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    Bay Equity Home Loans

    5.0 (6 reviews)
    Open 8:30 am - 5:30 pm

    Services - Bay Equity Home Loans

    Mortgage services

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    Mission San Jose Mortgage

    Mission San Jose Mortgage

    (34 reviews)

    Afsaneh is hard-working knowledgeable and professional loan officer, working with mission San Jose…read morewas a great experience easy as 1 2 3, in a very short period of time I had my home refinance and took out home equity Cash out refinance. I had a great rate very competitive , and bette than all the banks and brokers that have dealt with in the past. In 30 days I was able to refinance my house and ready to start building my ADU with the Cash out proceeds. Mission San Jose and the loan officer Afsaneh, made it very easy process answered all my questions in timely matter and had no delays for my project.. she gave me several scenarios / options to pick from and made my own decision according to my needs. As a self-employed contractor this was a no-brainer to go with mission San Jose and thank you Afsaneh for helping me. I will definitely recommend her and mission San Jose to anyone that is need of the cash out to renovate to add addition or to build ADU, Thank you Vicken Titizian, Precision flooring and installation.

    I initially was trying to do business with other mortgage companies but after a while of searching…read moreI ended up looking at the reviews for this company and was pretty intrigued at the high ratings so I decided to give this a shot. Afterwards I was referred to this mortgage company by my realtor and was connected to Derek Mass. My experience from offer to closing has been nothing short of amazing! Even through times of doubt to almost backing out to eventually negotiating for higher escrow credit, Derek has been with me through every step of the way. He was always receptive and punctual with all my questions, and when it came to the difficult ones he met up with the rest of his colleagues to try to find the best possible answer for me. He was always supportive and respectful of my schedule and availability and really tried his best to give me what I wanted in terms of getting my interest rates fixed, extending the deadlines, etc. His attitude was top notch as well. Would recommend this to ANYONE looking for a mortgage lender in California. Make sure to hit up Derek Mass, he'll make sure to give first timers like me a very accommodating house buying experience.

    Valley Capital Lending & Realty

    Valley Capital Lending & Realty

    (14 reviews)

    Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

    Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

    Bay Equity Home Loans - mortgagebrokers - Updated May 2026

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