THE DREAM TEAM! My…read morehusband and I met Toy Eng at an open house along with a real estate agent Michele Devitto who we would end up selecting to help us in our search for a home. During the open house we mentioned to Toy that we were just looking at the moment to get a feel for what's out on the market. Usually, when we mention that "we are just looking" to any agent or mortgage broker they tend to not want to help us further. Toy was the complete opposite and was eager to give us advice about the process of purchasing a home (coop or house) when ever we were ready. She gave us the time of day and because of that we selected her as our Mortgage broker when the time came. About 6 months passed and we decided to contact Toy. She took the time to meet with us in private. She explained every detail (step by step) pertaining to the purchase of a house or Coop. We left that meeting feeling extremely confident that Toy was the right person to help us moving forward. About 2 months later we found the perfect coop and decided to purchase even though we were aware of the lengthy process compared to purchasing a house. Toy assured us that she would guide us every step of the way. (Which she did, at all hours of the night) During this process Toy went above and beyond our expectations. She is very knowledgeable in dealing with different Coop boards and their requirements. She was able to secure us a mortgage quicker than we expected with a great rate. She walked us through every stage of the purchased and was there till the very end of the process. Toy was available whenever we needed her to answer any questions. She helped create a strong board package. And because of her knowledge and expertise we are now living in the home we selected. Throughout this process my husband and I could tell that Toy really enjoys her job and also enjoys helping people achieve their dream home. We are so overjoyed to have worked with her and look forward to working with her in the future. We recommend her to anyone who is looking to get the best mortgage and rate. Best decision we ever made! Best experience we've ever had with our long search for the perfect place!

My real estate agent recommended Loan Depot to me. What a gem this place is, especially the loan…read moreofficer we worked with, Rich DeSimone, even his partner, Lourdes Peña. From beginning to end, the process was smooth and he was ALWAYS available to answer questions or concerns, and explained everything thoroughly in terms that a regular person could understand. He never made me feel rushed, pressured or that he was bothered by my contacting him. If anyone ever asks me for a mortgage company recommendation, Rich DeSimone will be the name I give them. 20 star rating if it were possible. Thank you Richie!!!

Jon is the best in the business! He helped me secure a lower rate than I ever would've imagined,…read morehandled all activities timely and professionally, and made the home buying process fun. Would highly recommend for anyone buying a home in Florida (or anywhere)

This guy is a gem. I went to Jonathan Starr after realizing that a loan I was approved for had…read moreunfavorable terms. Jonathan helped me get a loan approved with much better terms in record time as I was on a deadline. He was professional and amicable and went out of his way to ensure I met the deadline set by the seller. I was truly happy with the service as well as the person. I would definitely use his services again and highly recommend him.

Compassionate, dedicated, kindhearted, perseverant, helpful and impeccable - those are the…read morequalities you should want in someone you work with in business. It is quite important to ensure you have those skills in someone when you are a first-time home buyer. You will hit the lottery if you use Bobby Papadopulos as your loan officer. There are not enough words to express the upmost gratitude and satisfaction with his services or his team. There are so many people in this industry for quick cash and possibly the wrong reasons. Bobby is the complete opposite. I was more than defeated in the home loan process. After a random yet quick search on Yelp, I found Bobby and decided to message him. I see why he has five stars. Although skeptical, because who is perfect? I have seen perfection in his abilities. Bobby allowed me to call him at 7:00 AM, through tears and disarray coming from my end, he stated, "I will help you". My situation was far from easy, he decided to still help us. Through diverse companies not explaining the process or requiring funds without explanation, Bobby held our hands throughout this entire process. From day one to closing day and beyond, Bobby does not leave you. He takes the time to explain to you what is occurring, why it is occurring and how to ensure a successful closing, organize finances and better yourself. He is extremely patient and understanding. He has worked in his personal time to guarantee deadlines would be met and satisfied. Without being local to me, he communicated with agencies near me to get the work done. Five stars does not compare to the amount that he and Contour Mortgage deserves. He has completely changed our lives for the better. Bobby is someone I wish was in every field not just the mortgage company because he brings professionalism, kindness, and perception. If you are looking for a home, find a home with a person who cares about your wellbeing above all. That will shape your mindset for your new journey- Bobby is the person to set you up on the right path. I will highly recommend him to anyone and everyone.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Jorge is amazing. Very kind, reliable and we were always in communication. He's spent so much time…read morewith me and was available at all hours, even on the weekends. I always recommend him to everyone I know that is in the market of a mortgage or a refinance. Great person to work with!

