Have a loan with them, car was wrote off, now they say I owe them More then what there own…read morestatement of accounts says, No one will answer why. When reapplying for a new vehicle, was told I was out of the service area Northern SK. Was sent a screen shot of the regional Manager of SK and MB, when I emailed the regional Manager, she said she doesnt deal with these things, I sent her the screen shot, and she went to the dealership saying I was harassing her for catching her in a Blunt lie. when I was behind, They called me 3 times a day (I did answer all 3 calls) so when you owe them anything, they have 0 issue harassing you, but when you want answers, they wont return a call or email. wont update credit bureau, out of spite knowing other lenders need it paid off first.

Worst company, we were in a position where unfortunately this company was our only option…read more Everything seemed great, we expected the higher interest but what we didnt expected doing more research afterwards is that they "sold " us a vehicle twice it's price and gouged us with payments. Even after explaining we couldn't afford more then that they gave us at our top end and wouldn't work with us. So 2 months after we had asked for the dates to change as when we first signed we gave them our payment dated and they did the complete opposite. Then they said they would but we would have to signed a whole new contract. So I said forget it then. Another month later we tried contacting them again almost begging to change the dates because it was causing the payments to bounce and we wanted to keep in good standings. Finally I got them to work with us. Now after that the payment were coming out on correct days thank goodness. But then one day they stopped coming out and we couldnt figure out why so I called again and they informed us it was only temporary change and now were at risk for repossession because we had 2 missed payments. I asked what aare you talking about we asked for this from the get go why would this only be temporary? They were so rude to me, talking to me like i was scum. Calling me names. Just kept threatening to take the vehicle and laughing at me. So when i had asked as to why we were never contacted after the payment was missed they had said well we sent a letter to this email (which was incorrect ) and texted and called this phone number (whis was just a bunch of random numbers) i said none of those contacts are correct what the heck, i told them i was looking at my contract and all our phone numbers are correct on here so how do you have the wrong info on file? So they "changed" and said we were good. Now again a month later still no payments coming out. Again called and got some bullshit lies and stories. So again changed and fixed everything with them but nothing actually changed. So i told them i was done when they threatened to take the vehicle. It was only after that someone started texting and emailing me on my correct email and phone number "trying to work with us " and i just said no take your vehicle. It wasnt until 4 months later they came and got it. And now im stuck with this on my credit and may never be able to get another vehicle again because of them. I have 4 kids and have been walking and taking cabs so much because i cant get a vehicle because lenders see me as a risk when i never was. It breaks my heart. My kids are always asking for a new vehicle and i just cant affort to pay something outright. ​

I bought a van from there too. It has a hole in the bumper it has scrapes and has scratches from…read morefront to back fenders are coming off. The app brake is stuck. The transmission bolts are not tightened, but it passed the safety from them so they say they are charging me $21,000 plus my kick and I'm having a hard time for them to fix everything. I took it to get safety and it failed. These people are crooks robbers and dumb head. That's my nice word. Don't buy a car from them.

I would never buy a car from this place Adam is nothing but…read morea lier..I bought a truck from them It's took 2and half weeks to get it and there was damage on the truck and more issues with this guy adam.. This place should be closed done for the Shady shit they do and Patrick is ever worse with the lies..and after taking the truck to a body shop they tried to Hide the rust with spray paint So now onvic is involved and taking these clowns to court...STAY AS FAR AS YOU CAN FROM THIS PLACE. YOU WILL THANK ME FOR THIS..TRUST ME

WOW!! what a great experience with them, Cassandra and George honoured their agreement and provided…read morethe highest standard of customer service. I have already advertised their services to other potential clients. They are so wonderful to work with.... they will find what you need, at a price you can afford!!

I love my first SUV, Smart Auto Financial is ther right choice to help people to get a vehicle! I…read morewould recommend this this place is so excellent!!!

