Decent selection - in quantity and not necessarily quality - and nice staff. They have no qualms about selling cars with the check engine light on or rusty exteriors. Be cautious about what you buy from here - or any used car dealership. All used car places are trash. If you want to save money, buy from a private seller, and handle your own financing. Even if you go to a car lot, bring your own financing with you. Protip: If you get your credit run, your rating will drop. Has nothing to do with the sales place. --- I don't ever like defending car sales places but this is for Christy M. If you are upside-down in your previous car, wait until you can at least break even. Financing is difficult and frustrating in the best circumstances. I have an 840 FICO score and it sucks. Buying cars just sucks, I just bought a $40k car with cash, and it sucked. Car buying sucks. If you have an albatross in the form of an upside car loan, financing becomes more difficult. Duh If you have an upside-down loan and can't pay it off and roll it into a new loan, you won't qualify for as good of a car. Duh. If you have an upside-down loan and can't pay it off and roll it into a new loan, you will be more upside-down. Duh. Watch videos on YT about avoiding scams, getting the best deal, and the reality of the car business, and never try to buy a car without thoroughly looking up the history of the make/model and the history of the specific VIN. If you haven't spent at least 2 hours looking up that specific make and model and how to buy a car, you are likely to get ripped off. It is your own fault. Always pay a little to take the car to a mechanic to get their opinion. They won't be able to catch everything since they won't completely disassemble the engine and transmission but they can catch a lot of potential issues. Also, the salesman did you a solid putting you in a Honda, even if said Honda was built in the US. Never, ever, and I mean ever buy a car designed by an American company. No Ford, Chrysler, or any GM make. Not ever and not even once. As an aside, not all Japanese makes are worthwhile. Nissan is the Chrysler of Japan, they suck. Unless you are the type to lease - why would you? - stick to specific models and years of Honda, Mazda, Subaru, and Toyota. What specific models and years? That is part of the reason you spend a long time at home getting advice from good YT mechanics before even thinking of going to a lot. Never buy a used European car unless you want a car that lives in the shop. American-built Japanese-designed cars are inferior to the same models which have VINs that start with "J" but are still better than American-made garbage. American car factories hire Bubba and Cletus to save money and they can not assemble parts or the entire car correctly. As I said, this place has good staff and you experienced said good staff, even if you cannot see it. read more

So I recently purchased a car from the auto credit sales up off Division and what I thought was a nice car turns out be a huge waste of money. Les than a month into owning the car it starts to throw a check engine light. Turns out it's a bad catalytic converter which I'm positive they new about it. Needless to say I'm pissed! As a single parent with special needs kids I need a good reliable car. Now I have a piece of shit that could break down any minute. I got 4 years to pay on it. I don't have the money to fix it bc I wasn't planning to fork out thousands of dollars to fix something that was should have been a good car already. If my car goes down I could be with a job and become homeless. So very, very shady as a company to prey on those who are just trying to survive. read more

Endurance warranty would not warranty the car I was looking at from this car dealership . I did some investigating and found it was auto credit sales not endurance warranty. Read the one star reviews of this company on Google and the www.bbb.org . There is overwhelming complaints about this company. read more

I got my car 3 years ago and had problems with it since I got it I took it to the place and deal with somebody named Sean he said he fixed the problem I went back there twice to get the same thing fixed My warranty ran out I end up taking it to a different shop The thing they were supposed to fix they didn't fix it they put used parts on it and broke a bunch of stuff which it cost me loss of money to fix the problem And they never made it right with me so so I would not recommend this place all their cars are literally crap read more

Great Service! Got a great deal on my pickup truck and they even fixed the brakes and lights that needed fixing before i took it. Price of the truck is way under the value of it so I was really happy with the overall experience. read more

My son bought a used car during warmer weather so they did not test out the heater, just the air conditioning. They kind of fixed the air . The weather is colder, he has a 6 year old daughter and the heater isn't working. They won't help him out. He gas inly had the car for 2 &1/2 ​ months. read more

DO NOT GO HERE. DON'T GO HERE ESPECIALLY TO ANDY. if you have him run your credit, he will continue to run your credit WITHOUT YOUR PERMISSION. My credit went down 60 points in one day. Andy also kept my car title to get us back there. He had a horrible delivery and had told us they service all their cars. THEY DONT. Andy had no idea what was wrong w the car we test drove. Many problems. A crabby salesman, selling crappy cars. **Side note: If you're reading this bc you're about to go buy a car, go get a loan at your bank instead. They don't rip you off like these places do. We got a 15% lower interest rate than that sleazeball could do. read more

