I have a back-up Visa card with Vibe. I also, until this week have had both a checking and saving account with Vibe, formally known as Telcom Credit Union.
I would like to inform the public about what can and will happen if you are currently a member of Vibe Credit Union and use their Credit Cards.
When I leave the country, to go on business and or vacation, I always call ahead of time to inform them of the date I will be leaving, returning and where I will be traveling. On three separate occasions I have had Vibe "turn off" my card. Thankfully, I have other cards to rely on. So, customer beware to travel with more than one credit card.
My most recent interaction with Vibe was that Fraudulent charges were being made on my account, one per month for four months. When I called Vibe to explain that I was not in the state that the purchases were being made from (Florida) and they were from a cigarette company (and I do not smoke), they pretty much told me too bad. I ended up calling a number of times and was constantly given the run around. The last straw was two days ago, while on the phone with Vibe... in so many words, the lady- Crystal Carmack, called me a liar, was yelling at me on the phone, constantly interrupting me and finally hung up on me. Today I was called by the "vice president" although he used a different title, Craig Larson, and he told me, again, in so many words..... fine leave our company, find another financial institution, we are not going to try to help you, or apologize for anything and we could care less about your business. that was the message that was relayed to me today.
The end result, Vibe does a very poor job managing fraudulent charges on their credit cards and blames it on a third party, which I was later told by another person, is not true and they handle it in-house. I was given a number of inconsistent statements between customer service representative and frankly they were extremely rude. No one should ever be yelled at, especially a customer of a company. Due to the unacceptable customer service, their inability to credit me the $357 that was missed on their part I will be leaving the company and I have been a member of the credit union since 1986. My family will also be leaving them as well as there are far too many customer friendly banks and credit unions in the Metro Detroit area.
I would strongly encourage people who are members to closely watch their accounts and or consider another financial institution. read more