John helped me over a dozen years ago to improve my credit score and get ready to buy my first…read morehome. Then he supported me 9 years later in the sale of that home, providing a mortgage on my newest purchase and most recently in getting refinanced for an improved interest rate to save me money. He's knowledgeable, kind and caring of each buyer's needs. You can't go wrong with John!

John Frels got me from contract to close in less than 10 days, not once but twice! He closed a…read moreloan for me in 2015 and again in 2017. He and his team are top-notch pros when it comes to the mortgage business. Fairway uses all the latest technologies, complete with an iPhone app and Web portal making it easy to upload documentation. John is the ONLY lender who has ever sent me a thank you note for my business, respecting me and my spouse and our hard-earned money. Take it from an experienced buyer and seller: Do NOT waste your time with other lenders. Call John Frels -- he truly is Houston's Mortgage Guru.

This month I closed on my new home and I used the Gobe Team as referred to me by my realtor Sally…read moreWalden (PLUG: for a great realtor, check her out. My review on her gives some great details on my crazy ride). This was my 4th home that I have purchased in my life and I have to tell you that I have never worked with a lender as good as this team. I know the process of getting a loan quite well, but this was something else. If you aren't experienced in the process, Christina and her team will walk you through everything and make sure they take the time to explain it all. If you are experienced, they will still make sure that everything is crystal clear and that you are comfortable with the product you are getting. With the last 3 lenders I have used, I didn't necessarily have any issues, but I certainly didn't get this kind of hands on service. They make the process go smooth and ensure that no delays are caused because of them. I recommend them!

I'm a Realtor that refers my clients to the Gobe team for years! Christina and her team are top…read morenotch and the best in the business! My clients always feel that Christina's team goes the extra mile in helping them understand the lending process and have a clear communication process throughout the entire lifecycle of the loan and well after the home has closed! There isn't another option in the business. First class service.

Supreme Lending is where you need to be if you're refinancing or purchasing a new home. You'll meet…read morea gentleman name Koi Wood who will change your outlook on applying for a home loan. Koi, I want to thank you so very much for the wonderful experience on refinancing my home. You made the process so stress free. I think I blinked and before I knew it I was closing on the loan. I can't thank you enough for all you've done to make sure I had a great deal and smooth process. You and your team were awesome. You guys are the team work that makes the dream work.

Koi Woods is truly a blessing to work with. Very knowledgeable and confident in his field. Koi is…read morevery upfront and honest, and that's what I enjoyed the most. He won't lead you to believe anything but the truth. Koi is also very passionate about his career and his clients!

Jane helped my husband and me through the entire home loan process and went above and beyond to…read morehelp us while we purchased our home. Let me explain how great and thorough she was with her help and advice: When we were about to close on our home, there was a miscalculation; a very easy mistake to make on the part of the builders concerning taxes for the previous year. It's easy to miss and most buyers end up paying even if it's not their job to do so. Jane and her team caught this error and ended up saving us almost $5000. More recently, even 4 months after we purchased our home, an issue came up with our home owner's insurance and she helped us sort it out so we wouldn't end up mistakenly paying double for a years worth of insurance! Timely help right at Christmas! This was money that was essential at this time of year. She was and continues to be a great ally in our whole home buying experience. If you want someone who is looking out for you through the complicated process that is home buying and financing, Jane Snowden is the person you NEED by your side.

When my husband and I started to look into a cash out refinance, I called our mortgage company…read more After speaking to their "person", I knew I wanted someone who would have our best interests at heart. After some more research we came upon Jane, all I can say is I am so glad we did! Jane made the cash out refinance painless, she held my hand every step of the way, and took my 50 million questions with a smile and patience. Her knowledge on a cash out refinance exceeded my expectations. We closed just about 2 weeks from my first phone call to Jane. I wish I knew Jane when we needed our first mortgage, many moons ago. If looking for a mortgage or like us, a cash-out refinance, Jane is your girl! What an amazing experience!

