Zach pushed hard to get me a loan for my recent condo purchase. He is quick in response time, works…read moretirelessly, and has a wonderful moral work ethic. I have been a real estate broker in San Diego for 20 years and have worked with many lenders throughout the years. I would recommend Zach 100%. Thank you Zachary!! I am so happy I chose you and appreciate all your hard work- it was a tough loan and you killed it!

From the owner: I treat your home buying process like it's my own. Quick and informative communication with fast…read moreapproval times to get you into the home of your dreams.

I've known Franco for over 20 years he is reliable dependable and very articulate…read more I have used his services on countless properties that I've owned in the past and my recent purchase here in Florida. With that being said he has closed my homes from Vegas to Florida. My own mother uses his services as well and she always has been satisfied from beginning to end he is very professional. I believe he takes away the stress of the buying process or investing process by explaining things in detail. If you need a mortgage I highly recommend him five stars is not enough . Thank you JamesZito.com

I chose this loan officer specifically because of the strong reviews and because I wanted…read moretransparency on rates and costs. That's not what I got. Early in the process, I was given the clear impression my rate would fall in a certain range. When the actual disclosures arrived near closing, the zero-point rate was substantially higher, nearly a full point above what I'd understood, and the version I received had thousands of dollars in discount points built in that were never discussed with me. When I raised the discrepancy, I was told it was "the market" and given explanations about what online rate averages "really mean." None of that held up when I checked published data myself. To be fair, the file was handled competently and closed on schedule. But I had to push, repeatedly, before I was shown the full range of rate, point, and credit combinations available to me. My advice to anyone shopping here or anywhere: 1. On day one, ask for the full rate sheet in writing: every rate paired with its exact points or lender credit. Not a verbal quote. Email or PDF. 2. Any time someone quotes a rate, ask if it includes points, and how many, and get the answer in writing. 3.Take that written sheet and shop it with at least two other lenders or brokers. If someone won't put pricing on paper, that tells you everything. 4. Never sign a fee disclosure with points you didn't explicitly agree to. You can decline and restructure at the zero-point rate. I did, and it saved me thousands in cash at closing. Good ratings don't mean you can skip the paper trail. Get everything in writing.

When my wife and I first looked at applying for a mortgage, we were discouraged. I won't lie we…read morearen't perfect buyers. We were pretty sure no one would take a chance on us, and we were ready to give up on buying a home. Then we found Reliable Mortgage Company. They didn't just reject us; they invested in us. Our loan officer, Zach, gave us a specific, actionable, step-by-step plan to get our finances where they needed to be. It wasn't just vague advice--it was a precise roadmap detailing what debt to tackle first and how to boost our credit score. We followed their plan diligently, and true to their word, within a few months, we were pre-approved! This company didn't just process a loan; they truly went above and beyond to educate and empower us. If you think homeownership is out of reach because of your credit or debt, stop thinking that. Call Reliable Mortgage Company. They are the most professional and reliable team you could ask for, and they will help you achieve the impossible.

I'm so glad we chose Scott and team to help us buy our first home. It's an intimidating process --…read moreespecially in California! -- but Scott and team made sure that we understood what was happening at every stage of the process, without letting us get overwhelmed. When we hit (the inevitable) unforeseen bumps in the road, Scott went the extra mile to ensure we were able to close smoothly. His team was equally as awesome -- with a special shoutout to Anne -- keeping on top of the process, being insanely responsive, and ensuring that I always felt safe asking any question, no matter how dumb I thought it might be. Thanks, Scott, for being a great partner!

Scott helped guide me through my home buying process! He made sure I got the best deal and made me…read morefeel comfortable in my decision. Thank you.

My journey with Sophie started with her responding on a holiday acknowledging my application - she…read morehas consistently been responsive and informative. Sophie is a mentor and teacher at heart without being condescending - she also is detail oriented, not to mention having great fee, highly competitive fees and access to various programs and options as a broker. I highly recommend Sophie, as she responds quickly with great guidance and a wealth of experience.

Athena Paquette was our incredible Mortgage Advisor. We are first time buyers and of course that…read moremeans we were worried about everything. Athena held our hands throughout and we are just about done, but had to take the time to commend her efforts, care, and our overall experience. Athena not only took care of her responsibilities, but would reach out to all others involved in the process to make sure they performed and made themselves available to assist us as needed. The personal attention we felt was top notch and I have only experienced that on extremely rare occasions. Good to see that people like Athena are out there and go above and beyond to help their customer. Highly recommend. Athena (if you read this), thank you again for all your assistance, your service was/is top notch. Thank you, thank you, thank you!

I worked with Jo and Jennifer and had a wonderful experience with both. I dealt with Jo a little…read moremore throughout the process and she always responded quickly and super helpful! Thank you both for the wonderful care! I would recommend them both and look forward to working with them in the future.

From the owner: We are a mortgage broker. We are able to shop any lender to ensure we get you the best rate…read morepossible as well as the type of loan that works for you

Roseann Shannon at 5 Star handled my home purchase. She and the team were great to work with,…read moreanswering my questions, handling issues as needed (there are always issues). They helped me through the process and gave me a great rate.

Roseanne Shannon was absolutely amazing. Her team & Roseann were extremely professional,…read moreknowledgeable & prompt. They addressed all of our concerns with precision & compassion. Due to the sale of our home, we were facing the pressure of finding a home & closing on our mortgage loan all within 17 days. 5 Star Mortgage , aware of this, expiditated our closing in record time without a glitch. Great Job 5 Star Mortgage. We highly recommend them for all your mortgage needs. Tony & Annette Locorriere

Yay ! I'm officially a home owner in Salt Lake City !! Couldn't be any happier with this location…read moredowntown! Huge shout out to Paul Hasna with Security National Mortgage! Pauls been working with me for 10 +months , patiently letting me weigh all of my options while I change my mind a million times. I found something and they made it happen, all when I was out of the country 50% of the time. I had the best experience possible ! You think you may have an idea, but you don't. Every loan , every home, is different. Paul was beyond accommodating when answering any questions that came to mind, and helped reassure my decisions. I had no doubts whatsoever that I wasn't getting the best deal possible or they weren't working fully on my behalf. I'm walking into a home with an awesome amount of equity already ! I am extremely great full I chose Security National Mortgage. Being self employed sometimes makes you think you have limited options, it's definitely more work and I appreciate all the time that was put into my situation , finding me the best loans and interest rates possible. I am so happy with my place downtown ! Thank you Paul !!

Had the pleasure of working with Paul and his team. He definitely went above and beyond my…read moreexpectations, got me a great deal, and made my experience as a first time home buyer extremely easy. He was able to get my loan approved after two failed attempts with two other lenders. He's very knowledgeable and guided me every step of the way. I would 100% recommend him.

Nana was amazing to work with. She always responded quickly and kept us updated every step of the…read moreway. She made the process smooth for my client who was buying their first property and really took the stress off everyone involved. I appreciated how reliable and professional she was and would happily work with her again.

Nana was absolutely amazing to work with! She helped me through the entire home loan process…read moreexplaining exactly how it would work and what to expect. Communication was excellent throughout and I'm so glad I chose Innova Home Loans to help me purchase my first home. Even closed early in time to celebrate my daughter's birthday! I can't thank Nana and the team at Innova enough for what they did for me and my family!

So far Rock on refinance experience. Still waiting on the close date but hopefully we get ther next…read moreweek Ron Simmons

I only have on star because I have to give them one. I wouldn't use this company if it was the only…read moremortgage company available. They're not truthful and when you catch the games they play they just put you on hold and never come back to the phone. ? CC . Ok