We recently purchased a house with the assistance of Paul from Think Advantage, a mortgage broker that we met at an open house for the home we fell in love with. After renting our entire adult lives, we never thought we could be able to afford our own home until talking to Paul. He made an after hours home-visit appointment with us, totally free of charge to us to explain home loans, mortgages and what we could afford realistically and which major bank would give us the best loan options for us. He answered every question we had as first home buyers and explained and made the process easy and not the nightmare we thought it was going to be. I would recommend everyone thinking they can't afford to stop renting and get into the property market to talk to them. It is completely free to do so. I believe this is because they receive commission from whichever bank they choose. That said, they are completely unbiased and non-pushy toward any particular bank. read more