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    Waltzer Law Group

    5.0 (3 reviews)
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    Services - Waltzer Law Group

    Bankruptcy law

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    David J. Babel, Esq, PC - Law Office of David J. Babel, Esq., P.C

    David J. Babel, Esq, PC

    (1 review)

    Pelham Gardens

    I went into Mr. Babel's office one day. I didn't know what to expect. He carefully explained the…read morewhole bankruptcy process to me step by step. He gave me personalized attention and I didn't have to deal with paralegals. Mr. Babel is very honest and tells you exactly where you stand. He keeps you up to date during the whole process. I didn't have to constantly call for updates. All this for a reasonable fee. I would definitely use him again and I would highly recommend him.

    From the owner: The Law Offices of David J. Babel, Esq., P.C. (Highly Rated Bankruptcy Attorney For over 30 Years)…read more Speak to an Experienced Bankruptcy Attorney in Westchester/Bronx to Explore Your Options Today! What is the difference between Chapter 7 bankruptcy, and Chapter 13 bankruptcy? CHAPTER 7 is a bankruptcy generally used as a means for individuals to completely wipe out most debts in a legal proceeding conducted under the jurisdiction of The U.S. Bankruptcy Court. As a general rule, most Chapter 7 bankruptcy cases are no asset cases wherein creditors do not receive any money as payment for those debts listed in the bankruptcy schedules and the debtor is relieved from any obligation of paying back those creditors. Under the new bankruptcy law, effective October 17, 2005, there are number of additional requirements to satisfy in order to be eligible to obtain a discharge of your debts in a Chapter 7 Bankruptcy, including passing a means test or income test. For individuals with income too high to pass the means test, you will be required to pay back at least some of your debt in a Chapter 13 bankruptcy. CHAPTER 13 is a bankruptcy designed for individual debtors who have some regular flow of income seeking an adjustment of debt. Chapter 13 bankruptcy is used primarily for people with mortgage and maintenance debt, or other secured collateral who wish to keep their assets, yet need time to stretch out these arrears or back payments in a Plan to deal with their creditors...

    Waltzer Law Group - bankruptcy - Updated May 2026

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