From the owner: 24/7 Customer Service. As a Mortgage Broker I am always available to get my clients Pre-Approval…read morecertificates, run numbers with them or give them any information as to what they can expect throughout the purchase or refinance process. Please give me a call, text or send me an email so i can assist you.

I recently acquired a property and Rick assisted me throughout the whole loan process. Not only…read morewas he able to get me a favorable rate, he made one of the most frightened experiences I ever went through felt like child's play. He was attentive every step of the way. He explained all the rigmarole I was not familiar with and he retuned all my calls within a reasonable time. I highly recommend Rick and would work with him again. Sharon S

Don't waste your time with someone else, Rick Spears is the guy to call!…read moreRick helped us navigate refinancing our mortgage. We were paying 4.75% and over $200 in PMI and he got us into a 3.125% with no PMI mortgage! We had shopped around on our own before we went to Rick, but what a waste of time! Rick gave us detailed information about the process, was always available, by phone, email, and even text, and never left us hanging. From start to finish it took just over a month to close on our new loan. I couldn't believe how fast and smooth the process went.

Peter was incredible to work with throughout the shopping, and purchase process of our new home. We…read moreare first time home buyers, and we had LOTS of questions. Peter was able to answer most of them straight away, and offered easy to understand explanations. Anything he didn't know he found out and got back to us very quickly. We had a bigger bank trying to lure our business away, but despite lots of promises they couldn't come close to matching Peter's level of customer service.

Peter helped us with refinance of our primary residence. I had shopped around and was not able to…read morefind the kind of deal Peter got for us. He was patient through out the process and made sure everything went smooth. I've known Peter for 12 years. He has the best professional character you would look in someone handling your finances.

I found asap mortgage somewhat by accident and after passing there location several times i finally…read morewent in. Best decision i ever made !!! After minutes of meeting betty i was beyond impressed !! Betty and kate made my home re-finance an extremely smooth and fast process !! Even in these trying times !! First class business and service !! Highly recommend !! You will not be disappointed !! Thank you ASAP mortgage for everything !!!

My husband and I had the pleasure of working with Todd and his team as first-time home buyers, and…read morethey all did a phenomenal job. We originally discovered Todd through Yelp and decided to give him a call, he was readily available to answer all our questions and get the process started. Once all our paperwork was submitted, he was able to get our preapproval quickly, little did we know we would be on a lock down due to the pandemic shortly after. Fortunately, Todd was understanding and had patience with us during this crazy time. Once things got a little less hectic, we were able to pick back up where we left off. He took the time to explain our loan options on multiple occasions and was ALWAYS available to answer all our questions. Todd put a lot of hard work and dedication into getting us the right loan that worked for us, all while keeping our best interest in mind. He was able to provide us with an FHA option as well as a conventional. We decided on the FHA since it made more financial sense for our situation. We were made aware by our realtor that the process for an FHA loan can take longer than others, but with the dedication of Todd and his team we were cleared for our FHA purchase in only 11 days!!! The seller really wanted to close by a certain date which seemed impossible at first, but Todd pulled through and made it happen. He communicated very well with our realtor and attorney throughout the process, everyone worked great together overall as a team. Being a first time home buyer can be both stressful and scary, we had a million and one questions, we would call the office throughout the day, as the phone would ring on my end I would think to myself "they probably think we are so annoying", but once they answered the phone they were very patient and tentative and made us feel extremely comfortable no matter how many times we had to call them. In conclusion, Todd took a major weight off our shoulders by guiding us throughout this entire process. I would highly recommend Todd and his team to anyone looking for a mortgage loan. His services are outstanding, and we will forever be thankful for all their dedication to get us into our first home!!!

As a realtor, great experience working with Todd at Brighwire on a few transactions. Always a…read morebreeze getting right to the closing table!

Okay so I went through 4, yes 4 mortgage brokers who were seriously the worst. Thank the heavens…read moreabove I was introduced to Mira Dick and Jordana Delveccio when I did because I was ready to throw in the towel with brokers and finding a home. Guys, please run to Jordana for your mortgage broker needs. She's so thorough, friendly, funny, no b.s. and will answer all your questions!

Jordana DelVecchio, is AWESOME, but because of my odd employment pattern in the last two years we…read morecouldn't get the rate I wanted with her. But, she is go nice and good at her job. AND, even though I didn't use her she helped me navigate the awful experience I had with my broker. I can't recommend Jordana enough and I wish I would have gone with her. _______