I had a great experience with my Loan officer Drake Murphy …read more I appreciate his hard work , knowledge and ability to make my loan to go through .

Terrible customer service. They place people over profits. They refused to waive late fees even…read morethough I made my regular payments on times. I paid my payment increase as soon as I found out about it and they still will not waive my late fees. Do not use this company when they call you up and make all of their promises. You will regret it.

I had an excellent experience working with Investor Property Loan on my DSCR loan. Their team…read morereally understands investor financing and made the entire process smooth and efficient from start to finish. They were knowledgeable about rental cash-flow analysis, property valuation, and structuring the loan to fit my investment strategy -- which made a huge difference. Communication was clear, timelines were met, and they stayed proactive every step of the way. If you're an investor looking for DSCR financing, I highly recommend Investor Property Loan. They know how to get deals done and truly operate as a partner in helping you grow your portfolio.

I cannot thank Sasha enough for her phenomenal work! She is an absolute expert, but what truly blew…read moreme away was her promptness and agility. She was always there the moment I needed anything, making me feel like I was her only client. While the process felt completely seamless on my end, I know an immense amount of effort was happening behind the scenes. She anticipated every turn, simplified the complex steps, and guided me flawlessly. Her work ethic is unmatched, and it was a true pleasure working with someone so dedicated and kindhearted. I highly recommend her to anyone looking for a top-tier mortgage experience!

Just closed a challenging deal where Carla was the lender and it wouldn't have happened without…read moreher. Most lenders would've either moved to an easier file and just let this one sit in underwriting hell until it got declined. She seemed to thrive when things got rough or if the buyers weren't getting he what she needed. We also ran into other challenges and she went above and beyond what a lender would do. Both buyers were out of the country when signing loan docs and she worked her magic.

What can I say..... Carla is not just a wonder woman but she rules the Marvel super hero…read moreworld!!!! She went above and beyond from day 1 to closing our loan!! She advocates for her clients, she had super power follow through and even though she was busy, she is always on top.of things!! Ours was a challenging one, as I live internationally and on a completely opposite time zone, even through the challenges and red tape, she finds a solution! She is straight forward, no nonsense and can be perceived as tough but she is a softie and truly cares for her clients!! THANK YOU CARLA!! YOU are beyond amazing!!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

I cannot thank David Lerman and Cal Union Funding enough. They didn't just process my application;…read morethey acted as a trusted advisor, helping me to understand my options and secure the best possible rate. I have had the opportunity to work with this knowledgeable team for both a home purchase and refinance. If you are like me, you are skeptical of dealing with professionals from an industry that by history has exploitative or deceptive practices. David and his team did a wonderful job to keep open communication for transparency and make a complicated process feel manageable. They were incredibly patient, answering every question I had (no matter how small) and keeping me updated at every step. Their attention to detail ensured there were no surprises or delays and they went above and beyond to assist in identifying solutions when I needed to overcome a specific challenge related to my unique income structure. Additionally, their speed and efficiency helped me to lock in a good rate during this very challenging economy and keep everything on track for a closing on a tight timeframe. I'm so grateful for their expertise and working with them a second time gave me peace of mind that I was in capable hands. David and his team always made me feel like a priority, despite my awareness of the team's busy schedule. I wouldn't hesitate to recommend this team or to work with them again!

We can't say enough good things about Marty and the Option One Lending team! He helped us buy our…read morehome in 2023 and just refinanced our rental property this month--both times were smooth, stress-free experiences. Marty and Suzy are amazing! Super responsive, no surprises, and always made sure we understood every step of the process. Everything was done on time and we closed exactly when we were supposed to. If you want a lender who actually makes the process easy, Marty's your guy!

Marty Yeghishian helped me complete a very challenging refinance that involved complications with…read morethe HOA and documentation requirements. Many lenders would have walked away from this file, but Marty did not. He remained patient, persistent, and solution-focused from start to finish. There were delays and obstacles that felt overwhelming at times, but Marty kept the process moving, communicated clearly, and worked through every issue step by step. Because of his experience and determination, we were able to close successfully and improve my mortgage situation. What stood out most was his integrity and commitment. Marty truly cares about his clients and does not give up when things get complicated. I am sincerely grateful for his guidance and would confidently recommend him to anyone looking for a knowledgeable and trustworthy lender.

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Cricket Yee is the real deal…read more Buying a home is stressful. Cricket made it feel manageable - and even exciting. She is responsive, sharp, organized, and incredibly calm under pressure. Whenever something unexpected came up (and in real estate, something always does), she handled it immediately and strategically. She fought for us during negotiations, kept everything on track during escrow, and explained every step in plain English. We never felt lost or unsure about what was happening. Beyond the professionalism, she genuinely cares. You can tell she wants her clients to win, not just close. If you're buying or selling in LA, call Cricket. Period.

