I have known the owner of this place for a while he is humble honest and kind ! I send my friends…read moreto him when they are buying a home ! He has great parties and he is awesome ! His wife is awesome to if you need a rental for track !

Gardner is extremely responsive and knowledgeable. Also, he is very competitive. I reccomend…read moreworking with him.

we worked with bill hoogkamp... his patience and knowledge was so appreciated as we were first-time…read morehomebuyers: nothing we said or asked was disregarded and he always kept us informed and involved with every step of the process. of course, we would go back in a heartbeat next time we need financing, but for now we're enjoying the fruits of their help. we can highly recommend maple tree funding, especially bill.

Great to work with. I worked with Ray - always answered all of my questions and helped made the…read moreprocess as easy as it could be. Always set my expectations as well. If I were to purchase another home I'd go through them again.

Capital New York Home Advantage helped me purchase my first house. I consider myself a…read moreknowledgeable and competent buyer when it comes to most purchases. Even big purchases, like cars, are fairly straight forward to me. But I was a little overwhelmed with the things involved with buying a house. There are short sales, bank foreclosures, Fannie Mae purchases, closing costs, inspections, and on and on... My approach was to do as much research as possible and then shop around for someone to help me with the details of purchasing a home. I started talking to people in the business and in the end found Mike from Capital New York to be an incredible asset during this process. He is thorough and well-versed in all the nuances of financing a new home. He was always available to answer the (many) questions I had and I could tell he was looking out for my interests as he would let me know the risks and rewards of making certain decisions during this process. In the end, I felt like I made the best decisions possible. I would recommend this company to family and friends who are looking to purchase a home. And if you do, I encourage you to ask for Mike who is the owner.

Michael was very helpful and detailed during the whole mortgage process. whether there was good or…read morebad news Michael let me know and we worked through it and closed the mortgage . Michael is very knowledgeable about the whole process. I highly recommend him to anyone for any type of loan.

Jack and the entire staff at Homestead are extremely knowledgeable and help simplify the financial…read moreaspect of the home buying process. They communicated frequently with us to make sure that we were confident with every step of the process. Jack was especially delightful to speak with and was willing and able to break down the complex world of financing a home. Everyone should be commended at Homestead for their excellent and caring service.

The worst business experience of my life, hands down. Tried to get a construction mortgage through…read moreHomestead. They began requesting documents, we would submit them and weeks would go by before we got updates, generally only after we asked for them. It took 7 months from first contact until we could close! At month 6.5 we were told that the longest building period they would give us was 8 months to build an entire custom home with a $5500 a month penalty for going over. They refused to give us a clause saying that time spent waiting for inspections and disbursements on their end wouldn't count towards the 8 months, even though every other thing they did took way longer than it was supposed to. Finally, they pressured us to close with 2 foot of snow on ground in middle of winter, and when I asked to postpone closing to spring they threatened us with "lots of fees". Finally, when we told them we wouldn't continue with them under these terms, they sent us a $105 bill for "adjustments" to costs of things that we already paid months ago. Do yourself a favor and use a real bank for your mortgage. Everything about the experience was head and shoulders better than with Homestead.

I have always considered The Adirondack Trust Company to be a great bank with which to do business…read more Their Church Street office is now one of their older branches, and it has been the most convenient one for me and my family. The staff here are very personable, helpful, and friendly. Their convenience has continued to increase as they've added more drive-through lanes and ATMs. And have you seen that neat race horse statue in the front? (Note to self: take and post picture.)

We went to Joanne for financial advise and for a HELOC. She was so thorough, warm and friendly and…read morehelped us get exactly what we needed!

We worked with Joanne for well over a year only to find out that we would not be unable to get a…read moremortgage for the home we wanted because it was a double wide trailer.... That was a question that was NEVER asked by Joanne, and we had no idea to would be an issue because we have never tried to buy a home before and were relying on her expertise. We lost over $8000 because we paid for all the engineers and estimates that Joanne told us we needed. That's $8000 we can never get back OR use toward another purchase or build...... The real punch in the gut?? When we were treated as if this was something we should have known or disclosed and it was OUR fault. We handed over everything they asked for, filled out all the paper work asked, did EVERYTHING they asked us to, only to have them treat us as if WE did something wrong. The only thing we did wrong was relying on this company. OH! And let's not forget the bill we later received from them....... even though we couldn't obtain a mortgage to buy/renovate our home...... and were already out over 8 grand......real nice..... my recommendation? Go somewhere else. They were very nice at first..... until things went wrong.

I can't be thankful enough for Tim Halladay and his team at Victory Funding. We used them on the…read morefinancing side to get our forever home and we are so extremely glad we reached out to them. They truly care about their clients and went above and beyond to get us to the closing table as fast as they could. It is such a comforting feeling when you know the financing team behind you cares as much about you getting into your dream house as you do. At Victory Funding you are not just a file to them, you are a true customer, there was literally never a time I had to worry about things falling through the cracks or that they didn't have our best interests at heart. Thank you Tim, we'll be back!

Tim and John at Victory Funding made what seemed like an impossible situation simple,…read morestraightforward and fast. I started my mortgage process with a different lender and ended up switching to Victory after months and months of hassle, changing of terms, and declination letters. I went to Victory as a last ditch effort and they were able to get me closed in 30 days, saving me money and peace of mind in the process. Tim and John are super responsive and easy to talk to, and make everything very easy to understand. I'd recommend them to anybody and everybody looking for a loan, and will use them again in the future if the opportunity arises.

They were very helpful with helping me get a mortgage. I have a complicated tax return with income…read morefrom multiple businesses, and unlike other banks I spoke with, Continental was able to put the puzzle together and get a great rate for me.

Excellent service Ray and Brendan have been amazing easy to deal with and we were first time home…read morebuyers and they always responded would recommend to anyone.

This review is for both branched outside of Ballston Spa. Doing business is always a pleasure the…read morestaff always greet you with a smile and go the extra mile to help you out . Makes you feel like they appreciate your business.