Currently sitting at TD bank for 45 minutes waiting for a representative to unlock my account, I was informed that an account only gets locked when an individual contacts td bank online or by phone and fails "verification." This is understandable because it ensures the safety of an account but unfortunately I have been dealing with a claim of $1,641 now for 2 months and I have dealt with the worst customer service I have ever encountered. I called up claims department regarding fraud because a "mybookie" website had pulled 1,600 out of my account without my consent or authorization. After a 2-3 month run-around with TD bank representatives, customer service and claim/fraud department I was told that they cannot help me with the claim because I had authorized the payment, I NEVER SAID THAT OR AUTHORIZED THE PAYMENT. I was also told that the TIME PERIOD for the claim had expired, which is not my fault because TD bank provides 0 updates to the ongoing claim, 0 investigators to contact you, and 0 emails or knowledge of any information TD bank may need. This bank may be convenient and great to bank with based on location and ATM's but if you ever have to deal with fraud or a claim, just be prepared to kiss you're money goodbye.
Horrible service, I advise anyone to find a different bank to service them. If anyone had a similar horrible experience with TD claim department and representatives PLEASE feel free to share with the yelp community.
Best,
Adam read more