Pretty sure I'm not the only person who got screwed over by these guys. I told them from the start 11 days after I left the lot I had problems and told them I didn't want this truck and they needed to honor their policy. Auto credit sales does not care for the people, they told me i was stuck with the truck and they are more than willing to rerun a credit check and put me in a vehicle resulting in two loans on a vehicle that needs work and lord knows what else crap they got. Their master mechanic needs to get his eyes checked and got back to school or find a different field for employment. In the last month I have done $2300 in repairs myself on this truck and have every receipt since 10/4/2019 till now and i got the truck 09/23/2019. Don't go to AUTO CREDIT SALES IN SPOKANE VALLEY!!!!!! THEY WILL SEE ME IN COURT!! Ps now that I dumped money and time it runs dam good now read more

Auto Credit Sales - Auto Loan Providers Near Me - Spokane Valley, Washington

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Very helpful staff - Honest business dealings. I had a friend applying for credit and they went out of their way to reach out to me for a reference to help get him financed. Totally helped get my friend connected with the deal he deserved. Highly recommend! They get things done! read more

Went in to buy a car, told the sales manager exactly what I was looking for and they kept showing me junky cars that weren't even close to what I wanted. Sales manager than stopped dealing with me and went back to help someone else just leaving me on the lot alone.The cars they did show me were dirty, one was full of cans and another had a broken windshield. The advertising they do is false, nothing was "7$ down". Place is a scrap yard trying to be a sales lot. read more

I would not recommend buying a car here, we bought one not over 2 weeks ago and they gave us a car and did not inform us the tires were too small, and one day my husband was driving home from work and the back tire exploded, it could of been worse but luckily he's ok, and that brought up a lot more issues with the car then in the begging. It put his life at risk, and the only thing they want to do is offer us a spare tire. Horrible customer service, they hung up on us. Do not buy a car here! read more

Auto Credit Sales - Auto Loan Providers Near Me - Spokane Valley, Washington

Made the mistake of buying a Hyundai Santa Fe. I have had nothing but problems in the year since I bought it. I know they couldn't have inspected it or they would have known it needed new brakes, new battery and a front-end alignment. Automatic door lock/unlock only works intermittently. It wasn't even detailed before they sold it to me. I had to take it and vaccum it out. Not impressed. read more

would give 0 stars if I could. horrible prices for rusted out trucks even worse sales people got hung up on twice when asking why they wanted 12k for a truck with rusted out fenders and bed and had cheap fender flares hiding it wouldnt budge on the price. read more

Shopping for my sons first car. Told them our budget was $6300 and we looked at a $7900 car and was told they would do $6300. We took it to a mechanic and paid $200 to have it looked over. When it came time to do the paperwork they said they would only sell it for $7400!!! He also told us several different stories about what the dealership paid for it and how much they put into it! We spent hours between the dealership and the mechanic not to mention they knew my son was excited. So, they figured we'd pay what they wanted after putting so much time and money into checking it out. We told them that was not the deal in the beginning and made it clear what we could pay. The guy then started shaming us IN FRONT of my son! Needless to say we walked out of there and they didn't make a sale. I DO NOT recommend this place!!! LIES LIES LIES! read more

I heard an advertisement on the radio "$75 down and get way more than blue book for your trade in". I've been wanting a SUV with a tow package since moving here 3yrs ago. I'm still paying on my car so I know that negative equity would be applied to the price. I was in town and decided to take a look at what they have. The salesman was really nice he listened to me and understood what I was looking for he picked out a 2013 Ford that was under 100,000 miles and was a good price. I loved it. We started talking financing and whoever was doing that asked how much I could put down. This confused me cause the advertisement said $75 down even bad credit. Then I get a storyline saying that the banks won't finance me because I owe more on my car than it's worth. So the salesman, still being very nice, looks for a cheaper one for me. He finds a Honda I test drive it, I don't like it as much so I decided that maybe I would wait for my tax return to look into buying maybe next month. Salesman says well we could get you into the Honda and in six months I could trade it in for something I like better. Sounded good to me so we started talking financing again. Then I was told they won't finance the Honda because it has too many miles on it. So now still stuck in a car I don't like and feeling foolish for believing the advertisement. Truth is it's a lie just to get people in. I was asked over and over if I could put $1000 down. Was supposed to go back to see another vehicle today but the finance guys treated me so bad I didn't go back. If your not going to honor what you advertise you can't be trusted. Very disappointed. read more

