My wife and I bought a condo in Honolulu back in July 2021. Jef Saragena was extremely helpful. He…read moreexplained each detail of how we should determine the amount of coverage we needed, including how not to overspend on items. We were not able to be in Honolulu at the time of the sale or when we were shopping for insurance, so Jef worked hard and met with our daughter to view the condo to best assess our insurance needs. We saved money and learned useful information about insuring condos. Fast forward to this week. My wife and I bought our daughter her first car. Because of the great experience we had with Jef Saragena, I immediately thought of Jef and StateFarm. Just like before, Jef was on it. Jef contacted my daughter, the car dealer, and worked with my wife and I to get my daughter properly insured. Jef worked hard to smooth out a difficulty that was created by the fact that my wife and I were in California while buying the car in Honolulu. As before, Jef explained our insurance needs and, then he contacted my daughter and counseled her on what to do to drive safely, the benefits of maintaining a good driving record, how to use apps that help her drive safely and save money on insurance. All in all, Jef is our go-to insurance agent in Hawaii. My wife and I commend him for his integrity and his money-conscious detailing of insurance. We highly recommend Jef and StateFarm. We will definitely contact Jef when we need to purchase more insurance.

Jef is great. He is so personable. Like your talking to a good friend on the phone…read more Rates are good. Always has your best interests at heart. Truly like the commercials! Always had State Farm and always will. They are good!

With prices skyrocketing left and right (food, gas, utilities, property tax), I had to review all…read moremy expenses. To my horror, I was paying over $2000 for hurricane and homeowners insurance so I asked Amie Kobayashi for a quote. Amie didn't just give me a quote. First, she reviewed my current policies then explained them to me. I'm so grateful she did that because that's when I discovered my homeowners policy was underinsured. Amie explained that the cost of building and renovating a house has increased and my policy was purchased over 10 years ago so I need to increase my coverage according to the current price price of home building and remodeling. But here's the most amazing part. She didn't try to sell me a new homeowners policy and instead advised me to talk to my agent about increasing my coverage. Then we discussed my needs and concerns for a hurricane policy and she gave me a quote. Amie's hurricane policy is saving me about $1,200 a year, that's $100 a month! It sounded too good to be true so I asked a lot of questions and she answered them patiently. Best of all, I didn't feel pressured into buying a policy from her. I was so happy with Amie's honesty, expertise and patience, I wanted to switch ALL my policies over to her. You won't believe what happened next. She said no, she said I should keep my existing life, auto and homeowners policies, so I can benefit from a multi line discount. That's why I trust Amie, she wasn't interested in making a quick sale, she was sincerely interested in looking out for me. I highly recommend Amie Kobayashi.

I can't say enough good things about Amie Kobayashi at Finance Insurance. She worked so hard for me…read moreand never gave up, even when things got frustrating. She stayed positive, kept trying different options, and truly cared about helping me get the best outcome. I'm so grateful for her persistence! She did an amazing job. Laura

I am a local small bis owner, and I have always floating my biz. Now, finally my income is able to…read morehelp me on big step for me to actually rent a spot. 1st challenge was insurance that was requested from my landlord with UMBRELLA! I've been struggling for 10 days and can't find any quotes that make sense or meet my needs. Trust me, I called from NY, LV, CA, to HI, Geico, state farm, 1st insurance. and those big name, you named it. But David solved the issue in just 45 mins with all the quotes and payment done. I was like WOW!!!! I am also licensed loan officer past 4 yrs, I've always sent my clients to his way. Just somehow my brain wasn't thinking straight when I actually have him as my partner RECOMMEENED!!

We made an appointment with David Chen to discuss insurance policies and couldn't be happier with…read morehis guidance and consultation. David is very knowledgeable about insurance policies and is a very stand up guy. It is hard to find people as trustworthy and genuine as he is, we really appreciated his patience, insight and time he spent with us. No high pressure sell tactics - I would highly recommend seeing him to discuss your insurance needs!

Michael Luong is my go-to agent!! Knowledgeable, constant professional, respectful, available when…read morewe need him, quick actions, dependable. Answers all our millions questions with patience and grace !!!! Like a good neighbor, MICHAEL is there !!! We already have coverage on our vehicles but bought another for our son and adding on the 3rd vehicle went smoothly. I will refer all my friends and family to Michael. He is much appreciated!!! Thank you !!

5 Stars I've been…read morewith State Farm since 1994 and have all my insurance here -- 4 houses, 4 cars, and an umbrella policy. U'ilani Aragaki and her team are always easy to reach, fast to respond, and very clear when explaining things. We truly trust them, and the pricing is very reasonable for the coverage and service we get. Whenever there's a claim or repair, it's handled quickly, sometimes the same day. Even payment reminders are always polite and professional. It really feels like they're here to protect us, not just sell insurance. Highly recommend State Farm and U'ilani Aragaki's office. Please call 808 955 9090

Whenever I have a question about our policy or claims, Kirk and Steve are always there willingly to…read moreanswer any of my concerns. If I request anything, they respond immediately. Besides being informative and efficient, they are always very pleasant and nice. I highly recommend them if you're looking for a good insurance agent and staff.

