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    Altabank - Draper

    1.0 (1 review)
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    Personal banking

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    9 years ago

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    Synchrony Bank - Big middle finger to synchrony Bank.

    Synchrony Bank

    (181 reviews)

    If you're a boomer who never uses them for anything online, or only uses well-recognized names,…read morethey're great. If you use online services like Steam, Grubhub, or anything similar - they will fraud flag small online charges every two or three transactions, culminating in the need to go through a restrictive and cumbersome biometric verification - and/or waiting for an in-person letter for several weeks, or both - before letting you use your card again. But large in-person transactions will go through consistently, no matter how weird or wild. In other words, they're adopting the worst strategy possible to protect your money and the best possible strategy for them to make money. Their support staff also barely speaks english. If you escalate to a manager, you get someone who understands you, but also is reading from a script and doesn't know how the system actually works. If you want a card that's useful for in-person purchases, if you want a card for emergencies, if you want a card to book flights or buy furniture, this is the card for you. Don't rely on it beyond that though, because you will get screwed over by the moronic fraud flagging.

    If you are looking for a bank that has easy access to your money and values you as a client…read moreSynchrony Bank is probably not a good choice. Bought a car on Monday and the dealership wanted to be paid by check. Monday initiated an external transfer to Chase so that I could write a check. Transaction failed due to daily limit restrictions. Initiated another transaction for the daily limit amount. On Tuesday the Monday transaction shows deducted from the account so initiated another external transfer for the remaining balance. All looked good - no errors Wednesday the remaining balance transfer does not appear so call Synchrony - speak to 2 different representatives and advised that until 1 transaction clears you cannot initiate another transaction. Thursday the initial transaction finally shows up at Chase. A week WOW. Everyone wants to wait a week for the partial amount. Synchrony...where was my money for 48 hours? Are you floating money? When I do an external transfer from Chase to Synchrony the money is always there the next business day which is what I would expect in 2026 as this is a well-established account on both sides. Because in good faith I cannot ask the dealership to wait for 2 weeks to take delivery on the vehicle I was forced to have to pay for a wire transfer. Perfect time to also close the account permanently. Issue resolved! The rep could have cared less. Surprised but not surprised. It is not 1930 Synchrony....do better!

    Altabank - Draper - banks - Updated May 2026

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