After searching online in different forums, I heard people mentioning that some companies will remove the PMI after no less than 2 years. I checked with the company and sure enough, if you pay $200 they'll send a person over to look at the house and compare it to other recently sold houses. we had bought in 2020 so I knew that our home had appreciated enough to get it removed. It's been three years now and I sure enough, after 3 weeks, Intercap Lending did respond that they would prorate for the month and get it removed. So, we are PMI free. It's definitely one of those things that the company isn't going to go out of their way to do for you. You have to always take charge and ask good questions. So, if you bought in 2020-2021 I imagine, you too can get your PMI removed. For us, it was an extra $65 a month that can be redirected into paying down the principle just to chip away at it. read more