1. Alba Ramirez - State Farm Insurance Agent

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Bell, CA

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Alba Ramirez - State Farm Insurance Agent

3.1 (15 reviews)
Closed • 9:00 am - 5:00 pm

Services - Alba Ramirez - State Farm Insurance Agent

Car and truck insurance

Life insurance

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Attention! If you're a college student and/or low income, check out this insurance via the DMV. Very cheap rates!

If you're a college student and or low-income resident please read! I have been with State Farm for 3 years now. Initially, my premiums were affordable, but over the years, my premiums slowly increased (even with the good driver discount, etc and no accidents). Every time I called Alba's office, she blamed CA laws and explained how every insurance company is experiencing price hikes (please read other reviews below). My monthly rate jumped from $70 to $180 within three months and Alba/Mercedes provided no explanation. Overall, bad customer service and very dishonest agents. It makes me angry that they serve low income neighborhoods/Spanish Speakers and take advantage of people by charging very high prices. So I decided to switch car insurance and eventually found out about the CA's Low Cost Auto Insurance, via the DMV. Google "DMV CA Low Cost Auto Insurance" and click on the first link. (Yes, it is legit! ;) My monthly rate is now $40, with the same coverage (Liability only). I highly recommend this service and my only regret is not switching sooner. Tip: Keep in mind that car insurance company's must make enough money for all claims and overhead costs (commissions, staffing, light bill, rent, etc), which come from our premiums. Some insurance companies are just not willing to admit it coughState Farmcough Si eres un estudiante universitario o residente de bajos ingresos, ¡por favor sigue leyendo! He estado con State Farm por 3 años. Inicialmente, mis primeros pagos eran baratos pero despues mis pagos subió much (incluso con el descuento de buen conductor, etc. y sin accidentes). Cada vez que llamaba a la oficina de Alba, ella culpaba a las leyes de California y explicaba cómo cada compañía de seguros de auto está experimentando alto precios tambien. Mi pagos subió $70 un mes a $180 durante tres meses y Alba / Mercedes no dieron ninguna explicación. En general, mal servicio al cliente y agentes muy deshonestos. Me enoja que sirvan a personas de bajos ingresos /personas que hablan español y quienes se aprovechen a las personas al cobrar precios muy altos. Así que decidí cambiarme y finalmente descubrí el seguro de automóvil de bajo costo de CA a través del DMV. Google "DMV CA Low Cost Auto Insurance" y haga un "click" en el primer enlace. O puede llamar a 8666028861 (Sí, es verdad!) Mis pagos son ahora $40 cada mes, con la misma cobertura (solo responsabilidad/ liability). Recomiendo este servicio y lo único que lamento es no haber cambiado antes. Consejo: tenga en cuenta que la compañía de seguros de automóviles debe ganar suficiente dinero para todos los reclamos y costos generales (comisiones, luz, renta, etc.) que vienen de nuestros pagos . Algunas compañías de seguros simplemente no están dispuestas a admitirlo como Alba/Mercedes.

Billing for cars they don't even insure anymore

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10 years ago

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1 year ago

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9 years ago

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4 years ago

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9 years ago

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8 years ago

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Review Highlights - Alba Ramirez - State Farm Insurance Agent

“For many years I have been serviced by Mercedes at Alba Ramirez office & she is truly God Sent !”

Mentioned in 10 reviews

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Alba Ramirez - State Farm Insurance Agent - autoinsurance - Updated October 2026

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