Specialties
Welcome to Ultimate Rate Mortgage - we're a local, family-owned mortgage broker whose cornerstones are hard work and customer service. We listen to our clients, uncover their needs and find the best product and programs that fits. We offer such programs as conventional 30 and 15 year fixed rate mortgages, 5,7,and 10 year arm mortgages, FHA mortgages, VA mortgages, reverse mortgages, renovation loans, and mortgage refinances. We also offer mortgage programs that require as little as 3% down payment. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing.
We know that each of our clients have their own unique mortgage needs. That's why we work with a select hand-picked group of lenders that have the products that our clients need and the service they deserve. Whether you have perfect credit or are looking to buy again after a bankruptcy or foreclosure, we can find the best option for you.
A+ Accredited business by the BBB, we serve Chicago, IL and the surrounding towns including: Des Plaines, Park Ridge, Glenview, Highland Park, Deerfield, Lakeforest, Barrington, Crystal Lake, Gurnee, Glen Ellyn, Bloomingdale, Roselle, Palatine, Schaumburg, Hoffman Estates, Northbrook, Skokie, Forest Park, Wheaton, Lombard, Elmhurst, Downers Grove, Elk Grove Village, Hardwood Heights, La Grange, Naperville, Aurora, Lisle, Lincolnshire, and many more...
History
Established in 2010.
We were a group of Loan Officers looking to better serve our clients... the only way to provide the ultimate client experience was to start a broker shop that allowed us to do this. Now Ultimate Rate's sole focus is offering our clients superior service and great rates.
Meet the Manager: Ania K.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your mortgage specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. With nearly "10 years of experience" as a loan officer I have the knowledge and expertise you need to explore the many financing options available.
"UR why I succeed, and that is why I believe that providing you with the ultimate client service is the only way to do business. Over the years of my career as a loan officer I have created relationships with the top attorneys, title companies, appraisers, and real estate agents in the industry, and my relationships will help further the service I bring to you in helping servicing your loan needs..."