I've had more than half a dozen transactions with Paul over the past decade and I am so impressed…read morewith his proactive professionalism. He GETS IT DONE!

Great experience with Paul. He explained each step of the process and there were no surprises. He…read moregave us a great rate and we got our money when he said we would.

Bydand team is amazing, they recently helped me to complete a HELOAN and the whole process was very…read moresmooth and transparent. I had the chance to work with Michael Gordon and He was simply amazing, helped me through the process and even suggesting what products and strategy I needed to follow in order to achieve my goal.

From the owner: Professionally tailored home financing solutions. Experience…read morea home finance company that educates and empowers you to make the best decision for you and your family. We are committed to putting our clients first to ensure that their experience is unforgettable. NMLS1898552

I have used Dusty and his team for 10 years now for 4 loans in 3 states. They are very professional…read moreand meet timeline dates faster than any others out there as noted from the other parties in our transactions. I have referred them to others in my family and wouldn't think twice about my family's wellbeing in their hands with home loans. It's very assuring to have a lender answer the phone and it takes a phone call to get your dream started on a purchase. Highly recommend!

Dusty is really helpful and a surprisingly amiable guy in a field filled with people who usually…read moreonly care about how many deals they can close. We refinanced our first house with him then when we sold that house to buy another we made sure to go through him for the mortgage on our new house. He made it easy and got us the best rate - couldn't ask for more!

Full circle home loans was an absolute joy to work with. The transition of buying a home was so…read moresmooth and easy. My wife and I would definitely use there services on our next home. Thanks everyone at Full circle.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Kyle is the best! He came in and saved the day when another broker had closing costs and fees…read morethrough the roof. He made the whole process of buying our first condo a breeze, reassuring us through every step of the process. Six months later we are loving our home :). We will use him for every home purchase. Give him a call - you will be glad you did! Thank you Kyle!

Don't recall how I found this site but i ventured. Turns out that they are nowhere near competitive…read morein financing terms. Not much else I can add....

THE WORST AND MOST EXPENSIVE MISTAKE I MADE WAS TO TRUST VANCE! Absolutely true account and all…read moredocumented in emails...After giving several of my loans to Vance, in spite of the fact that his prior mortgage company had very poor reviews (Might be why he changed his company name from Legendary Funding). I told vance I wanted to consolidate my loans into one loan, and pull some cash out for a total loan of approx. 3.3M. I would go with a private loan until I cleaned up some banking statements and then refinance later at a better rate. All good so far. Vance told me he got me a loan for one year at a specific rate that I agreed to. He touted the loan as being perfect for me and that I should take it for the meantime until he could get me into a lower rate. He gave me the terms, so I thought, and I agreed. When the notary showed up with the large stack of documents, I went through them fairly quickly rather than to read each page. I just looked for the highlighted terms as most people do. After all, I trusted Vance to tell me if there was anything unusual, or detrimental to me about the loan before having me sign it. So the loan funded and I made my payments. In the last few months of the loan, vance's office and I worked to get me a new institutional loan. In short, it didn't happen in time and my loan came due. I am not blaming Vance for not getting me approved in time, for that was not within his control. I am blaming Vance for not warning me that there was a 10% Late fee on the total balance of 3.3M if I didn't pay the balloon in time. And if you were to see where it states this, and how un-emphasized and ambiguous it appears, you would be shocked. So YES, I had to pay approx. 330k in penalty for being 15 days late on paying the balloon. The lender was Athas Capital and I suggest you stay far away from them. I was horrified and angry. This is the guy (Vance) that always says to me "don't worry, Im here for you" or "I got your back". Tell me this then Vance... How are you helping me if you didn't tell me about this $330k penalty? Did you not know about the penalty? And if not, then you should probably know your loans better that you do. Im sure your clients would need and want to know about such enormous penalties. Or was it that you knew and didn't want to tell me and lose the loan? Either way, you come out looking either deceitful or careless in protecting your clients. I blame myself as well for not reading each page. In all the years before I never had a problem. After dealing with Vance, I will forever reach each page. Im surprised that he had any good reviews after his last company profile which you research. However, Im not going to say anything about his other dealings, for thats not my place nor would it be factual. But in my case, I have all the evidence that he failed to disclose material items to me that ended up costing me hundreds of thousands. And to most that makes him someone you can't trust. If interested, take a moment to read about these excessive balloon payment penalties and the numerous complaints about them, similar to mine. This is when you'd expect your broker to know enough about these hazards, to make sure you weren't walking into one. Feel free to contact me if needed. Update: It appears they may have had "Legendary Funding" removed from Yelp. Most likely due to the bad reviews

I've used Heather a couple of times now for obtaining pre-approvals and I have been impressed with…read moreher speed and efficiency! She always responds back as soon as possible, whether it's email/phone/text. Sometimes I will text her and get a response back a minute later! I am also impressed her with knowledge of the market. No one has a crystal ball but she is not afraid of sharing her opinions on where rates might be heading and she has good analysis to back it up. In my experience lenders may try to push you into things not in your best interest, this is definitely not the case with Heather and her team. Valerie was also super helpful and knowledgeable!

Highly recommend!! Heather and Valerie were above expectations in all aspects. Very communicative,…read moreknowledgeable and supportive. The whole process went very smooth. P.S. this is the second deal to close with Heather and will definitely do more with her.