Don't recommend!!!!!! FIRST OFF! THEY DROPPED MY CREDIT 20 POINTS TWENTY FUCKING POINTS!!!! Came in on ssi and was told they'd work with it to help get me my first car loan. Did the credit check come to find out I can apparently only spend $3000 on this crappy 93 Subaru Impreza with over 220k miles, no service records or anything. Then the guy (forgot his name) says it's actually 4k so he lied about the price and tried getting more out of me, doesn't know any records because he just got it on a trade in for probably $500 and the entire interior was soaking wet cause they "detailed" it and left the car running in 30 degree weather with 220k miles. Then he shows me this crappy caddy in the detail shop and it's a fucking POS. I told him I wanted to wait for my parents to show up to get their opinion and they said fuck no find a different place that's a rip off so I go in to tell him imma take time to think of it and he says "whatever man that's up to you". Like wtf that's how you treat people who try to find a car you scummy scam of a person. I'm trying to find a reliable car that won't break down in half a year. DO NOT RECOMMEND THIS PLACE. read more

At my initial visit when I bought my car, the car sales men was super helpful and nice and took his time to explain every question I had to me. On my second visit the very next day, I first called and was told curtly that their manger was in a meeting and to call back 30 minutes later before he hung up on me. Now the first salesman was not there and I ended up asking two salesmen for help answering my questions both of witch told me they would speak to their manager regarding my questions. It's been 60 minutes now since I was told the manager would be with me shortly... One of the salesmen I spoke to for help kept looking over my head to watch the Seahawks game, there are currently three salesmen and their manager here who have mastered ignoring us. It wasn't until I finished this post that someone finally came out and said their working on resolving my issue read more

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Do not recommend anyone buying from this place. I bought a truck from them and over the year that I have had it. it has been "fixed" but after it comes back from them and has more problems. I now have an overheating and brake problem that makes it unsafe at times for me to drive anywhere. I can't even have my newborn daughter safely in this truck because it is unsafe. auto credit will not help me get out of it due to them screwing me over and not wanting anything to do with this. a actual ford dealership doesn't even want to work on this thing because it's still not fixed from them. if you want a good car and are willing to go for it then go to a better dealership than auto credit. service and sales are just complete trash and have no idea what they are doing or talking about. I have to hope that when I drive to work which is 45 mintues away I have to hope that nothing goes wrong. -10/10 DONT GO TO AUTO CREDIT read more

Terrible place to do business! Stay away!!! My daughter and son-in-law purchased a vehicle a week ago. On his commute home, a tire blew out and almost resulted in a serious injury. Got the car in for repairs and come to find out there was a boatload of pre-existing conditions that make the vehicle undrivable. It's not safe to drive yet Auto Credit Sales sold the vehicle anyway, and they've refused to offer any help or recourse. We will be meeting with a lawyer tomorrow and hopefully get this figured out. read more

Horrible place to buy a car from. They sell vehicles for 3 times their value. They don't service them, clean, or detail the vehicles before selling them! My car had mud and all kinds of things inside the trunk and under the seats, the battery was so corroded the top of it was almost solid white and it had a dead cell. Stay away from this joke of a lot and go somewhere reputable. read more

I went in to look for a car every single vehicle on the lot was dirty not vacuumed out one vehicle had glass sitting on the seat I told them all I needed was a purchase order that I was already financed through my bank however I guess before they can even do a purchase order they make you fill out this piece of paper of course I filled it out and the gentleman took it back to his managers at that point I felt like they were pulling my credit even though I asked them not to Sure enough the guy comes back and said well we got you approved for this amount as I was sittingThere I told him somebody was pulling my credit the sales rep was like no no there not pulling your credit they pulled it 20 times through 20 different lenders dinging my credit every time do not go here this place is a joke and even when you tell them not to pull your credit they do it anyway read more