Working with Asim has been a wonderful experience. Being a first time home buyer and new to the…read moreprocess of loan approvals, Asim guided me step by step, kept me updated, got me the best rate and got my loan approval all cleared in One day!!!. He is a very thorough, knowledgeable and professional loan officer. I highly recommend Asim for his amazing service. Thank you so much for making my first time home buying experience a breeze. I wish you the best in all your future endeavors! :)

I recently had a refinancing doen by the Loan Nerd. John and Corky are incredible. They make sure…read moreall the I's are dotted and T's crossed. They are trust worthy for all your needs. I highly recommend them.

Everyone has different outcomes especially in loans but if you are a buyer or seller this is just…read morereview and others can make their own opinion, our Experience with JCristoff and the Loan Nerd as a seller has been a utter nightmare. We accepted a offer in less than 10 days that our house was on the market from a buyer who used John with the Loan Nerd as the lender and provided us with a loan ( Approval ) a full approval and a 21 day close.the approval letter stated all the Taxes, income and Funds were ( Verified ) and with a quick close we were lead to believe they were through the first round of underwriting, unfortunately this was not the case, now we do not know what the buyer presented to John with the loan Nerd during their initial application but once we went under contract we believe there was no reason to flush out any issues with income and taxes during the 7 day options period at least every lender we have spoken to has told us that should have been known in the first few days. we never heard of any issues and was repeatedly told everything was on track by John and the Loan nerd fast forward to 3 days before closing we were only told there was a small issue in dealing with the VA and it would be resolved on a day , we were due to close on 11/12 after a couple of more days they came back with they needed to clarify something with the VA and they were closed as it was veterans day and asked us to extend for 1 week we agreed since it was already past the point of no return, it was right after the extension only a day we were told the actual truth that the buyer Amended their taxes and those taxes cant be used for 6 months. at no point during the previous 30 days was it relayed any to me or my Agent and possible issues on taxes. as a matter of fact we were re assured all was good. then a few more days later John with the Loan Nerd told us they could not qualify for VA and switched to FHA and that he already SECURED ANOTHER APPROVAL AND SENT To UNDERWRITING AGAIN ( not a Qualify but approval ) This on FHA loan we reluctantly agreed to allow this to go on since we have lost some much critical time and the house has been listed as pending and lost easily one or 2 buyers in that time since 7 houses in the direct tiny neighborhood on the canal went pending in the same criteria since we accepted this offer . well the FHA approval went to the underwriter then needed some clarification and a audit on the Buyers P and L since they were a small Business and needed another week. i want to stress that John with the Loan Nerd has been repeatedly telling my agent multiple times he was 100% confident he could get this across the finish line and promised it was going to close and to trust him and not cancel , this went on for a few days then told us they were waiting on the CPA for their Audit, each time they kept blaming the CPA for the delay in the Audit over the weekend on 12/7 we were finally told that in fact they cant use their 2024 taxes and have to wait to use their 2025 to try and RE-qualify in jan/Feb they have tried to blame the CPA for not being approved due to the delay in the audit but that does not fly with us since they tried a couple of other lenders beside the loan nerd we were told and those lenders said he could not qualify. it was only John with the loan Nerd who kept telling us he was 100% confident he could get the buyers approved and push this across the finish line, in the end We had to cancel it all together and move on at a time when there is not alot of activity and out thousands and thousands of dollars and potential buyers due to John and the Loan Nerd verifying what the buyer presented to him. going forward if we as a seller ever see a offer with the approval letter from the loan nerd we will not be accepting it. we have 0 Confidence in the loan nerd when telling us he can get someone approved

I didn't imagine buying a home was something I could accomplish so quickly. I had big obstacles to…read moreovercome in order to be able to qualify for lending. Athena and her team took on this challenge to make my dream home my reality!! I felt welcomed, informed, and supported not only through the lending process, but as a person going through big life changes! The review only allows for great, this is an understatement. Athena and her team at SMP Mortgage are phenomenal!! I can only imagine how much work and effort really took place in the background that expedited this process all for me to own a home!! Thank you so much for all of your support and kindness throughout this process!!

Athena went above and beyond in helping me get approved. I was dealing with a very unique and…read morecomplicated situation and was skeptical about my chances to be approved, but she was able to get it done! I would highly recommend giving her a call!

I was a little hesitant going with NRL/Modi Mortgage as I found them by way of lending.com, but far…read moreexceeded my expectations. The process was smooth and closed on the refinance within 3 weeks of application. I highly recommend working with Nebil.