Buying a home for the first time is one of the most stressful things someone can do, but Ashley made our experience smooth and eased our worries at every turn. She went above and beyond to find the loan that fit our family's needs. She explained everything step-by-step from the first phone call through closing and even what to expect after everything was finished. She was professional, knowledgeable, incredibly efficient and precise, not to mention funny and personable. The moment we found the house we wanted, she already had all of our information packaged with a nice little bow, ready to move forward. We loved working with Ashley and would use her services over and over again. read more

My partners and I were recommended Ashley from my brother. After closing on our first house, we are glad he did! We would definitely recommend her due to her expertise, responsiveness, and level of professionalism. Being first time homebuyers, we had so many questions, naturally; she did a great job at making confusing topics easy to understand as well as providing additional incite. You can tell she cares about what she does. read more

Ashley was terrific to work with! Not only did she place an emphasis on educating me and informing me on all aspects of a mortgage, she was great to work with and was always available for my many questions. Ashley made the pre-approval process super smooth (and fun!) so that we were way ahead of schedule for closing on the home. We encountered a slight hiccup with the appraisal process due to the high demand for appraisals recently, but Ashley spent a considerable amount of time making sure that we could have a rushed appraisal done in time to meet our deadlines. With Ashley's diligence and commitment, we closed in 20 days! I highly recommend working with her! read more

Working with Ashley was such a pleasure. She is at all times personable, profesional, knowledgeable, and approachable. We were referred to her by a friend, and started working with her about a year before we were ready to buy a house. She helped to make the complicated home-buying process feel so straight-forward and manageable, always anticipating what would be needed ahead of time so we didn't have to scramble to get things together at the last minute. She even helped us by interviewing realtors who would be a good fit for the area we were buying into, then worked seamlessly with our realtor once we were in buying mode. It felt like we had an Ace/Shark on our side throughout the home buying process. Ashley was and still is always willing to answer any and all questions at a moments notice. It always seems as if she is our own personal loan officer only working for us. My husband and I cannot recommend her enough for anyone looking to navigate through the home buying process. Ashley is a person who LOVES what she does for a living and it shows in her knowledge and dedication to clients. read more

We just bought our first home! My boyfriend was referred to Ashley by our real estate agent Austin Simon. She was extremely helpful and proactive throughout the buying process. We were ready to close on our side in less than a week due to her diligence from the start. Being first time home buyers, there were lots of questions and procedures that we had no idea about and Ashley always made sure that we were comfortable and knew what to expect next. Even after everything had closed she followed up to make sure that we knew what documents to look out for and what to avoid. Would definitely recommend working with Ashley and we will use her for all future purchases. read more

Working with Ashley was a pleasure. She presents clients with a variety of possible choices for the mortgage in terms of rates and closing costs. During our process, she produced two videos to explain all of the possibilities. We got other quotes, but the largest number of scenarios presented by the others was four and usually one or two. It is important to do your due diligence and we certainly did, but Ashley came through with a rate that was almost 1/16% below the next lowest and had closing costs slightly less than that lender. It is important to point out that you will pay up front for the credit check through Ashley. Other lenders don't require that, but you'll pay for it if you go with them, along with the credit checks of other potential clients that didn't go with them. We did a refinance through Ashley. From submitting our application to the loan being funded was a period of about 3 weeks. This time period was aided by Ashley letting us know beforehand what documents we would need. As a point of comparison, some of the lenders that we contacted were estimating 90 days, likely due to the volume of refinances right now. 90 days wouldn't be a deal-breaker if they can lock your rate and won't charge to extend the lock, but it's so much easier to just get through with the process and not have to worry about such things or continuing to pay the higher rate of the old mortgage. All of this being said, the process was very easy on our end and went very smooth. Ashley had a title company lined up, which was able to send out a mobile notary, which was the only part of the process that was not contact-free (and they could have made that contact-free if necessary). All of this is to say that you are well advised to work with Ashley Blanton for your mortgage needs. She made the process pain-free and she had the most competitive loan details for us. She may for you as well. read more

