team. From start to finish the loan process with Only 1 Home Loan was a very simple. Benji took our info and gave us a quote on the first day. Mike finished the loan with even a lower rate from the first day quote which by the way... was quite a bit lower than another local loan competitor and another online loan competitor! My wife and I would like to give Benji, Mike and the rest of the Only 1 Home Loan Team the highest recommendation possible. Buying a home can be a very stressful time that was not the case with Benji, and his loan processing team very well done Benji! Sincerely, Doug & Sonya read more

Benji was amazing! I can only say that the other negative reviews must be from people who expect the unattainable and then get angry if they can't get exactly what they want! Benji sat down with us, explained everything in detail and answered all our questions. My husband and I felt secure and at ease through the whole process of buying our first home. He also introduced us to the most amazing real estate agent ever, she worked tirelessly to find us our perfect home. Couldn't have asked for a better experience!!! read more

Benji Edwardson - Our first home! - Mortgage Brokers Near Me - Redding, California

I just refinanced my home with Only 1 Benji. It was such a smooth and fast process. Benji's staff were warm, knowledgable, honest, and efficient. I highly recommend this company to anyone who is interested in buying, selling or refinancing their home. Thank you, Only 1 Benji! read more

My wife and I have used Benji's services twice. He and his staff make financing a home so much easier. He's very creative at finding good solutions and I would highly recommend him. read more

Benjie did it again! We refinanced our house and Benjie and his team were again easy to talk to, everybody was friendly, very straightforward and the process was smooth and easy! Every time I have questions or concerns I got answers right away. They did a great job just like when we first bought our house! read more

All the positive reviews people have written are true! I don't know what else I can say that other people haven't already said. I went to a different mortgage place at the beginning of 2017 and I didn't feel like I was being taken seriously. I'm someone who has many questions and I like to get answers to those questions but all the answers I was getting felt confusing and my goals seemed unobtainable. So, I left that office with my tail between my legs. I spoke to my husband about seeing Benji but because I was so discouraged I waited 8 months to do so. I'm so glad I finally made the appointment with him! First off, I LOVED that I could request an appoint online. I don't have much time during working hours to spend on the phone so that feature was extremely convenient. His secretary got back to me within a couple hours and scheduled me an appointment by email. When I arrived for my appointment I immediately noticed how cozy it felt. His receptionist was very kind and offered me a drink (water, soda, etc.). Meeting Benji for the first time I immediately felt comfortable talking to him. He answered all my questions in terms I could understand. My husband came to the appointment a little late and Benji had no problem filling him in on things we discussed. Benji gave us something the person before him didn't. HOPE! We left there feeling like would could really do this! We could really own a home soon! Benji replied to all my messages in an extremely timely manner and never made me feel like I was pestering him. Soon after we met Mike who was also very warm and kind. He explained everything clearly and also answered all my stupid questions without hesitation. We left our appointment with him feeling like we had made a new friend. Lynn, the loan processor Mike assigned to us, is also very kind. She is extremely prompt. I try to gather and send out paperwork within a 24 hour period of it being requested and everyone I've dealt with during this process works just as quickly. This entire office has made this stressful experience extremely easy going. I'm overly happy my husband and I decided to use Benji and his team and since day one we've been telling EVERYONE to make an appointment with him. read more

Form letter responses are a poor way to cover up a bad review, most people attempting to correct bad service admit to it, and reply with corrections of their bad service, i suspect only one Benji is the same. I am only updating the post as to be sure to diligently respond to the sub par response and service i have experienced. read more

Yes! #1 Benji got my husband and I first home loan! Woot woot! He has been very helpful with every stage and has guided us through everything! His team at the office have always been so warm and welcoming and very helpful! Thanks again Benji! read more

Very bad experience, lots of rookie moves. Escrow took 2 months due to a lot of hang ups caused by withholding information that should have been passed on in the beginning of the process, information that nearly cost us losing the home we put an offer on. It was an awful first time buying process. when I had concerns or questions they were mysteriously out of the office (on a Tuesday at 10 am). Not at first though. They were very helpful at fiThey are super great until you are in the processes of buying. Do yourself a big favor and go with someone else. Do the research they would put you in a deep hole as long as they close the deal. read more

Benji was so great helping us with our first loan on our first house. I would definitely recommend him!

