Z from United Home Loans was Phenomenal in walking me through the entire process to say the least!!! Buying the first home is always a stressful process and if you add having to leave to South Africa the day before your offer was accepted doesn't make the process any better. Z was great in making sure I understood all the documents I was signing along with receiving calls, text and emails from me all times of the day because of the time difference in the Countries. I can't imagine how annoying that could of been for Z but he always answered and made himself available. To top off a needy customer like myself during my time away from the US, United Home Loans was not going to be able to provide me with the loan because the building project was not approved through Fannie Mae yet, he was ok with providing my documents to another lender if it meant I would close on my condo and not pay for another appraisal-- that alone, shows a huge level of Professionalism!!!! After all the roller coasters and challenges I was able to get my loan through Z and his company who not only was great to work with but had the best interest rate and loan for me! I would highly recommend him to any family, friend, colleague and/or anyone looking to buy a home!! read more

Zlatan Hodzic was great! He responded fast to emails, and the first thing he did was offer to meet up and explain the mortgage lending process to me, from start to finish, including covering the estimated closing costs and explaining exactly why one is paying all these different things. And while we were getting the mortgage figured out, he was quick in letting me know which documents I needed to get him, and was responsive in letting me know when they were received and if any had issues. He also was great at communicating with my real estate agent and my attorney, so everyone was kept in the loop while the closing process happened. I'll definitely recommend him to anyone who's looking to purchase a home, or has any other mortgage needs. Great guy, easy to get a hold of, and made sure I was never in the dark during any of the process. I was a first time home buyer, and Zlatan made it easy to deal with the largeness of the decision I was making. Personable, responsive and helpful, everything you want in a mortgage broker. read more

Zlatan was recommended to me by a co-worker and friend, and from the first email, I knew I'd be happy working with Zlatan. He kept me up to date with everything, clearly explained what was needed and when, and was very timely with responses, even during 'non-business' hours. I work midnights, so it's not always easy for me to communicate with people who are not on my same shift pattern, so Zlatan and I ended up doing everything through email, which all things considered, went incredibly smooth. I really felt like Zlatan was working with my best interests in mind throughout the process and I feel like he did everything he could to help me out and make the entire situation as easy and as stress free as possible. From the first communication to the closing, there were no surprises or uncertainties. Zlatan made everything clear and easy. He was great with responding to questions and providing information. Very happy with my experience. read more

Zlatan really knows what he is doing and will go that extra mile if you need it. In our case, we did and Zlatan went as far as contacting my husbands employer (with our consent) to get the paper work needed for our loan. We used Zlatan because he was recommended to us by a friend who used him in the summer 2016. He took care of all the paper work. He was always available for questions and reachable via phone, text, and email. He always had an answer to all our questions as a first time home buyer, and if he was not sure he either got the information or had the person who had it contact us. If you want an easy-breezy mortgage experience use Zlatan Hodzic! read more

Zlatan was amazing to work with. As a first time home buyer, I thought I knew much more than I did -- Zlatan was super helpful in educating me along each step of the process. He made everything about the process easy: explaining how/when to secure a rate, explaining documents, making information requests incredibly painless (and ensuring I only had to do it once). I've heard horror stories of disorganized and unprofessional lenders - and I couldn't have been happier to have found/worked with Zlatan - everything he did was first-rate. I would recommend working with him to anybody. read more

Z was great to work with. We found ourselves in a pickle with our original broker (recommended by our realtor), and Z came in and was able to save the day within a tight window (less than ~2 weeks to close). Not only was he a great liaison between our agent/attorney and sellers representatives, but he was able to explain and answer all questions that first-time buyers could possibly have. It also was great knowing that when we followed up with any questions, we'd get an answer back pretty quickly, so there were never any delays. I would highly recommend working with Zlatan. read more

Being a first time home buyer I did not realize how much I did not know about mortgages until Zlatan had helped me out even after doing research myself online. He was highly recommended by my realtor and within a couple of times of contacting him I realized why. He explained the entire process of acquiring a mortgage and then advised on the type of mortgage that best suited me. Throughout the entire process of looking for homes and then closing on the one I eventually got he was a reliable source regarding any questions I had. Highly recommend! read more