Ashley is such a pleasure to work with. This is our second time working with her and she makes the process so seamless and easy. She is quick to respond and answer any questions. She also was able to help us in record time according to our real estate agent. That's impressive! If you're looking for a someone who really fights for her clients and gets them the best rate possible you must go with Ashley. :) you won't be disappointed. read more

I've bought a lot of houses over my life, and financing has always been a hassle- until now. Ashley was responsive, knowledgeable, patient and got me a great deal in spite of rising rates. I cannot recommend her more strongly. Thank you Ashley for a great experience from start to finish. read more

Ashley is amazing and worked very hard to help my husband and I buy our first home and close in 19 days! Throughout the pre- approval and final process she educated us and explained everything to us. She was so patient with us. There was a slow down in the appraisal process, but we closed on time and with a fantastic rate! She get's it done! I highly recommend working with her! Thank you again Ashley!! read more

Ashley and all her staff were incredibly helpful, professional, and warm from my first phone call to O2 Mortgage all the way til the moment the last doc was signed. As a first time buyer I was so thankful to have someone willing and capable of breaking down every weird piece of the process. Never once did Ashley make me feel anything less than capable! I would highly, highly, HIGHLY recommend Ashely and O2 Mortgage to anyone. Their warmth and professionalism (which is a challenging combination to master!!!) is unmatched. I truly hope to work with Ashley again! read more

In the truly insane process of buying a first home, Ashley was the most helpful asset to have as a first-time buyer. She knows her stuff inside and out and is always reachable. We never waited more than an hour to get a response from her! Ashley navigated us through every step of the home purchasing process with confidence and a strong focus on education. She was able to provide both a professional and personal examples which made the process so much clearer. We even closed on our house in record time! She truly shines in her role and vastly exceeded our expectations! She is the first and only recommendation I have to any friends and family looking to purchase or refinance. read more

Testimonial: "We extend our gratitude to Ashley for providing top notch customer experience, consistency, and upmost satisfaction to the sale of our first home in San Jose. From the start she laid out all of our mortgage options in order to help us make the best financial decision. The picture was drawn very clear and intelligently. You can tell she LOVES her work through educating her clients. She kept us well informed throughout the entire process, which provided reassurance. Thank you Ashley for your dedication and making our dream a reality! -Ingrid & Alberto Esquivel read more

Found this place using yelp, and I'm glad I did. As a first time home buyer I wasn't aware of all the benefits of home ownership. Ashley to the rescue, she took the time to explain how the benefits would work for me. Ashley knows her job, and is quick to share her knowledge and expertise. She has a great crew alongside of her. Together they made the home buying process fast and easy. I recommend Ashley to anyone looking to purchase a home. read more

Ashley helped my clients, the buyers to purchase their first home. The most impressive aspect with this partnership was that Ashley and her team was super communicative keeping everyone updated. Buyers went into contract 3 days before Christmas and we closed in 21 days. It was the fastest (and one of the smoothest) close during holiday season that I've experienced in my 10+ years as a realtor. The feedback from buyers was equally impressed - they've appreciated the guidance that Ashley provided that lead to on-time and successful close. I definitely highly recommend Ashley and her team to others! I will be referring clients/buyers to her for sure. read more

Ashley made the home buying process as simple as it can be!! My wife Yejin and I started looking for houses and after a month of dealing with quicken, we sought Ashleys advice. My wife really got to understand how the home buying process works and how everything falls into place. Thanks Ashley!!! read more

As a first time homebuyer, I really had very little idea what I was getting myself into with this whole very complex process! My agent referred me to Ashley, and I'm soooo grateful -- Ashley came in early to meet with me before I had to catch a flight and packed SO much clear, invaluable education about the whole process that far exceeded anything I've learned from quite a few other home-buying seminars and of course all my own online research. She's incredibly experienced, knowledgable, and I honestly had a *blast* learning from her about taxes and mortgages and more-- and yes I'm aware of how crazy that sounds! Thank you, Ashley, for making this huge step so much less scary and for being such an awesome human being-- your passion for your work is clear, and your dedication to helping people buy a home is so appreciated! I'll be referring friends to you for years to come :) read more

I needed more information on a specific real estate deal, as well as general information and Ashley, was available when needed and she did a great job of explaining the information I needed. She was easy to work with and I highly recommend Ashley. read more

