If I could give this company a negative 5 I would but unfortunately that is not an option. Obviously this is a low budget, no service insurance. I was hit by another vehicle who had this insurance (he was cited by the police as being 100% at fault) & all I have gotten so far is a complete run around and no help. My car was totaled & I have been forced to pay for a rental car. About every two weeks I receive what appears to be a washed out form letter with some generic information & phone numbers. When I call the numbers I never get the same person & I am just transferred around without receiving any answers. read more