This has been one of the most frustrating and unprofessional experiences I've ever had with a financial institution.
We applied for a loan and provided all the required documents. Our income-to-debt ratio was clearly more than sufficient, yet after multiple visits, repeated credit checks, and wasting a significant amount of our time, we were told we were not qualified -- with no clear explanation.
When we pushed for answers, we discovered they had made a calculation mistake. They said they would review it again... only to come back with another rejection for a different reason. Then we found another error. And then a third mistake.
At this point, it honestly feels like they don't want to approve loans and are just stringing people along.
Be very careful before trusting them with your time or financial information. This process was exhausting, misleading, and a complete waste of time. read more