Ashley consistently went above and beyond to make our first home buying process as smooth, comprehensible, and fast as possible. She was readily available to answer questions, and was always knowledgeable and capable of personally answering any random questions either my husband or I had about the loan process. I very much appreciate that she knows so much about the whole loan process and industry: it made me feel very comfortable getting advice from her since it was clear her depth of understanding is advanced. We got in contact with Ashley through a realtor friend of ours. Over the course of a couple months, I gathered the necessary paperwork (it took that long because of my own delays - Ashley was far more prompt than me) and submitted them to her and we were able to set an appointment to discuss what "affordable" meant for my husband and I. Once we had our budget, we could then start looking very seriously for houses. We found a few that we liked, discussed what the mortgages & down payments would be, in very specific numbers, and from that analysis, my husband and I chose the house which to submit our offer. We got very lucky, and because of a variety of factors enabled by our realtor and Ashley, the sellers accepted our first offer! Ashley was able to provide a number of very seller-attractive incentives and assurances in our our offer contract. Once the process began and we entered into contract, Ashley ushered us through the remainder of the process very quickly (which was great for us!!). We ended up with our dream first house, at a price we could afford, and we were able to close very quickly. We will certainly be working with Ashley again in the future. read more

It was such a great experience working with Ashley. This is my first time buying a home so everything that comes along with the process is new to me. Ashley was very informative and very flexible with her scheduling. Due to my work schedule not working with her business hours, it was such a relief to know that she was available by text and at anytime (literally I texted her whenever and she always responded quickly.) I thought this process would be very stressful but in my case everything happened so smoothly and I know a big part of that was because I was working with the best! I 100% will recommend everyone I know to work with Ashley, she's the best!! read more

Ashley Blanton is simply amazing!!!!!! She made our house buying process so easy and wonderful. She is such a joy to work with and I couldn't imagine working with anyone else. She communicated with us on everything, kept us up to date, made sure we felt comfortable with every decision, answered every question and concern we had with ease, responded to us right away and I would recommend her to everyone. She is a joy to work with and no words seem enough to describe how thankful we are to have had her diligently working so hard to make our dreams come true with purchasing our new home. Thank you to Ashley and her whole team. You all are amazing!!!!!!! read more

I can honestly say Ashley made our client's first home buying experience go extremely smoothly. Being a Real Estate agent for over 16 years and having a lender makes her self available to our client even on a weekend. Tells you she cares for the people she serves. Did I mention she also reached out the the Selling agent involve to answer any of their questions. A true advocate in this competitive market for the client. Ashley is an exceptional lender who takes pride in her professionalism. I never had to worry about the loan and she was in constant communication with the buyer. Explaining the process, meeting our time lines and making sure the client was understanding every step of the way. Ashley extended her expertise beyond the scope of the business and I look forward to having the opportunity to working with her again! Thank you. read more

Giving Ashley and the team from O2 Mortgage five stars because they deserve it. We had the pleasure of working with Ashley; she is very knowledgeable, patient, and always available to answer our questions (she even helped us find things to do while vacationing in San Diego!). The process was smooth and quick. I highly recommend calling Ashley to anyone considering buying a house. read more

I do not normally Yelp, but when I do it's because I have had such a great experience that I NEED to share it so that if anyone is in the same position as I was one day they can have the same great experience. As of two Friday's ago, I am officially a first time home owner! Backtracking to four months ago, I knew nothing about what goes into buying a home. I dabbled around Zillow, as I'm sure most of us do on our free time when thinking about renting or buying, but never knew where to go from there. When I started to get serious, I found O2 Mortgage on Yelp. They had great reviews filled with positive experiences and people like me, buying their first home. The one thing that stood out to me was the phrase, "We don't focus only on what you can qualify for, rather on what you can afford." I reached out to O2 via their website, which I have to say is very well designed and easy to navigate. Within a day I received a response from David, the Branch Manager, who after a very welcoming phone conversation set me up with my very own Loan Officer, Ashley Blanton. When I came in for my first appointment with Ashley, I was super nervous. I didn't know what questions to ask or if I was prepared enough to be moving on to the next steps of home buying. Ashley was amazing from the get go. She has a very warm and welcoming personality that made me feel as if we had been friends for a long time. During the meeting, she took her time to get to know me and focused on the budget I was comfortable with versus the budget I could afford. I am not an expert on mortgages or home buying but Ashley was always available for questions at any time of the day and offer her professional opinions when needed. Trust me when I say, there is no such thing as a dumb question. In order for you to feel comfortable with such a life changing decision, you need to feel comfortable enough to ask whatever questions come to the top of your head. Ashley is an expert in her field and did a great job explaining technical processes in a way that I could fully understand. Ashley humanized the loan officer and home buying experience and made me feel like a friend rather than a customer. Buying a home can be a scary but if you have the right team backing you, you will have a smooth and confident home buying experience. My first time home buying experience was so smooth my house ended up closing early! If you are looking for a mortgage company, whether it is your first time or your tenth time buying a home, O2 Mortgage is the company for you! read more