The ad on tv promises an auto loan so you can get a car, no matter what your credit is. The website…read morepromises an auto loan without ever having to go through a dealership or the banks. I signed up on the website out of curiousity. What I got was exacty the opposite of the website and TV ad: A high-pressure salesguy (that, only after some extensive internet research to finally find out exactly who he was as he himself was very vague about it) who worked for a dealership. He tried to push cars on me I didn't want (that were only available at this particular dealership) at a lease (!) that was way over the monthly payments I requested and could afford which the website expilcitly states you are not allowed to go over. He promised to "fix" my credit, which a) only you can do yourself through good practices with your bills, credit cards, loans, etc., and b) after getting my credit report in the mail turns out is a better score than he told me. Telling him no was like a breakup: I had to ignore over 25 collective texts and emails pleading with me to come back over a two week period. I noitice there are no other reviews that I can find on this operation. I'm curious to hear if anyone else in Canada has had a similar experience. I'm guessing this website and TV ad will be down soon and the business will reappear under a new name, as this fellow I dealt with had about three email addresses from similar sounding companies that the domains have all gone inactive on.

Since my car been written off and they got a cheque still owe a bit but since ive been carless and…read morebeen ubering to work having a hard time keeping up with bills since been paying uber more than half my pay cheeque. I reach out to them to see if they can hold off so i can get everythint sorted out since the car is nearly paid off only have less than 2 grand and was told "Payments are required to be maintained regardless of personal or transportation expenses." I will NEVER come back to finance another vehicle from them nor will i ever recommend anyone to.

*BEWARE * My husband bought a truck from Troy's Toys in…read moreNovember 2021. The financing was through Carma Cars. In July 2023, my husband wanted to buy out the truck. Axis refused to allow my husband to purchase the vehicle. They ghosted him. Jennifer Galvez and Santiago Godinho ensured that my husband's money was not being added to the loan. My husband's bank noted that the payments were not being added to the loan. When my husband inquired about records, he was met with conflict and dismissal. Moving forward, my husband was advised to stop payment until the loan was settled. Axis refused a buy-out. My husband is a veteran and he served for the UN. On November 11th, the truck was towed away by Axis. My husband has now retained a lawyer and has finally paid out the loan. However, the lot where the truck is being held refuses to release the truck. While all of this is happening, we have been trying to prepare our house for sale. Our lives have been disrupted and turned upside-down. My husband has lost a tremendous amount of weight. He is sleep deprived and has lost his appetite. My stress levels have been elevated to anxiety attacks and hypertension stage 1. I'm not sure how much more we can withstand. Whatever you do refuse any loans with Trend, Carma or Car Loans Canada, they all fall under Axis Auto Finance. You will be dragged into a web of pain and suffering.

I endorse them with Sticking to there word! That is all I could say; It's really been a web service…read morethat escalated to a face to face service pretty fast and I had to just leave with a new car .. I would just say, Thank you guys; I am glad I followed you on facebook when I saw your ads !

From the owner: Bad credit history prompted by economic blunders, personal bankruptcy as well as divorce could be…read moreruining for anybody specifically if you are trying to purchase a brand-new auto by obtaining a vehicle lending. Numerous car financing companies will guarantee quick funding approval merely for you to ultimately discover there is in fact a concealed program. Costs you were not initially informed would certainly be required suddenly come to be initial priority to the vehicle lender that claimed they would certainly work to obtain you approved. You might locate yourself aggravated and touched out of funds as well as perseverance. Vehicle lending Express hides absolutely nothing form our clients. We are in advance and honest from the start. When you use with Auto Loan Express quickly one of our expert associates will certainly go to work to examine your application and also analyze exactly just what will certainly be needed from you, our valued customer. Immediate Automobile Lending Application, customized for Ontario, Canada homeowners in getting Bad Credit report Auto Finance. Any kind of Credit report Histroy is Not a problem - Auto Loan Express Car Financing Express comprehends just how tough it can be to acquire vehicle funding after you have actually undergone personal bankruptcy or even had an auto repossessed. These scenarios could substantially influence your credit score in an unfavorable way. It might appear difficult oftentimes to obtain auto finance, IT'S NOT! Express