Just your typical car sales store. It's amazing that they can sell you a car despite your credit score and they offer low monthly payments. HOWEVER. they SUCK at customer service once you've signed all the papers and given them your money. I've tried calling them to set up an appointment over the past few months since I've gotten my vehicle for a general maintenance check but I always sent to voicemail and not single one of them bothered to give a call back. I got annoyed so I went to their store and explained my situation and lo and behold my warranty expired so the maintenance is not covered anymore. They told me its past 6 months even tho I told them nobody gave me a call back. The salesman just kept giving me excuses and not giving me an answer. He just told me to search on Google for a car repair shop that has good reviews. Customer service here is S.H.I.T. read more

Only giving them a 1 star review because there isn't a less star to give. My daughter bought a car in January and by April, it needs a full transmission. They wouldn't set up an appointment to bring it in for two weeks, so she took it to a reputable company to diagnose and took the print out to the manager at Auto Credit. They started working on a getting a replacement but today they asked my daughter how she was going to pay for it. Hello! What about the warranty? The car has been down for 4 weeks now. Stay away form Auto Credit Sales!!! No issue is so dyer that you have to sell your soul to the devil. read more

Would NEVER buy from this company! Their radio ads are totally annoying. Have never listened to the whole commercial before switching to another station. Auto Credit Sales, you know how to ruin a person's day! If I could give you minus 5 stars, I would! read more

When I arrived to look at cars from Auto Credit Sales, three people came in complaining about the car they bought from Auto Sales Credit. One of the customer warned me not to buy from them. When we did try to work a deal or negotiate they refused to budge on $600 for a trade in or reducing the purchase of a car. Then they offered a 6.9 percent interest. We left immediately and went to Jennifer's Auto Sale. It is bad service when they are not willing to negotiate. Do your research when going there as well as try another car dealership such as AutoNation or Jennifer's. Avoid this place at all cost. read more

PURCHASED 4 MONTHS AGO, BROKE DOWN WITHIN 72 HOURS and I STILL, yes STILL don't have a working Vehicle as they Knowingly sold me a faulty vehicle. Their Mechanics had all the issues noted prior in their system, yet they just cleared the codes and sold it without ANY warning of anything wrong with the vehicle. TRUST THE 1* REVIEWS. I would NEVER, and I mean NEVER come here to buy a car, they are shadier than half of the Hillyard area around here. I'd rather take the bus or walk up hill both ways everywhere I have to go than to EVER buy a car from here again. This place deserves to go bankrupt from all the times their about to and should have gotten sued. GET THE HELL OUT OF SPOKANE with your AWFUL customer service, and your awful ethics as human beings. It's been 4 months and you guys STILL can't fix the issue?? I feel like they're just trying to hold onto it until my warranty expires due to the time limit and then say they can't do anything about it. YES, that's exactly how fucking shady this place is. read more

These guys tried to tell me there is no Implied Warranty in the state of Washington when there most certainly is. Only come here if youre looking to get an unreliable car. Expect no help from them with problems unless you buy one of their ripoff service contracts that cover almost nothing of value. Be warned! read more

If it were possible, I'd be giving this company a -10.  They lie and cheat the system to trick you into a sales.   MAKE SURE YOU CHECK" CAR FACTS" on what ever car you buy before you sign any paperwork.   They Auto Credit will not show you the true facts.  We bought a used Dodge from them and by the time we drove home the engine burst into a cloud of steam.   Unfortunately we signed "as is", which in the state of Washington means if you drive off the lot you're stuck with the car.   They, fortunately repaired the blown head gasket.   6 months later we tried to trade the Dodge in and there's an outstanding recall for the air bags and the car had been in an accident.  None of which was ever disclosed to us.            There're a crooked bunch!!!!!        DON'T BUY FROM AUTO CREDIT read more

Your commercials are so damn irritating. I would never come here just because of that. I'm sure you've lost lots of customers because of how stupid your commercials are. Holy crap. CHANGE THEM. -thanks- From all of the Spokane area. read more

I keep hearing Mitch on the commercials saying "we'll take your car no matter how much you owe on it"...well, my bff bought a car from Auto Credit that they won't take back or let him trade out because he still owes on it. What's up with that? The car's broken down more than it runs, maybe that's why they won't take it back? read more