Was referred to Ashley by a friend for my Re-fi. She made the process super easy. Everything was taken care of via email/docusign. She was informative, knowledgeable, and quick to respond to any questions I had. She provided plenty of updates to keep me apprised of what was going on with the process, closed my loan quickly (less than 3 weeks), and got me a great rate. I would definitely recommend her if you are looking to buy or re-finance. read more

My wife and I can unreservedly recommend Ashley and her team. She did a great job of making sure we fully understood our loan, what was required to qualify for it, and the process we'd go through before, during, and after purchase. Now, granted this was over the holidays, so we were very available to respond and make decisions, but once we'd agreed with our realtor (Chia Rodesky, also someone you want in your corner) that we'd found the right house, for the right price, and the seller agreed, we went from contract to clear to close in three business days! Incredible efficient, and perfect for us, as the seller had requested that we move quickly, and with the support we'd received, turns out we could move quicker than anyone imagined! I'm sure no-one would ever promise to repeat that kind of speed, but it shows it can be done, and Ashley and her team have done it. Amazing. Highly recommended. read more

My wife and I were referred by a friend to use Ashley as our lender when we began looking for our home Ashley helped guide us through the entire home buying process. Any questions or concerns (and there were many) we had, she was very responsive and made sure we understand everything happening. She made sure we were well educated on the process to help us make the right choices that fit our needs for picking a loan. Ashley has been extremely helpful and knowledgeable that my wife and I didn't feel stressed or worried during the whole process. We highly recommend Ashley when buying a home. read more

As a Realtor myself, I've worked with more lenders than I can count and never have I met one that was as responsive as Ashley. This girl gets answers and gets them quick! When it came to purchasing my own property I knew Ashley was the right and best choice. We purchased a new build and it ended up being completed 6+ months behind schedule (the builders fault). Ashley was there for us through the entire 8 month process. She continually educated us on the loan process and when to lock for the best interest rate. Her positive attitude and great sense of humor made the experience fun. You'd be CRAZY not to give Ashley Blanton a chance with your mortgage needs! She WILL impress you. read more

Ashley and O2 mortgage were able to have our loan funded in a record-breaking period of time. Very efficient office, and very pleasant people to deal with. Highly recommended. read more

Ashley and her team were fantastic! She made the process stress-free. I loved being able to confidently submit an offer, knowing that all of the legwork was already done. She even recommended a great Realtor. I would absolutely work with Ashley and O2 Mortgage again. read more

As a first time home buyer, Ashley made this process very efficient and easy! She was very responsive to our questions and never once made us feel bad for not knowing something. She went above and beyond to make sure we understood everything and were comfortable. She was also very prompt in all of her work. She always made sure to reach out to us and always responded to emails very quickly! I highly recommend! She was very professional and had excellent customer service! read more

I would like to recommend Ashley Blanton a Loan Officer at o2 Mortgage. My boyfriend and I are first time home buyers and she helped us understand the process. We went in just to talk and find out details. And before you know it she then helped us prequalify for a loan. During this process she took some interest in our personal life just to get a better understanding of who we are which made us feel comfortable. Even though we knew nothing about buying a house, she took the time to thoroughly explain the process. I was able to call and email any questions I had and always received a timely response (which was really awesome), up to the final closing of the house. She is very professional and really takes an interest in her clients. read more