Jesse and his assistant Christine are the best people to help you through the scariest part of the entire house-buying process.
3 years ago, Wells Fargo promised us a very attractive lower rate on a 7/1 jumbo mortgage that we were getting for a newly-constructed townhome. The closing date was scheduled to be a month after the scheduled completion date of the townhouse, and the closer and closer we go to the closing date, the more poorly the Wells Fargo loan officer performed. Their loan officer was severely incompetent and did not know how to use our stock-based compensation for income purposes. I ended up having to send an email to the bank's CEO just to get a decision (denial) on time. Now I was within a month of our closing date with no lender.
I found Jesse originally through his jumboloanexpert.com website, and I explained my situation to him (only had 10% down, did not want PMI, within a month of closing). Not only was he able to walk me through what Wells Fargo was doing wrong, he quickly looked at my numbers, broke down what our best loan option was for my situation that also fulfilled what Wells Fargo offered, and promised we would be fully approved and funded before our closing date. Lo and behold, Jesse and Christine were able to get us our mortgage within our closing date with no hassle.
Fast forward to 2 months ago: my wife and I decided we want to sell our house to get a bigger single family home with a backyard to support our growing family. I walked through our new financial numbers with Jesse, and once I provided his team with all our documentation, they provided a pre-approval letter within a couple days that we could shop houses with. Once we found a house where we wanted to place an offer, Jesse was able to promise the ability to close with 3 weeks, which became another attractive feature of our offer and fostered the sellers' trust in us as buyers.
We did face issues with the townhome we were selling that put the whole transaction in jeopardy, but Jesse and Christine were supportive during this whole ordeal and were able to fund our loan once we finally sold our townhome with no hassle on their end. In addition, Jesse was able to connect me with his friend that is helping us obtain a HELOC to assist with our home remodeling aspirations.
Two jumbo loan transactions later and I know that we never have to find another lender. Jesse and Christine have a lifelong customer with us. read more