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    H.O.M.E. Lending

    4.2 (20 reviews)
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    Services - H.O.M.E. Lending

    Mortgage services

    Mortgage refinancing

    Home purchase

    H.O.M.E. Lending Photos

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    5 months ago

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    Don B.

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    7 years ago

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    Don B.

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    Ask the Community - H.O.M.E. Lending

    Review Highlights - H.O.M.E. Lending

    Don took the time to answer all my questions months prior to an actual contract so I knew what to look for and expect.

    Mentioned in 19 reviews

    Read more highlights

    Mission San Jose Mortgage - Every home has a story, and we're here to help you write yours.
With flexible mortgage options, a simple process, and expert guidance, yo

    Mission San Jose Mortgage

    (34 reviews)

    I initially was trying to do business with other mortgage companies but after a while of searching…read moreI ended up looking at the reviews for this company and was pretty intrigued at the high ratings so I decided to give this a shot. Afterwards I was referred to this mortgage company by my realtor and was connected to Derek Mass. My experience from offer to closing has been nothing short of amazing! Even through times of doubt to almost backing out to eventually negotiating for higher escrow credit, Derek has been with me through every step of the way. He was always receptive and punctual with all my questions, and when it came to the difficult ones he met up with the rest of his colleagues to try to find the best possible answer for me. He was always supportive and respectful of my schedule and availability and really tried his best to give me what I wanted in terms of getting my interest rates fixed, extending the deadlines, etc. His attitude was top notch as well. Would recommend this to ANYONE looking for a mortgage lender in California. Make sure to hit up Derek Mass, he'll make sure to give first timers like me a very accommodating house buying experience.

    Omar, of Mission San Jose Mortgage offered some good pricing for the refinancing, and took care of…read moreall the items on-line, so well streamlined. It took a bit longer, as lots of loans in process due to the lower rates. Thanks to their team for all the hard work!

    Valley Capital Lending & Realty - Top Producer award

    Valley Capital Lending & Realty

    (15 reviews)

    Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

    Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

    Brittany Armenta - Keller Williams East County - Congratulations on your new home!

    Brittany Armenta - Keller Williams East County

    (148 reviews)

    We highly recommend Leticia! From the very beginning, she gave our family confidence by assuring us…read moreshe would guide us through every step of the process, and she truly did. Her ability to communicate fluently in both English and Spanish was invaluable. She took the time to translate and made sure everyone in our family understood what was happening, answered all of our questions, and kept us informed throughout the entire process. Buying and selling a home can be stressful, but Leticia made everything much easier with her knowledge, professionalism, and genuine care. She always had our family's best interests at heart, and we are so grateful for her support. We highly recommend Leticia! ¡Recomendamos ampliamente a Leticia! Desde el principio nos dio la confianza de que nos guiaría en cada paso del proceso, y así fue. Su habilidad para comunicarse con fluidez en inglés y español fue invaluable. Tomo el tiempo para traducir y siempre se aseguró de que toda nuestra familia entendiera lo que estaba sucediendo, respondió nuestras preguntas y nos mantuvo informados durante todo el proceso. Comprar o vender una casa puede ser estresante, pero Leticia hizo que todo fuera mucho más fácil gracias a su experiencia, profesionalismo y dedicación. Siempre tuvo los mejores intereses de nuestra familia en mente. Recomendamos con toda confianza a Leticia!

    First time home buyer here and Megan was exactly who I needed to make it happen. After doing some…read moreresearch on my own I found the whole home buying process a bit overwhelming. My living situation at the time had become untenable and I really needed this ASAP. At the same time, however, I have a stressful job and adding more stress to my dwindling free time was an agonizing concept. I'm mid forties now and find myself, more and more, growing weary of the world. So naturally, I'd been dragging my feet for months when a friend, somewhat forcefully, referred me to Megan. Still, I managed to procrastinate a few weeks more before being strong-armed into finally reaching out. My only regret, and I don't say this lightly, is not reaching out sooner. Once Megan was at the helm all the chaos in my head became a streamlined process that saw me living in my very own home, start to finish, just over two months later. It could have been even sooner had it not been for my own indecisiveness. Megan's wealth of knowledge and experience, her many connections within the industry, as well as her patience, attentiveness, and empathy were invaluable throughout the process; the latter traits being key for me. From the get go it is apparent that Megan is enthusiastic and motivated while I am, well... not so much. In fact, for me enthusiasm adds to what is already a stressful situation by my perception. The fact that Megan so quickly brought herself down to my level and matched my pace speaks volumes about her awareness and compassion. So if you're excited about the process she undoubtedly will be too, but if you're struggling with the idea of adding a life altering and lengthy process to your already chaotic life, rest assured, she is still the right choice and will see you through. Megan's knowledge and connections proved pivotal as well. She had an answer to every question and prepared me well in advance for all contingencies. Before I found Megan, I had begun seeking pre-approvals through a couple mortgage lenders I thought were good picks. Turns out I had much to learn. Through one of her many contacts I was immediately presented with a substantially better offer by way of a grant. Then, after jumping through the hoops of obtaining a fully underwritten pre-approval, once I saw the final numbers on paper I realized my priorities were skewed and I really needed a lower interest rate over grant money. A rate this lender couldn't provide. With zero frustration or hesitation Megan was ready with another lender that fit my needs. I say 'zero frustration,' but I'd be surprised if there was none. Anyone would be frustrated at a client upending a weeks long process to start at square one. All I noticed was an eagerness to solve the problem. As an aside, that new lender was perfect. Not only did I receive a rate so good the previous lender was a little surprised, Alicia, the new lender was again just a perfect fit for me on a human level. Megan knows good people. Not surprising. When all was said and done and I met Megan at my new home to be handed the keys to my new life, she offered congratulations and words of encouragement in a way that befit my outlook of relief over excitement. Once inside I discovered a thoughtfully arranged array of welcoming gifts. I had previously mentioned how I was a bit of a neat freak and was looking forward to having my own kitchen; that after a long period of costly meal prep services, I'd finally being able to cook again. There were spices and olive oil, various cooking utensils, a cookbook along with cleaning supplies, and even snacks. All things that truly eased my transition as I began shifting my life into new quarters. Such a thoughtful gift from such a considerate person. I feel so much gratitude for my friend who referred me to Megan, for those Megan referred me to, and most of all, for Megan being the professional, compassionate, diligent, and caring human being that she is. Thank you.

    H.O.M.E. Lending - mortgagebrokers - Updated July 2026

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