If you have been sued by a credit card company, your first call should be to John. He is not only knowledgeable about the law, but also compassionate to your circumstances. There is a precise formula to winning these cases, and while the odds are stacked against you, I have seen John do this in a case where I wasn't even a client. Remarkable attorney. read more

Mr. Skiba and his staff are a great example of what law professionals should be. His integrity and candor are unsurpassed. He also has excellent content on his YouTube channel. https://youtube.com/@Consumer_Warrior "Don't hesitate to contact John" read more

John never negotiated a reduced rate after a collection company came after me for a 16 year old debt like he said he would. Woke up one day and the app through which communication with John takes place was simply gone from my phone. $3k is a lot to pay someone to file paper work. I do not recommend if you seek a negotiated settlement. read more

Words can not begin to express the gratitude I have for John Skiba and his team. He worked on my case for over a year with persistence and attention to detail. I had taken out a private student loan with a company that went bankrupt years ago and was being harassed by a new company claiming to own the debt that amounted to far more than I originally taken out. I felt uncomfortable communicating with them and incredibly blessed I found and hired Arizona Consumer Law Group, PLC . THE LAWSUIT WAS DROPPED! They are a team with integrity and prompt communication. This was the best thing to happen to me in months and I recommend them to anyone being haunted by greedy loan companies with false claims. John Skiba will fight for your rights and treat you with respect. Thank you again, Tasha read more

I would definitely recommend Mr John Skiba and his team. I have had a great experience from start to finish He treated me with respect and had my best interest in mind read more

No free consultation.. called and they wanted $55 just to tell my story. One more insect that seeks to drain your blood red pocket book read more

I was sued by Midland Funding and contacted the Skiba Law Group after watching his videos and reading his discussions specifically about Midland Funding. Mr. Skiba called me back personally and I explained the situation (I no longer lived in Arizona so felt helpless). Mr. Skiba's staff promptly wrote up an agreement to get the ball rolling. Mr Skiba drafted a motion to reverse the judgment, which was granted by the Judge and the Court reversed the judgment against me. I have never met Mr. Skiba personally, but I saw results from thousands of miles away. The gentleman knows what he is doing, and I am grateful for everything he and his staff did to help get this resolved. read more

John and Kymber are amazing!! I had so much anxiety in dealing with all of my debt and issues and they made the process quick and painless. John even took the time to rush my paperwork and went out of his way to make sure things were handled and my questions were answered. I'm so incredibly grateful and thankful for them and would gladly refer any friends and family!! read more

As with most Americans, our family has been diligently working towards a financial recovery since the crash of 2008. After losing almost everything we have been making a lot of progress on that mission with debt settlement, new home ownership and a savings account again! Recovering American families like ours with hard work and sacrifice have been able to put ourselves back on a positive track with the possibility of providing a safe and comfortable future for our families, not to mention the opportunity to contribute to the regrowth of our nation's economy. Then out of nowhere comes an opportunistic collection agency that bought an old credit card debt that had been officially written off by the original creditor years ago. Mind you, this was debt that had been created by my former employer (a genuine con man) that had since served a prison term for white collar crimes. This collection agency made it their mission to hunt me down, send their goons to my home and pound on my door at dinner time and embarrass me at my place of employment by telling my co-workers that they needed to talk to me to serve me. They claimed that I owed them over $20,000.00 and were going to take me to Superior Court. After many, many failed attempts to serve me in the traditional manner (personally handing me a summons) they resorted to mailing me a summons to my place of employment. That constituted an official serve! How is that even legal? Naturally I was quite concerned about the tenacity of this collection agency, the amount they were trying to extort from me and the fact that this was a Superior Court matter so I new I needed legal representation to give me and my family a fighting chance. After an initial conference with John Skiba, I knew we had the right firm on our side. His calming demeanor, clear and concise explanation of the situation and processes and his extensive knowledge of the legal system and our rights immediately put us at ease. After retaining John's services we supplied him with all of the pertinent information and documentation he needed to prepare our defense. In the meantime the collection agency declined our offer to settle out of court to make this whole thing go away and let us get on with life. Not only did they decline a settlement offer, they tacked on a ridiculous amount of fabricated interest penalties to increase the debt to over $40,000.00! Who are these greedy people? Waiting for our case to make its way through the bogged down court system seemed like an eternity as our emotions were out of control but eventually our case made it to a Superior Court judge. John was very well prepared and confident with his representation of our case. The collection agency was unable to present a lot of the requested documentation from John Skiba which compromised the validity of the plaintiff's claims. A week later the judge, after a preponderance of the evidence ruled in our favor. In Superior Court it's an all or nothing ruling. In other words there is no settlement amount or compromise. A ruling in our favor means we owe the plaintiff nothing and we are entitled to recover our attorney fees and court costs from the plaintiff! Poetic justice!Words cannot express how impressed we are with John's professionalism and experience in protecting innocent people from the shady predators out there who take advantage of recovering American families. Highly, highly recommend John and his team!!! read more

