Where do we begin?
I only started an account because when I went to school at U of I Urbana-Champaign, the official bank partnership was with TCF Bank. Through these 4 years, I've had my identity stolen once and then my debit card cancelled, with absolutely no warning. My checking account worked and my card was not expired, but it shut down regardless. When I went to the closest branch (this one), they ordered me a new card, which also didn't come in.
I think to top it all off, when my mom goes there to make deposits in our joint account, one of the tellers tries to sell her life insurance under the table. Glorious.
I have had another account with Charles Schwab where I rarely interact with their staff, and yet their customer service, and my personal experience, with them is exponentially better than with TCF. The minuscule upsides to this chain: they are open 7 days a week, and you get a free sweatshirt or account bonus when you join. Great. read more