1. Virginia Credit Union

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Chester, VA

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Virginia Credit Union

4.1 (7 reviews)
Closed • Closed

Services - Virginia Credit Union

Business merchant services

Currency exchange

Personal banking

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5 years ago

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7 months ago

Overdraft policy is predatory , they will twist the facts and times to suit them to get as much fees out of you as possible

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1 year ago

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Virginia Credit Union

Thank you so much, Charlie! We glad you're a member.

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1 year ago

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4 years ago

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14 years ago

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9 years ago

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Ask the Community - Virginia Credit Union

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PNC Bank

PNC Bank

(2 reviews)

I called this location before coming to get some additional questions answered and to ensure I had…read moreall of the necessary documents in hand when coming. Jolene, the Branch Manager, assisted me over the phone. She had a pleasant voice and demeanor and seemed to be smiling as she spoke with me. This is a small location compared to some that I've been to in other states. It's located in a shopping plaza. There's ample parking. I must have come at the right time as it was easy in and easy out. Elizabeth appears to be a quiet, reserved, young lady. Don't worry as she will open and talk to you and ensure that your questions are answered and needs met. She was able to assist me with my account, as well as clear up some incorrect information I was provided from calling the call center/toll free number. I appreciate the time she took helping and the friendly conversation. It'll be nice to see additional locations opened, especially in the central Virginia area. The locations on Virginia seem to be spread out, whereas in northern states like Pennsylvania and New Jersey there's literally one on every corner or so it seems. They're closed on Saturday and Sunday, so they truly have banker's hours. If you are current military or a veteran, let them tell you what they have to offer. Stop by and you won't be disappointed. Elizabeth will be happy to assist you.

The staff s vey friendly and helpful. Easy to do business here. Such a nice feeling and in a…read morenational bank, too!

PNC Bank

PNC Bank

(2 reviews)

Very rude afr.am. Branch manager with wild unkempt knotted hair lied, was unprofessional and making…read moredecisions about my own money because I'm a Jamaican Rastafarian immigrant who happens to be an Ordained Minister of that Faith. As a part of our Baptismal Ceremony, we vow the Vow of the Nazarite as described in the Book of Numbers Chapter 6. It is an Holy Vow unto Almighty God not to cut or comb your hair "...let the locks of the hair of the head grow long..." The freedom of religion in this country is guaranteed in the Bill of Rights and also the tenets of one's religion is guaranteed again in the 14th Amendment to the United States Constitution. ...Mostly, they don't like me or probably think I'm ugly and dirty...which is opposite...We're cleaner than most, if not all other religions. The csr's on the fraud protection line that I just talked to hung up on me! An absolute no-no as it relates to phone service jobs (I should know, I used to train customer service and call center reps for about 17 years with 4 different companies; 3 of which are Fortune 500 companies. I AM CLOSING MY 10+year CHECKING ACCOUNT AND THEIR BANK PNC VISA, I'M NOT GOING TO PAY. WHEN THEY SEND IT TO COLLECTIONS, MY ATTORNEY WILL MAKE THE AGENCY CANCEL THE DEBT...YOU WILL GET BURNED FOR BAD SERVICE. I HAVE ALREADY ADVISED 500+customers to close all accounts of any kind with PNC...WORD OF MOUTH IS BEST ADVERTISING!!! Sincerely Ihite Aswata Aswan, B.S., M.B.A.

I wouldn't come here if you actually want your business to be handled correctly. They will greet…read moreyou with a smile and a warm welcome and then 3 weeks later you may find out the debit card you wanted cancelled due to losing it is still very much active. Or you may go through the drive thru hoping to make a quick transaction and end up spending your whole lunch break here even though you're the only person in line. It really sucks that this is the only branch in the area. The workers are friendly but as a long time PNC customer I'm just not impressed. I'd literally rather get up on a Saturday and travel to another location.

Virginia Credit Union

Virginia Credit Union

(85 reviews)

Scott's Addition

Updated Review 7-20-26…read more My experience with this credit union is excellent. They reopened my checking account for me that had been charged off which is what I wanted so I could keep the same number. I understand it's a one time thing but I'm satisfied with the resolution. The lady I spoke with was very friendly and professional. I was also able to keep the other checking account they had opened originally too. So now I can drop the fact that they would not help me with a loan even after they said they would but that was right after the merger and they were still in the growing stage around here so maybe they didn't mean to lead me to believe I'd be accepted if I made the account positive and to be fair to the staff member who said that maybe MemberOne would have but maybe there's something in the terms that VACU wouldn't but either way that's been almost 3 months ago so I dropped that completely when they agreed to reopen my account. So now I can recommend them again. They made good with me so I will make good with them. It would have been nice of them to call when it was originally going to happen. Next time if I hit a hard spot again I'll reach out and see if maybe I could pay it and they not charge it off. Thank you Virginia Credit Union.

I rarely leave negative reviews, but my experience with VACU has been incredibly frustrating and…read moredisappointing. My account was suddenly locked for fraud several times with little to no clear communication, leaving me unable to access my own money when I needed it most. On top of that, deposit processing times have been unreasonably slow far longer than what most customers would consider acceptable in today's banking world. I understand that security measures are important, but the way this was handled felt excessive and poorly managed. Customers deserve better communication, faster resolution times, and systems that don't create unnecessary stress. At this point, I would strongly reconsider using VACU if you value timely access to your funds and responsive service.

PNC Bank

PNC Bank

(2 reviews)

My only experience with this bank was using the drive-thru window. It wasn't any problem, there was…read moreno line and I only had to wait a couple minutes for someone to come to the window. The transaction was rapid and the service was friendly.

PNC charged off my account as bad debt, after I had years of excellent account. After I deposited…read moremy Federal Income tax return check in the ATM May 1, 2019, they did not process it. Then Escalation supervisor said, because I had good account, she allowed $500 of the larger amount of the return check transfered to my credit card while full check was traced. Meanwhile branch supervisors gave me wrong information for weeks. One told me I had to wait until returned check processed through mail, another told me I could request an image if I walked in a branch and have my full refund check cashed. Then another told me that was wrong info and that same day, another told me they sent return image check to my previous address (not to address on Federal check where I presently lived). After I drove to the state, knocked on door to ask present renter, and received no info, then PNC manager told me, 20 DAYS LATER, the check was lost and I needed to contact IRS for a new check. I then contacted IRS and applied for another check, which takes at least a-6-weeks-process. Finally, IRS put a tracer on the check and said PNC returned the check May 6! After I received another check from IRS, in JULY, I immediately went to branch to pay back $500.00, and that's when I learned my account was closed, charged off as bad account. I asked for a reversal and was told-- no. I was given wrong information and now, have a mark against my credit and no bank account.

Virginia Credit Union - banks - Updated October 2026

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