I received a call from a Collection Agency from an apartment that I lived in 5 years ago. I did not want to settle with the collection agency on a debt that I didn't feel occurred. Though I could have settled for possible less than attorney fees, I hired John off the principle of the situation. Not only did John win the Judgment, but also had their Attorney pay for my costs. I would recommend the professionalism of Skiba Law group to everyone! read more

I was sued by Midland as well. I was optimistic that the case would be dismissed because the debt truly does not belong to me. I was happy to attempt to handle the case myself but when the trial was scheduled I thought I would hire an attorney just to be on the safe side. The trial date was set and then suddenly cancelled. A summary judgement was issued. I lost my case just like that. Mr. Skiba seemed ready to resolve the matter with a plan of action in place. Almost a year later, the judgment is still on my record. read more

I had a free consultation with Mr. Skiba and even though my case didn't end up requiring his services, he still gave me some advice which was very helpful. Thanks again! read more

I was very disappointed with the services. I was not kept informed and was repeatedly told the courts take time, but in actuality nothing was being done at all, nothing was filed to begin with. Very poor communication and very frustrating trying to get ahold of him. Although he did refund my $65 filing fee nearly a year later, I'm still out his $500 fee for doing nothing because it was too late to negotiate. read more

Would not recommend this law firm. Attempted to speak to John numerous times on my case not once did he return my call.

John Skiba is a life saver. He responded to me immediately, spent lots of time meeting with me, spent more time on the phone when I had more questions, all for a modest cost. It made me feel like he was doing a favor for a friend. I'm not sure of the scope of his specialty, but I can assure you I'll call John first in the future. read more

I received a free consult with valuable information. Since my debt wasn't significant, it wasn't in mine or his interest to continue together on the matter. What was really telling was his willingness to give me information, even though he knew we wouldn't be working together. Honest, candid and straightforward. Would recommend. read more

I met with attorney John Skiba about a year ago for a bankruptcy consultation when I was living in AZ and was impressed right off the bat with his professionalism and compassion for the difficult financial situation that I was going through. He was available to meet with me right away. At the meeting, he clearly laid out all of the available options that I had and wanted to make sure that I was completely comfortable with what all of the possible outcomes could be. After working with John for almost a year on what I consider to be a pretty complicated bankruptcy, the outcome ended up being the best possible case scenario and was exactly what John had predicted. It was the best possible outcome for my family and for myself. Also, he was there every step of the way to answer any questions or concerns that I had. I cannot thank him enough for all of his help and will continue to refer him to any clients, friends, or family members that I possibly can when they are in need of a trusted bankruptcy adviser. I met John originally at a presentation that he was giving to a real estate company. I had even referred him to a family member prior to using him myself, and they were also very impressed and happy with his services. He offers a free consultation and I would highly recommend to anyone facing difficult financial times to call him and schedule an appointment. He will definitely guide you in the right direction and his fees are extremely reasonable compared to all of his competition. I would not go to anyone else for a bankruptcy or consultation. read more

I started my journey 3 years ago with Mr. Skiba. It began with him winning our case for us with out any issues. Mr. Skiba also got a judgement in our behalf for our attorney fees. Which took almost 3 years to get back. The opposing attorney just ignored all the judges rulings. But Mr. Skiba didn't give up and we finally got our money back Thanks a lot for all your hard work. read more

I feel Attorney John Skiba does knows a lot about the Bankruptcy/ debt collection laws however I did not have a good experience with him as an attorney. I understand you cannot control what a judge decides to do but I went with his recommendation by not showing up at a hearing when I told him I was willing and lost the case. One of the reasons cited by the judge was because I was not present and it showed the court that I did not care. After, all I got from Mr. Skiba was the decision could be appealed but it was not in the scope of our agreement and would be expensive. I never received any additional information from him on what I needed to do. However, I did receive a letter from him that told me what he could do for me at an additional cost. I had difficulty reaching him to find out if I needed to contact the company or wait for a demand from them. I scheduled a telephonic appointment so I could ask him and he missed it. I received an email stating he would call me in the morning but never receive a call. I had to email him days later to ask when I would get a call back from him. I never received a response or call from him. I did receive a letter from him stating my case was closed out and ended it by asking for referrals. I would not recommend Attorney John Skiba to my family or friends. He seems like a nice guy but good luck if you choose to go with him. read more