This is hands down the easiest and best process I have ever been through. Lindsey was amazing with…read moreeverything, she goes above and beyond. I have a very complicated finical situation with multiple businesses and they took care of it in no time. Best process hands down! If i ever move again we will be using you!! Thank you!!!

JJ Mack and his team were excellent to work with. JJ took the time to educate us throughout the…read morewhole process. Time was of the essence, and even when most thought it couldn't be done, JJ and his team got us through escrow without any hiccups. Very upfront and honest with no surprises at signing. We would recommend JJ to anyone. 5 stars!! Thank you JJ Mack and team.

This is the second time in approximately 5 years that I used Cary Brooks of Mortgage Express to…read morehandle my mortgage needs. He and his assistant, Tracy Hunsicker, are a marvelous duo and made this refinance experience a delightfully easy one. I thank Mortgage Express for securing a low 15 year mortgage rate and for answering all my questions along the way. In addition, the First American Title Company and the Notary were professional and personable. Since it was SIP due to Covid-19, the Notary, Amber, came to my house in full protective gear to ensure we were both safe. All in all, this refinance process was smooth and carefree thanks to Cary Brooks and his Team! I recommend Mortgage Express without reservation~

From the owner: Will beat all local lender rates and fees or pay you $250. read more

We had a friend recommend Sheldon when we were considering buying our first home. We know nothing…read moreabout the home buying process other than being told how stressful the entire process can be by friends and family. Sheldon explained everything in detail and went over numbers with me so we could understand what we were looking at. When the interest rates changed, he again reached out to go over how it would affect our payments and what our options are. We found a home not long after beginning the process with Sheldon and had our offer accepted 10 days ago. We will be signing at the title company tomorrow; I cannot believe this has happened so fast! The entire process has been incredibly easy, it has surprised my friends and family as this was not their own experience buying a home. Lisa, the loan processor has communicated everything along the way, keeping us updated as things progressed. I really did not think the home buying process would go this smoothly or stress free for us. We will be recommending Sheldon & Lisa to our family and friends and wouldn't go to anyone else in the future.

El Sheldon helped me get a great interest rate with this silly market. I got %4.5 VA on my wife and…read moremy dream house. He is always there to answer questions (no matter how trivial) and really breaks down each cost analysis, easy for soccer moms and dads to understand! Everyone situation is different for reasons to buy a house, in our case, we sold the old one and upgraded to a much nicer one. We doubled our mortgage, but doubled our house.

Ryan Wagner was fantastic to work with for both our original mortgage and later refinance. He made…read morethe entire home buying process smooth, fast, and easy. Ryan has a deep understanding of the interest rate market and took the time to clearly explain the numbers and options so my wife and I could easily understand everything. One thing that really stood out was how well he worked with our real estate agent. Ryan helped us structure a strong offer while competing against 16 other buyers, and he was instrumental in helping us close on our first home in just 16 days. The underwriting process was surprisingly simple compared to the horror stories we heard from friends and family working with other lenders. When it came time to refinance, Ryan made that process just as seamless and was able to lower our monthly mortgage payment. He truly makes the lending process straightforward and stress-free. Highly recommend working with him.

My wife and I were looking to sell our home and purchase a new one at the same time, which can be a…read morestressful process. We were referred to Ryan, and from our very first conversation we knew we were in good hands. Ryan was professional, responsive, and extremely knowledgeable. He took the time to walk us through every step of the lending process, answered all of our questions clearly, and made sure we understood our options. There were no surprises and no confusion. Everything was laid out upfront. What really stood out was his communication. He kept us informed throughout the entire transaction and moved quickly whenever something needed attention. In a competitive market, that kind of responsiveness makes a big difference. Our loan closed on time, exactly as promised. Ryan made what could have been a complicated and overwhelming experience feel smooth and manageable. If you are buying, selling, or refinancing, I highly recommend Ryan with United Wholesale. He operates with integrity, professionalism, and a high level of expertise. We are grateful we had him on our side.

I've been a lender for nearly 2 decades and have worked with many realtors in that time. Carla is a…read moregreat combination of pleasant and prompt. She was the listing agent on the deal we recently closed together and she got me all of the required disclosures right off the bat, scheduled the appraisal promptly, and was quite helpful all around.

Review of Carla Ferrante. Realtor Extraordinaire…read more I had been considering selling my country vacation home and vacation rental for several years. It had been my cherished piece of paradise for 25 years; the place I would go and bring family and friends to relax and recharge together. But I knew that if I would ever get to retire, I would need to sell this precious property. When I met with Carla the first time, I let her know that I didn't know that I was ready, but I knew that I needed to sell. Carla was amazing from the beginning. She said if I changed my mind, we'd pause the listing, and we wouldn't sell it until I'm ready. In the meantime, it was time to start giving away and getting rid of lots of stuff that would not be needed in my already furnished city home. I wanted the home furnishings to go to families who had been unhoused but were getting into their own home finally, and needed stuff. Carla found out that there was a local sherif's program that did just that, and she picked up my large loads of stuff and drove away with them, 3-4 times! Poof! problem solved. Carla hired a photographer to show off the house in its best light including drones to capture a video of the bird's eye view of the house on its 11 acres of foothills. She "staged" the house with a professional eye knowing how to help buyers imagine their own stuff in the house, without having me remove all my stuff. Carla put away several things for me when I wasn't there. (I will warn you: if you have a favorite decorative or functional item that you leave out and don't want to lose track of, put it way yourself! I never did find my dog's bowl.) My house was almost a mile down a BUMPY dirt and gravel road. Lots of people came to see it and said, the house is fantastic but the road is awful. Month after month we got our hopes up because people liked it, and then. . . no offer. Carla was steady and over the 8 months it took to sell, she was there for me to talk to and calm my nerves. Meanwhile, in the background Carla arranged for every inspection that would be needed when someone showed real interest. The fire, well, septic system, termite and others I can't remember. Also, she secured a quote for insurance for the potential buyers that was lower than other homes in the area and not on the state sponsored Fair Plan. She worked with me to gather my information about every capital improvement I had done over those 25 years and there were many. Near the point of sale, I freaked out over the disclosures form I needed to fill out online. Carla calmly sat on the phone with me for almost 2 hours to help me get it done. In the end we found the perfect buyer! A family with a dad in the road building business! And they said I could come and visit so I wouldn't have to drive away for the last time knowing I'd never see that place again. I don't know how I would have been able to let go without Carla's help. She was way beyond competent and thorough. She was my real estate whisperer.

First time home buyer and Jeanine took care of us like family. She took calls and responded to…read moretexts at any time of the day. She was able to answer my questions in terms that I would understand. From the start she knew our concerns and worked around it such as hard and soft credit checks. She was amazing to have on our side because once we started putting in offers, she was able to accomodate any timeline our realtor put to have a competitive edge. Besides her website providing notifications and reminders, she personally texted to remind us what documents were pending. She was able to get us a good interest rate and really broke down the differences in how much we put down and how that would affect the interest rates. She even broke down future recasts and how that would lower our montly payments. I'm glad to say she'll be my broker for life or until she retires. Can't wait for her call to say lets refinance when the interest rates lower.

Jeanine was wonderful to work with, especially as a first time buyer. We had a LOT of questions and…read moreshe was quick to answer them, and was easily reachable when needed. She was diligent about sending us reminders and kept us on track with to do lists, which was so helpful. She also helped explain things easily so we could understand. Our whole buying/loan process went by quickly and very smoothly with her guidance. Even post closing she has been so helpful to us and we really value Jeanine's expertise and care.