Professional, personable, knowledgeable, efficient and accessible are all words that best describe our experience with Zlatan. As first time home buyers my wife and I had a lot of questions. Throughout the home buying process, Zlatan was able to answer all of our questions in a way that made it easy for us to understand. Most importantly Zlatan was very accessible, whether it be by phone, email, or even text messaging. Thanks to Zlatan we were able to purchase our home within 30 days! read more

Zlatan was great to work with! He did a great job explaining all of the documentations, answering all of our questions, recommendations ,and really went beyond, plus got us a lower rate. He does a wonderful job to make sure that you understand everything and is very prompt when it comes to getting back to his clients. I would highly recommend him in the future to family and friends who are looking for a loan. Thanks for all your help Zlatan! We truly appreciate all you did for us! read more

Zlatan made my first home buying experience as easy it can get. He provided me with great knowledge, patience and communication. When it comes to Zlatan you never have to wait more than hour for him to respond to your email or phone call. Knowing that he was always there made me feel at ease through the whole process. He went above and beyond to make sure everything was done right and on time. I highly recommend Zlatan. Thanks to him I have a new beautiful condo. read more

Z is AWESOME. I would highly recommend. He is SO helpful! Me and my husband are first time home buyers and we had SO MANY questions through the process. Z NEVER got frustrated and went above and beyond to make sure that we felt completely comfortable. He also responds to questions crazy quick. He did everything in his power to make sure our experience went smoothly (which it did!). If you're looking for good service, Z is definitely the way to go. read more

It was great pleasure working with Z when I was a first time buyer. Z is knowledgable and makes every effort to help me during the stressful buying process. Believe or not, when you don't have a good realtor, a mortgage broker can even help! Z is an honest person, even suggested me to shop around mortgages. I ended up getting mortgage from him and United Home Loans since their rates were still the best! Would love to do business again with Z! read more

Z helped us get our mortgage for our recent home purchase in the western 'burbs. I can not say enough about how efficient, responsive, and knowledgeable Z was throughout the entire process. We needed to close fast, in under 30 days, and Z got it done with no problems. He responded to every email within minutes, not to mention he got us a very low rate. This was our second home purchase and it was 100 times easier than the first. Thanks Z! read more

I cannot say enough great things about Zlatan, "Z". I was a first time home buyer that needed to close in under a month. As a first time buyer, I was very unfamiliar with the process. Z was great- very organized and responsive to emails. He was out of town for a portion of the process and still made sure to keep me moving in the process with no hiccups. I have already recommended Z, and will recommend again in the future! Thanks Z! read more

I reached out to Zlatan to refinance my condo. His communication and service throughout the transaction was what set him apart from the beginning and was so much more professional than any other banker I have worked with before. What I always thought was a headache of a process was made incredibly smooth from the initial meeting to closing. Would definitely recommend Zlatan to anyone on here looking for a mortgage. read more

Zlatan made my first home buying process incredibly quick and painless. He was very accommodating with scheduling, answering any questions I had, walking me through the whole process as well as doing his best to help me lock in a reasonable interest rate. Overall a great guy to work with, I highly recommend reaching out to Z if you're in the market for a home. read more

Zlatan and his team were very helpful with the refinance of our home. He was very knowledgeable, organized and professional throughout the whole process. He was always quick to respond to our questions and concerns to ensure a smooth process. We will have no hesitation using him again and referring him to friends and family for any mortgage related needs! read more

Zlatan was one of the most (if not the most) professional mortgage brokers I've ever had a pleasure of working with on a personal transaction. As a real estate attorney, I have dealt with many mortgage brokers, but not one as knowledgeable, thorough and responsive as Zlatan. I would highly recommend him to all my family, friends and clients. read more

I had a very smooth, easy process working with Zlatan "Z". He was on top of everything and made sure I was aware of what was going on with frequent updates and/or was quick to respond to any questions I had. The closing process went just as smooth. There were no hiccups/issues. I highly recommend Z to anyone looking to buy a home. read more