My wife and I were first time home buyers, utilizing a VA loan. We decided to use Benji through a personal reference. I cannot say enough about this man. Benji and his team are rock solid. He was very personable during the first meeting with him. He was up front about everything and answered every question I had. We closed on our house a week earlier than was expected. His loan processor was in constant communication through the entire process. I have nothing bad to say about the experience I had through Benji and his team, I would definitely refer him and definitely use him again. Thanks Benji!!!! read more

Benji and his team are amazing to work with. This is the second time we have worked with them. The process has bee easy. We will only use Only 1 Benji! read more

They were a great help with my initial home loan, but when I wanted to refinance 2 years later, I had to call several times because the COVID problems going on, but when I waited for things to die down, I called again and they never returned my calls. Basically I felt ghosted :( so now I'm doing my refi through someone else. read more

Benji's office is professional and helpful with any questions I have had. They are quick to respond to my questions throughout the process of me buying my home. read more

So grateful for Benji and his team! First class service on our refi! Thank you so much for all you did! I would highly recommend Benji and his team!!! read more

I'm not sure why he has such a bad review here :( Benji was recommended by a couple of my friends. And I'm glad that I actually went to see him. He was friendly and knowledgeable. He answered all my questions and took his time explaining things. His staff was also wonderful to work with. They are very efficient. I highly recommend him and his staff. All I can say is, I think he and his staff tries their best to get what's best for you. Give him a shot and I'm sure you won't be disappointed. read more

I've used Benji for several loans and he and his team did an excellent job. The lending parameters have changed so much over the years and it seems like they ask for info that's not pertinent. I later learned all companies are required to request so much more info now, thus causing delays. I now plan on 45 day closing for my investment properties. I recommend you do the same. read more

Only gave 1 star so I could leave remark. This man refused to tell me if I had a loan or not until I switched more money into the escrow account. Once I did his assistant called the next morning to tell me "the bad news". He kept $1500 that I put in the day before. GLAD THERE'S ONLY 1 BENJI! read more

Spoke with Benji about pre-approval for our new home. He was polite , detailed and not pushy. Now all we have to do is find a home to buy!

About 9 months ago, my husband and I went to meet with Benji. After coming off rather unprofessional, he told us we had no hope of fixing my husbands credit and needed to file for bankruptcy. Today, we closed on our dream home. We worked with another lender who gave us great tips on getting where we needed to be in order to buy a home. If Benji gives you bad news, don't give up. He's clearly unaware that there's many ways of moving forward. Oh. He also says he specializes in VA loans... which is what we were going for. So, I would say not. read more

Benji and his team do amazing work. They are quick to respond to questions and gave us the best loan rate possible! I am so glad to have worked with them. I have spoken to many about their home buying process and all the stress it ensues. However, Prime Source made it a seamless process for us. We are very grateful for them! read more

Benji and his team are Great. They have a nice office and make you feel at home. I've refinanced with him and got an amazing rate. I also have used him on purchases and they were ready ahead of schedule and we closed early. He's also got a Moving Truck with an awesome stereo to save some time and money and enjoy your move! read more

I am a first time home buyer and have had amazing service from Benji! Benji along with his office staff are very helpful and knowledgeable in what they do! They keep me updated on everything that is going on, I do not feel like I need to bug them to get answers. I would highly recommend Benji to anyone trying to buy a home! read more

Benji and his team have been a pleasure to work with. I highly recommend them for your home loan needs.

Benji has been my mortgage broker for several years and provides the absolute best in customer service. He will go the extra mile to make sure he finds the lowest rates and the lowest possible fees. Benji makes the mortgage process as pleasant as can be and is up-front and honest, which is hard to find these days. I can't imagine going anywhere else. read more

Benji is very helpful and I would recommend him if you are looking to buy or refinance your home.