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    H.O.M.E. Lending

    4.2 (20 reviews)
    Closed 8:00 am - 6:00 pm

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    Response time

    12 hours

    Response rate

    100%

    Services - H.O.M.E. Lending

    Mortgage services

    Mortgage refinancing

    Home purchase

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    3 months ago

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    7 years ago

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    Don B.

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    Ask the Community - H.O.M.E. Lending

    Review Highlights - H.O.M.E. Lending

    Don took the time to answer all my questions months prior to an actual contract so I knew what to look for and expect.

    Mentioned in 19 reviews

    Read more highlights

    Mission San Jose Mortgage

    Mission San Jose Mortgage

    (33 reviews)

    I initially was trying to do business with other mortgage companies but after a while of searching…read moreI ended up looking at the reviews for this company and was pretty intrigued at the high ratings so I decided to give this a shot. Afterwards I was referred to this mortgage company by my realtor and was connected to Derek Mass. My experience from offer to closing has been nothing short of amazing! Even through times of doubt to almost backing out to eventually negotiating for higher escrow credit, Derek has been with me through every step of the way. He was always receptive and punctual with all my questions, and when it came to the difficult ones he met up with the rest of his colleagues to try to find the best possible answer for me. He was always supportive and respectful of my schedule and availability and really tried his best to give me what I wanted in terms of getting my interest rates fixed, extending the deadlines, etc. His attitude was top notch as well. Would recommend this to ANYONE looking for a mortgage lender in California. Make sure to hit up Derek Mass, he'll make sure to give first timers like me a very accommodating house buying experience.

    Omar, of Mission San Jose Mortgage offered some good pricing for the refinancing, and took care of…read moreall the items on-line, so well streamlined. It took a bit longer, as lots of loans in process due to the lower rates. Thanks to their team for all the hard work!

    Valley Capital Lending & Realty

    Valley Capital Lending & Realty

    (14 reviews)

    Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

    Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

    Brittany Armenta - Keller Williams East County - Congratulations on your new home!

    Brittany Armenta - Keller Williams East County

    (142 reviews)

    We had an amazing experience working with Leticia Sanchez and her team throughout the sale of our…read morehome. From start to finish, she was knowledgeable, responsive, organized, and truly had our best interests in mind every step of the way. Selling a home and aligning it with the purchase of a new one can be stressful, but Leticia made the entire process feel smooth and manageable with her guidance and constant communication. She went above and beyond to answer our questions, keep us informed, and ensure everything stayed on track. Her professionalism, attention to detail, and dedication really stood out, and we always felt supported during such an important transition. We are so grateful for all of her hard work and would highly recommend Leticia to anyone looking to buy or sell a home. Thank you again for helping us successfully sell our home!

    My wife and I chose Megan Salazar as our realtor for our home purchase. Megan made the process…read moresmooth and painless. Her communication was clear, understandable, and transparent. She was very trustworthy and always made herself available. She happened to be on vacation during negotiations and i would have never known if she hadnt told us, because she was working on our purchase the whole time without delay. She connected us with an amazing mortgage broker as well. The whole process was seamless. Megan was able to pivot as needed and made sure we never felt stressed out or worried. Thank you for your amazing work! We would definitely recommend Brittany, Megan and their team when you enter the market!

    Randy Thomas - Cornerstone Real Estate Group

    Randy Thomas - Cornerstone Real Estate Group

    (37 reviews)

    Randy and his assistant Jeremiah were so helpful in helping us find our new forever home. Jeremiah…read morewas very knowledgeable with the area, showed us houses that fit our budget and needs while always keeping our preferences in mind. We are so greatful for their help!

    One of my sisters was in charge of finding a realtor whom she felt could sell our parents' 150…read moreyear-old family home, the property, and all that goes with it. She called a few realtors, and she told us Randy Thomas stood out as a top prospect. After a phone interview with him, (and others) she told us (sisters) she felt he was very professional, had many years experience, and could deal with everything and everybody with regards to selling this house. She thought he was the one. So after much prayer and discussion, we knew we had found our realtor, and the rest is an amazing miracle and history! Randy communicated extremely well, which was very important for all of us! If he was not available for a phone call, text, or email question, or was running a few minutes late, he promptly communicated and gave us times when we could talk. Communication was huge for us, as well as honesty, integrity, quick responses, and great, sound advice during this hectic journey. When we got a bit stressed with all we had to do to get it shown, Randy's kind and encouraging words, (along with his physical help, digging with my husband and friend in the heat of the day) reminded us how lucky we were to have him in our selling corner. Randy suggested/advised us what we needed to do to get the house ready for showing, we did it, and it sold within months of my sister's initial phone call to him. My sisters thought it would take much longer to finish the sale, but others who knew him, told us he would get it sold, at a fair price, and we would not have to be worrying about it for another year like we originally thought. We PRAISE GOD they were right! Our 93 year-old dad was sooooo thankful for him too. Randy came to his new apartment several times to help him with loads of paperwork. Dad told us he felt very confident and at ease with Randy selling his home, and thought he was "just a great guy!" We know there are many fantastic realtors out there, but for the age and condition of our unique and very cool house (and property) our family knows God led Randy Thomas to us so he could guide us through the final phase of our last 60 years in this amazing family home! Five stars isn't enough for Randy Thomas!!! Kami s, NOT J.

    Jeanine Nucum - Mortgage Brokers - I take much pride in my work. My goal is to simply "HELP and MAKE A DIFFERENCE" one client at a time.

    Jeanine Nucum - Mortgage Brokers

    (138 reviews)

    First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.

    Jeanine was wonderful to work with, especially as a first time buyer. We had a LOT of questions and…read moreshe was quick to answer them, and was easily reachable when needed. She was diligent about sending us reminders and kept us on track with to do lists, which was so helpful. She also helped explain things easily so we could understand. Our whole buying/loan process went by quickly and very smoothly with her guidance. Even post closing she has been so helpful to us and we really value Jeanine's expertise and care.

    H.O.M.E. Lending - mortgagebrokers - Updated May 2026

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