The only reason why me and my husband got a car from here was cause of Sean. He was very helpfully. We dealt with really bad customer service other than him my wife got talk rudely to by a Kyle and didn't want to ask his boss what is going on with the sell so my pregnant wife could figure out the finance part they hung up on her 3 times. But Sean he was amazing saw how they were treat me and my wife saw that it was okay cut us a great deal after a deal he already made for us VERY FRIENDLY AND HELPFULLY PERSON! I'm giving Sean a 4 star not the business it's self. read more

I had a great car buying experience here. Will definitely be back when I need another car. Justin was very knowledgeable and went the extra mile to take care of us. read more

I was in a pinch and needed a vehicle bad, I for sure didn't have good credit by any means. The folks here sat down with me helped me figure out a way to get me in a vehicle that day! No hassle no pressure none of that. I bought my vehicle and a few days later the alternator went out, I opted out of the warranty knowing this I called them for help expecting them to assist me but they went above and beyond and towed my car to the shop and replaced it free of charge! My salesmen was off today but that didn't stop any of the other salesmen to step up and take care of the problem! A huge thank you to the folks at auto credit!!! Cannot say enough good things about the people here. read more

Top notch used car dealer, they stand behind what they sell,I would highly recommend Mitch and his team........

No stars!!! lying unprofessional illegal activity having pos place to buy a car. Not even 6 months down the road my engine seized and I couldn't even do what my service contract said to. take it to the dealership. it was rejected at the dealership and I was told my service contract would prevent me from being screwed in the event of a mechanical failure. They only cover up to 2000 when it will cost 9000 for the repair. Progressive sucks too as they can't cover it because it wasn't in a n accident. I lost my job with no car and auto credit sales lies every time I calll they say a mngr will call back but I never get that call. The service department doesn't answer their phone and now I'm vehicleless but still owe 4000 on a car I put 4000 down on and it cost 6999 I've been paying for 6 months but I still owe what I started off owing?? they have ruined my life and laugh at me when I call to get them to own up to their failure to provide honest reliable service. for the people my ass read more

I was told twice that I was approved they had several different options when I arrived was told that I had to have about 3000 for a down both times driving from Lewiston Idaho to Spokane twice was a waste of a trip people were very rude will never do business with them ever read more

My wife and I purchased a vehicle a little over a month ago. They were really nice, we found the vehicle we wanted but it didn't have the bench seat we were searching for. They said that wouldn't be a problem they would order it and switch it out. We also knew that was a small problem that was going to be fixed which would only take a couple of days. we signed the paperwork and left. Our vehicle was not ready in a couple of day more like a week and a half. When I called to find out no one had an answer as to what was taking so long when it was just a simple fix. When asked about the bench seat I was told it was going to be in in a couple of days. After a couple of days I get an excuse that what came in was the captain seats I currently had in there. They said they already ordered them and would get a call once they came in. they also lost the remote to unlock the vehicle as well and would order us a new set and would need to call a lock smith. I got tired of waiting and order a new set and programed it myself no locksmith needed. We still have not received a phone call to get the bench seat. They give you a bunch of BS answers to try an make you happy. We did however get the new key but they didn't try to program it. Such horrible service they get the sale and they are done with you. Now my wife and I work hard to have a good credit score and we can go anywhere we want to buy a car. Now I can tell you 100% it will not be here. read more

My warning to anyone buying from Auto Credit Sales. I hate to say this, but they take advantage of people. They don't care about their clients or the safety of their vehicles. They only want to separate you from the most amount of money possible. They can't even adequately clean their vehicles let alone service them in a responsible manner. Stay away from their lots! read more

This place is crap!!!! I know me an my neighbor haven't had our cars for not even a year and they keep breaking down!! I wouldn't refer them to AnYONE!!!!!!!!!!!! U wanna know why their Maintenance is all booked out months at a time Because all their cars are POS!!!!!!! Screw auto credit!!!!! read more

I was having major problems with the car I had purchased from the North Division store. That store wasn't holding up their end and taking care of me and my husband and so we went to the valley location. Phillip, one of the service department managers, was absolutely amazing! He listened, gave feedback and options, and was able to get one of the biggest issues completely taken care of. Only because the car needs specialized attention, he wasn't able to take care of the other problems. But I would recommend him and that location to anyone looking for a vehicle and awesome customer service. read more