I worked with this agent to list my rental properties in Winnetka, CA. My properties were not…read moreadvertised correctly on key platforms, including Apartments.com, Homes.com, and Zillow, which are among the most important channels for marketing rental listings. This negatively affected visibility and inquiries. When I raised these issues and requested corrections, the agent declined to address them, stating that it would take too much time and that technical personnel were unavailable. As a result, the inaccuracies remained unresolved. When I continued to follow up regarding these issues, the agent terminated the agency relationship, which caused delays in marketing my properties. She also suggested that my listings be transferred to more junior personnel within her brokerage rather than handling the matter herself. In addition, I gave clear instructions to restrict access to a separate furnished studio unit with valuable contents and specifically requested that the lockbox code be changed so contractors could not enter. Despite these instructions, after termination of my agreement she willfully made the key accessible to the contractors. In my experience, her conduct was unprofessional, including failing to correct listing errors, not following clear instructions regarding property access, and terminating the agency after concerns were raised. Based on my experience, there were significant lapses in responsiveness, follow-through, and adherence to client instructions.

Very professional loan officer that work with a digital approach but also have the paper based if…read moreyou prefer that. Nicole Melgar helped me get pre-qualified and pre-approved so I was able to get my home when I found it. She works for you and I can only recommend her as your next loan officer.

From the owner: We specialize in tailored mortgage solutions to meet unique financial situations…read more Whether you're self-employed, investing in real estate, or need fast access to capital, we offer a wide range of Non-QM and alternative lending options, including: DSCR Loans Bank Statement Loans Jumbo Loans Commercial & Residential Financing Bridge Loans & Hard Money ITIN Loans Se habla español — providing expert service to both English and Spanish-speaking clients.

Michelle was wonderful to work with throughout my entire closing process- she explained everything…read moreand made sure I felt informed, confident, and prepared- but I had to come back and write this review because the cherry on top was her sending me a letter this tax season, recapping my closing costs so that I could maximize my tax savings. As I re-read the master settlement statement she enclosed, I realized I could deduct more on my tax return than I thought... Michelle put a couple hundred bucks back in my pocket, a year after we did business together! Thank you Michelle!

This review is a long time coming. Michelle was the lender for the buyer on the property I was…read moreselling. Michelle communicated updates regularly, was super professional and even closed a week earlier than expected. As a licensed Loan Officer, I'm hyper aware of problems and concerns, but with Michelle, there were none that surfaced. Highly recommend!!

I was referred to Ricardo, the owner of feniks funding in Cerritos through a friend, they had done…read morebusiness before with refi's together and he had purchased cars from my friend working at a dealership. I reached out and told him that I wanted a refi on my current primary residence and was open to doing a refi on an old condo that I had if pricing made sense. I was urged to take money out on the low balance condo and did not want to do that and told his associate to move forward with my bigger loan and I might decide to refi the smaller condo but wanted to complete this specific loan 1st. After getting pricing which was good I was told that there would be no miscellaneous "b.s" fees by Ricardo, just the origination fee and standard fees that are necessary. After getting all the required info like tax statements, paystubs, home owners declarations and hoa info on the condo and whatever else needed I finally was at the point of appraisal and paid for it upfront as requested. After the appraisal the communication started to fall apart. I could not get a hold of anyone at this office including my referral and the other associate helping me (Devin P) Who I had spoken with throughout the whole process multiple times a week for probably 2 months or so. Finally after excuse after excuse I reached out to the only person there willing to help Amelia H. She assured me that all that was holding the process up was an error on the appraiser's side of things and it would be cleared up within a couple day's. Mind you at this point the reps at Feniks funding had been blaming the appraisal company for almost a month now and would not reply to my e mails, text or phone calls any longer. Finally after about another 2 weeks I had a blunt conversation with Ricardo and he stated that he was giving me such a good deal that he couldn't do just 1 loan and when he was told I was only doing 1 loan they let my lock expire, and apparently they were just afraid to tell me. At the time no one had told me my lock had expired and I was told I was just days away from signing final docs whenever I did get any response from anyone. I was furious at this point but tried to work with Ricardo to get a deal though rates had changed I wanted to just get this done because I was already over 3 months in at this time, already paid for the appraisal and rates had gone up and my loan was substantially higher at about 3.675% from when I bought the house. I am writing this review because I have never been jerked around and blatantly lied to like this. I am out the $450 for appraisal but just closed with loan depot with the same rates and substantially less fees and credits to offset my closing costs. savings in just fee's is almost $3,000 and it has been a great experience with loan depot. The way I got jerked around by Ricardo I wouldn't wish this on my worst enemy. When I was shopping for another lender he e mailed and text me out of the blue saying ok, we are ready with final docs. At the time it had been almost 5 months and all the figures changed on the new Le and were substantially higher than the fees others lenders where quoting me, including the initial fees they had promised me. Rates may change however fee's dont. My main motivation for this review which I will be posting wherever else I can is because I was jerked around for over 5 months, with them wasting my time and losing $450. My goal is to save as many people as I can from making the mistake I did and trusting them with my refi and personal information, do yourself a favor. Save time and money and go elsewhere. Do not give these unethical people your business. I can blow off the $450 they cost me but it's the time and stress that bothers me most. Please again do yourself a favor. Take your business elsewhere.

Excellent morgage I recommend you ask for Ricardo talamantes I was about to throw in the towel no…read moreone could qualify me for borrowing Ricardo he qualify me for a good loan I am very happy in my house I already have 2 months living the American dream. Thanks LIGHTS SPEED MORGAGE.