Let me tell you a story. Earlier this year I was in the process of buying a house, and I was using…read morethe same broker I had used for several previous transactions. This was my first "large" purchase, and what seemed to start ok went downhill quickly. I had a couple of start and stops with different investors and was in danger of losing the deal on the house altogether. In order to procure the house, I was advised by this broker to take out a hard money loan with a promise that he would be able to make things right. One month later, he still had not made things right and proceeded to tell me that he would not be able to close the deal for me. In other words, he hung me out to dry. Besides being righteously pissed, I was now in a very hairy situation with a short term loan with sucky terms and no path forward. To add injury to insult, my credit score had declined over the few months due to expenses I had to take on, and my reserves were much lower. In other words, I went from being a slam dunk prime rate approval (except for the fact that my broker couldn't seem to actually make this work!) to an uphill battle in a very stressful situation. I am an avid 710 ESPN Radio listener and had heard ads for Tom Schwab and Westwood during the Brock and Saulk show. The ads sounded great, and I was in a pretty tough situation, so I chose to give him a call. I explained my situation, and he committed that he would find a solution. In parallel I called a few other brokers and explained the same situation to them, with similar promises of being able to find a solution. Other brokers were fairly non-communicative, but Tom, Ashley, and the entire team were great about staying in touch and keeping me apprised of the situation. Some people go the extra mile, but Tom went the extra many miles, exhaustively exploring options to find the best fit for my unusual situation. In my situation he had to be the broker rather than the lender, which was not his preference, but he treated me like a first class citizen the entire way. He came up with multiple options and worked them in parallel in case some of them ultimately ended up not working out. This was a good thing, too, as it is amazing how flaky banks and mortgage lenders can be. Even with a few of the options not working out and a lot of stress and frustration along the way, Tom was able to deliver a solution that solved my immediate problem with a future path to get into an even better state where he would be able to act as the lender. And the other brokers I called? Crickets. After a few exchanges they all went silent. And my original broker? He and his boss stopped responding to my emails and phone calls. But Tom? He never stopped working until he had a solution. I find this even more impressive that he is also the President of Westwood. He could have given me to someone else or decided early on that my problem was too challenging, but he took it on personally and showed me that there are mortgage lenders that are trustworthy, ethical, and appreciate a challenge. One other thing to call out is that there is a wealth of experience here. Tom can clearly do the standard prime mortgage, but he is able and willing to explore creative options in the non-QM world to ensure he can meet your needs. This level of flexibility and overall knowledge makes him an invaluable partner who will find a solution for you. I was also impressed with Tom's humility. Throughout the process I would thank him for all of his hard work, and he would constantly tell me that I shouldn't be thanking him since he hadn't delivered results yet. He was not satisfied until the loan closed. Once it did, I thanked him again, quite profusely, and this time I told him he had to accept it because we had crossed the finish line! He laughed and agreed and then thanked me for my patience! Tom is made of gold, that is for sure. I own multiple properties and plan on continuing to buy properties into the future, and I can assure you that Tom is a lifelong partner for me. Additionally, I will be referring him and Westwood to anyone I can. If you want a mortgage lender who is ethical, trustworthy, transparent, will be a true partner, AND gets the job done, then you should absolutely call Tom Schwab and Westwood Mortgage. They are the real deal.

This is the second time I used Westwood Mortgage for my refinancing. Tom and his staff are…read moretop-notch! Both times everything went very smoothly. Tom and his staff were super responsive to my questions. I highly recommend Westwood Mortgage!

I have worked with Trevor for many years! He has done loans for me personally and has helped many…read moreof my clients as well. Trevor has NEVER been able to not deliver exactly what he says he can/will do which I appreciate. It's amazing how many people in the industry will tell you what you want to hear... and not be able to actually perform on their word. This is why I would refer Trevor to anyone and everyone I know. He is straight, extremely helpful, more knowledgeable than anyone I know, and will always do what is best for his clients. period.

I have worked with Trevor for over a decade now and he is fantastic to work with. In all the deals…read morewe have done together - not once - has he ever been late on a closing! He is knowledgable, savvy and a great communicator. I highly recommend him to my clients and colleagues when they are shopping for a lender.

Albert was so wonderful in helping me when i bought my house.he was very attentive and made me feel…read moreimportant. . I liked him so much that when it was time to refinance the house i went back to him, knowing i was in good hands. He is a good business person and very trust worthy and now a good friend. Thank you Albert for treating me like i was important and caring like i was family. Stephanie weston

Working w/Albert on my refinance was great. He has been super patient w/me and he explained all the…read moreprocess. He always answered all my emails/phones in rapidly manner. I would totally recommend Albert for any new home buyers or refinance process.

Jenny Lyn was very attentive throughout the application process. We are first -time homebuyers, so…read morewe had a lot of questions regarding timing and contracts and disclosures. She answered all of these in a timely manner. She also ensured that we could lock in the best rates available and that all of the back end processing was done in a timely manner. We felt supported and considered the whole time, and I would definitely work with her and Salal again the next time I buy a house.

All I can say is Jenny Lyn is AMAZING to work with. We…read morefound a home we wanted to purchase on a Saturday and needed to get an offer in as soon as possible. We contacted Jenny Lyn while she was on vacation. She arrived home on Sunday and met with us the same day to get all of our documents together and pre-approved. Our offer was accepted and we now have our dream home. She played a huge role in making this happen for my family. She was in constant communication with us throughout the buying process and provided clear guidance on what was required of us to avoid delays and make the process as smooth as possible. I would strongly recommend Jenny Lyn to anyone looking to purchase a home.

Naz was amazing! Very patient with me during the whole process as a first time home buyer. I…read morewould and have recommended her to friends and colleagues. Naz communicated with me every step of the way and worked hard to ensure that I had all of my questions answered.

Of all the home purchases or refinances I have done, Naz has been one of the most helpful and…read morecaring people I have worked with in the process. She is constantly on top of things, open to all forms of communication, and works diligently to help answer any questions you may have. She is also constantly putting the client (myself) first. Working around my schedule and keeping track of dates and data so that when I get "lost in the sauce" she is right there to help out. I could not recommend Naz enough.