A special shout out to the amazing Susan Schulba. I just joined and she exceeded my expectations with my vehicle refinance. I applied, and less than 24 hours later my new membership was established and my auto loan funded. I work for a different Credit Union and know how important service is. Based on her service, I will be transferring my main checking account over and making Upward my main financial institution. I would also like to recognize Nancy Romo, who assisted with my new membership opening. I don't think someone could be any nicer and friendly. She gave me helpful tips, let me know what to expect in the near future, and offered to assist my family if they need banking assistance. How thoughtful and considerate. So happy I found this local credit union! read more

My parents have gone here for years. So beyond disappointed with their lax service, disorganization, and lack of attention to detail. Nicolette doesn't know what she is doing and make sure you get the line transferred elsewhere if assisting you. Would never use them again and will be transferring all accounts elsewhere. read more

Such helpful staff here at UHCU just got a car loan and opened a checking account with many benefits! I look forward to using this bank for a long time. Big thanks to Fatima and Cathy for the help! read more

The staff are helpful if you need to do one-to-one in person banking and the loan department staff is wonderful. I give only 2 stars because the UHCU website is a complete nightmare to try to use the external transfer feature from a cell phone. To be able to transfer money from UHCU to an outside bank using your cell phone takes approximately 10-20 attempts at resetting the pop-up settings/etc., and sometimes will not work at all. It is completely inconvenient and unnecessary in this day and age of electronics. read more

Dear Linda: I'd like to compliment one of your employees, Sue Schulba, for the excellent service she provided me this week. Ms. Schulba helped me to sort out my account after I discovered I could apply for a personal Loan. Her advise on how Upward Credit Union could help me make ends meet this mouth. I have always been pleased with the service I receive at your branch. However, Ms. Schulba's professionalism and ability to get to the bottom of the situation quickly exceeded my expectations. Within a days, she was able to verify my credit score and help me apply for a Visa Gold Credit Card. Starting the process was made easy for me and now my Checking account to corrected and now my account balance is out of a negative status. Such a commitment to great customer service is to be commended. You can be sure that I will continue to do business with Upward Credit Union for years to come. Sincerely, Paul A. Vidrio RT 04/13/2017 ~~~~~~~~~~~~~~~~~~~~~~~~ read more

Here we are in 2020. Still love this credit union. Funny enough I am meeting more and more people who are members and love this place. Every single person I have dealth with has been super helpful and they all know who I am- crazy...nowhere else have I banked and they knew my name. Not that I needed that but they are there to help you and you are not just some account number like you would be at bigger institutions. I tell everyone to change to Upward and not a single one that has has regretted it. read more

There are so many credit union in the Bay Area to choose from, but you are one of the company that is very picky to your customers when it comes in getting a payday loan. I just have no choice cuz your bank is attach with my employer. I've done this several times and just recently you told me that I can't qualify because i was late for 1 time and this is during my disability. Then your customer service told me that I can't qualify ever again because of that one time late. Wow! Thanks for your help united heath credit union. You suck! That's great that you cannot help the people that is need of your help to use the payday loan. read more

If I could give 4.5 stars i would because the only gripe i have with this CU are their hours. I wish they were open past 5pm or on weekends. Other than that, though, Ive had a great experience in the last 15+ years with upward, aka United health, CU. read more

I haven't received any statements or correspondence via USPS or email about my account. They started deducting a monthly fee out of nowhere and drained my account to $0. Then easily contacted me to ask if I wanted to deposit more money to keep the account active. OK, YEAH! Take my money! I closed my $0 account. THANKS. read more

Everyone is always so nice and helpful, whether you stop in or give them a call. They're always willing to offer the best advice and aren't in a rush to get you off the phone. No scripted phone calls here! I don't always get to stop in there since I live in San Jose now, but when I call I always get "oh I know your mom" lol. She's been banking with them for YEARS. Definitely suggest this to friends and fam. read more

I love this credit union. All the employee are really sweet. I been a member for 9 years now and highly recommend UHCU. Marissa is really nice, she's great at helping me with all my questions. read more

Everyone at this location in Burlingame is great. I have been a member for awhile now and they make the art of handling our finances so pleasant and easy. Most recently I worked with Catalina Hess and she made all the difference in what I needed to accomplish. I cannot thank her enough. She is professional and does it with a warm and pleasant manner. :-). They all do! It always amazes me that they remember me by my first name even if I have not been in for awhile...like we have been friends for a long time. Wishing you continued success in serving our community ! This is how all financial dealings should be accomplished ..with trust..ease...and professionalism. read more

Just wanted to say thank you to the employees at United Health Credit Union for the great service I have received over the last 15 years or so, I can't believe I have had a relationship with a financial institution for that long !!! But I cant think of any problem I have ever had with this organization, They are" truly nice people" , In business I feel this type of service comes from the top down so nice job to the upper management and congratulations for having such a great staff....I usually deal with Sue in loans, Kathy and Rose and they are all "exceptional" and you will find the teller staff is super great as well.... five stars from me !! ***** .. read more

CED: One of the best banks, and they are always helpful. If something comes up they always help out and if something is unusual they call. The apr is low and they have a student credit card that I been having for 2-3 years now. They know me and my fam and they're always chill when I come in to deposit checks or get cash. read more