Kirk Paterson is one of the most knowledgeable insurance agents I've ever worked with. He took the…read moretime to explain every detail of my homeowners policy and made sure I fully understood my coverage options. His customer service is outstanding, and he responds quickly anytime I have a question. I feel very confident knowing my home is protected with Kirk and Allstate.

I've been with State Farm for years and just love their service…read more Once again, they have come through! I just received the most fabulous and timely service from Kaysea who just found me additional savings on my 6 months premiums for both of my cars. We're talking a whopping half price on one of them! Thanks so much for going the extra mile to bring amazing service to your customers...I'm so grateful!!!

Shelli & Todd ROCK!! Todd helped us with a Certificate of…read moreInsurance for our event so quickly! Thank you!!

no charge for towing where with Geico just from a mechanic in kona to waikoloa would be a hundred…read moredollar charge for the extra mileage. AAA is always courteous and gets it done fast.

We are 40 year members of AAA…read more It is October 1, 2026 and my truck was stalled on the H-1 freeway! We managed to drive to the US Post office at the airport. I called the AAA for a tow to the car repair shop. I was promised: 2:45pm O'Sung Towing LLC should arrive; I waited ... then received a text: 3:29pm O'Sung Towing LLC should arrive; I waited ... then received a text: 4:24pm O'Sung Towing LLC should arrive! I had been waiting for 3 hours! I had called AAA and was routed to an AI (I hate these things) generated texts ... do you want a STATUS? do you want to CANCEL request for a tow, or do you want an AGENT? I had waited for 3 hours! I called O'Sung Towing LLC and was told they provide 24 hour service; OMG, this is a AAA contractor and they represent AAA. We are 40 year members of AAA! This fact did not impress the AI or human Josh, or Lovye or Christine with AAA that I had been waiting for 3 hours and the fact that as a senior citizen, my request for a tow was disregarded as a insignificant. AAA wanted me to CANCEL my request for a tow and risk waiting 24 hours as their contractor O'Sung Towing LLC prides themselves to service AAA members, without regard to being members for 40 years! What is their purpose for existence! I should have called GEICO at the beginning! As a result, I am cancelling our 40 years membership with the nationwide known AAA. What a waste of time and effort and money to trust AAA. What a waste of time and money to trust O'Sung Towing LLC. AAA should not trust O'Sung Towing LLC and eliminate that company as AAA contractor. I trust GEICO.

This insurance company and its employees were friendly, knowledgeable and most of all patient…read more Nicki was more then willing to break everything down for me in terms that I could understand. She was also very patient with my millions of questions and needing to think about it before I committed. I understood why the quotes were the amount they were. She also was working very diligent to make sure I paid the least amount of money possible with my current driving record. I highly recommend Nicki and Island Insurance Company. Best things: Supporting local people with a local company AND they were MORE that a $100 LESS than the major nationwide car insurance companies. Please, tell them I sent you :)

After 29+ years of ZERO claims , we finally had to file a claim due to a broken internal waterline…read morethat caused flooding . Within a week of getting the claim approved , we receive a letter stating that our homeowners insurance is NOT being renewed Never a late payment either as our insurance premiums were taken directly through our mortgage COMPLETELY UNETHICAL !!! And they didn't even let our agent know - they found out after we told them that they weren't going to renew our nearly 3 decade policy Other friends who had to file claims with their homeowners insurance companies (NOT ISLAND INSURANCE) have NOT been cancelled by those companies - yes , their premiums went up slightly , but NOT cancelled DO NOT USE ISLAND INSURANCE !

Patrick Tani was knowledgeable and professional. He assisted me in obtaining my auto insurance…read more Great service!

Steve was really helping in getting an accurate quote. Had bad experiences with agents in other…read morecompanies, would recommend.

I am in the auto collision side and I also have FICOH as my personal policy too…read more I have to say as the collision repaired, FICOH will pay to take care of your car being repaired correctly. Although my policy rates has been increasing its the fact that cars are getting expensive to repair due to the ADAS systems. I always recommend my clients to FICOH if they want quality coverage. You pay a little more than the Lizard but there's no comparison to coverage. FICOH doesn't use AM parts ( JUNK IMITATION PARTS) FICOH only uses OEM (ORIGINAL EQUIPMENT MANUFACTURER). INSURANCE IS TO MAKE YOU WHOLE AND THAT'S WHAT FICOH PAYS FOR!!!!

Thieves and scammers be aware! They charge an arm and a leg for small struggling companies. Can't…read moreget anywhere with a business. We haven't used them once when having their insurance but I'm sure when we actually need to use them we will have to pay some high deductible of some sort. This needs to be illegal and they should be used or a lawsuit should be opened on this place. FKN ridiculous!