Thank you Sue, (loans) forgot to get her last name. I called because I was a low on funds and applied for a personal loan, I have been with Upward for a few years and I have received nothing but excellent service! I applied for a loan not knowing if I would get one, and out of the blue Sue calls and says I have a great solution for you without having to apply for a personal loan. All the details worked out and I am so grateful she was able to help me out with a better solution than I thought! Happy Holidays to you Sue and the wonderful people at Upward Credit Union! Made my day! One word about Sue AWESOMENESS! Thank you, Christina C read more

There is no other place I would ever bank. I have worked with UHCU for about 14 years and they are the perfect credit union. I have financed two cars with them, received financial counseling and pay all my bills with their services. Recently, someone got my debit card and ran some fraudulent charges through. I received a phone call from them at home, and when I called in and introduced myself, they immediately said "we have been trying to reach you". They are the best and I won't ever move my money. read more

I've been with UHCU for most of my life. They just helped me finance my 5th car through them. I love, love, love, this credit union. Everyone there is very helpful, and very kind, to the point where they all know who I am when I call, and always ask how the kids are. If you are lucky enough to conduct business with anyone there, you will agree when I say it's a wonderful, easy experience. Having checking/savings accounts with them has been great as well. Thanks United Health! I'm sure I'll be dealing with you again soon. :) read more

This credit union goes above and beyond for us. They hosted their 60th anniversary and it was so much fun. The employees care so much and you can tell they put a lot of work into it. I never thought i would Yelp a bank but they're not a bank, they are my credit union. I wish there were more starts i could give them. read more

I can't say enough good things about UHCU. I've banked with them for over 20 years, and have kept with them through multiple moves. I have bank accounts, a CD, a credit card, a car loan and a home equity loan with them. They are helpful, responsive, communicate by email and know who you are when you call! This is personalized service at its best, and their rates are great, too. read more

I agree with everybody on here Kudos to this credit union. Always helpful with a smile ready to provide quality customer service.

I joined this credit union recently. I have financed three cars with them and have found the staff to be both pleasant and knowledgeable. I recommend this credit union highly if you are eligible to join! read more

Wow-credit unions are SO the way to go! Are you the local coffee house vs. Starbucks, Burger Joint vs. McDonald's, Exxon vs. Bio Diesel type of person? Well, if you're tired of feeding the pockets of THE Man...sign up at your local credit union. The overwhelming majority of credit unions are NON-PROFIT--that's right, they are here to help you build wealth, empower you financially and not rip you off with ridiculous fees and invisible services. When I walk into my small, yet federally insured credit union they greet me by wait...this may be too much to take in, , by NAME! Yes, I am a name, a real person in my credit union--not a number! Banks hate credit unions because they increase competition in the market and have better rates because they charge so much less. The truth is, most CU's can offer you better loan rates, better services and the same perks. I bank online, have access to ATM's through the COOP network and know the name of the person I would apply for a loan with. IT's AMAZING. DOWN WITH THE MACHINE--let the revolution begin...in an organized and fiscally responsible way. read more

I remember a few years ago when my husband approached me about leaving our "Brand Name" bank and moving to a credit union. I can assure you there was an extreme hesitation on my end and it took months of convincing. However, we have been members of United Health Credit Union now for over five years and I cannot express to them the gratitude I have felt each and every time I reach out to them. Most recently, I needed to handle a sensitive issue and was placed in contact with Fatima. First, the response time from my initial contact was within an hour (that is personal service!). Second, when the issue was addressed, it was handled it the most respectful manner that anyone could ask for. I told Fatima thank you, I was treated as a "member" and not just an account number. If you are tired of the run around from your bank and are looking for a place that will provide you professional, personal, and customized service, then United Health Credit Union should be your choice. read more

I got my first car loan from UHCU at least 20 years ago. Their personal attention, professionalism and responsiveness are what banking should be about. With the massive consolidation in the industry, even formerly local institutions like Wells Fargo have turned customers into commodities to be exploited. Not so with UHCU! If you're looking for a credit union without fees for deposit, checking your balance, speaking with Customer Service (now standard practice at the mega-banks), you can't do better than United Health Credit Union. Also, you can scan checks directly from your cell without ever stopping by a branch or ATM. Today I deposited a check and received an email confirmation from their admin in 10 minutes! The money was already available in my account. (This kind of immediate response is only possible during business hours, but I challenge anyone to come close with another institution.) In over two decades of banking with UCHU, I haven't had a single complaint. Can anyone say the same of BofA, Chase, Wells, etc? UHCU get six stars from this client! read more

I absolutely love this credit union! I've been banking here for over 10 years and I will never go anywhere else. Fatima is amazing, always willing to do the best she can for you, as well as Cathy, and Marissa. They genuinely care about their customers, always ask me how I'm doing, and go out of their way to help. I am in a power chair, and whenever I visit, there is always someone to get the door for me and accommodate me in anyway they can. I have financed two vehicles, taken out to personal loans, had a credit card in the past and have never had a problem, plus they have very low interest rates. I love all the different programs they have, for example, the Christmas club, and their accounts for teens. It's just an overall wonderful place to bank! The only reason why did not give it a full five stars is because the door to get into the office is not accessible. They really need to put a disabled pushbutton so people with disabilities can open the door a lot easier. read more