We absolutely love and trust Sterling Financial Group! Gary and Angela have helped us navigate our…read moreretirement planning with grace, compassion, and genuine humanity. They offer honest, straightforward advice with no BS--just thoughtful analysis and a clear focus on what matters most to us. We couldn't be happier with the portfolio they've developed for us, taking a big-picture approach to our financial future and helping us feel confident about the road ahead. We highly recommend Sterling Financial Group to anyone looking for knowledgeable, trustworthy financial professionals who truly care about their clients!

I was referred to Sterling Retirement Group about a little over 2 years ago. I was a on search for…read morea well trusted, reputable financial firm. In the 2 years, I've had a great experience working with Michael Gebhardt. I appreciate his professionalism, knowledge, and the time he takes to help me be aligned and reach some short-term/long term goals. That personal connection has helped me build trust and confidence in working/ trusting him. The whole team is great and kind- definitely people you want to have business with.

Staff was very helpful and friendly. I like the free treats in the lobby. The gentleman at the…read morefront desk was nice and made an appointment for me. And I felt the gentleman who assisted me with my account was honest and kind.

Fidelity Office in Roseville - not good customer service experience. My wife and I went into…read moreFidelity Office in Roseville to move funds from an IRA into a cd in December 2025. The female employee that helped us was watching when I logged on to their computer and saw my password. So we needed to switch to another employee and change our password. We set-up 2 cd's and we always ask questions like: interest rate, length of cd, confirm non-callable, and if the cd pays interest monthly or at the end of the term. So the $80K cd we choose paid monthly however the maturity date was different monthly then the date the cd started. CD began on December 17, 2025 - so intuitively you would think on January 17, 2026 we would receive the first interest payment. That was not the case the first interest payment was not until February 1, 2026. This should have been communicated when we choose the cd.

My wife and I met with Liz to review our retirement goals, and our experience through this process…read morewas exceptional. We provided some initial information ahead of the meeting and she was very prepared to review our current portfolio, provide assessments and recommendations, and give a picture into our future. She came with a vast knowledge of different strategies and outlooks that we previously were unaware of. Also worked with us through our questions and had very good perspectives and pros/cons of different ideas. Super helpful and informative! Would definitely recommend to others looking for financial planning services!

Had her as a guest speaker. Learned a lot! She was engaging and very informative! Definitely…read morerecommend.

This review has been a long time coming... and now that tax season is finally over, I can rest easy…read moreknowing everything is taken care of and correctly. I've been a client of FC360 for almost 3 years now and utilize them for tax planning, business tax filing, personal taxes, wealth management, and having a supportive environment for me to discuss my financial plans. The truth is, when I was looking for a general CPA for my local business in 2016, I wasn't looking for the right things. I made a spreadsheet containing these qualifiers; price, convenience, up-to-date, well staffed, years in business, and desire to do business. Although these are all great prerequisites to choosing the right FA/CPA/bookkeeper, I did not anticipate how FC360 would make me slide and drop that spreadsheet onto the trash bin. Never have I felt so comfortable that my finance team knew my short term and long term goals like the back of their hands. Henry and Louis spent 3+ hours with me on my first meeting to get to know everything I had going on and committed it to memory without needing to review (ever). To validate this, I have a lot going on but the bulk of it being small businesses that I knew how to operationally run, but was terrible at accounting and bookkeeping for. Henry made quick work of all of the businesses and with some back and forth about the nature of my local businesses, he was well on his way breezing through all the forms and taxes, on schedule. What's one of the most rewarding experiences about visiting my accountant (never thought I'd be saying that), is to see the growth of their business as well. I've witnessed a business that was smaller than mine flourish in a matter of years and far surpass mine without losing touch with their ability to cater to the every need of their clients. I'd like to mention that I have increased my business by over 3 fold since going with FC360, and I attribute much of that to their help. Lastly, they throw networking events every now and then which are wonderful. Chatting with the other clients of the wealth management programs is a pleasure and provides me a slight kick in the behind to schedule a meeting with FC360 to take even more calculated, but fruitful, risks!

First time using FC360 this year for our tax preparation for both our individual and business. We…read morehave been very happy with them. Both Shane and Albina have been great to work with and are very responsive and friendly. Everything has been accurate and thorough. Our taxes were completed quickly and in a timely manner. Definitely looking forward to continuing to work with them going forward.

We are now one year into our moving our funds to Peak Financial. We do not have any children and…read morewe wanted to keep our investments safe, but at the same time, get an income stream. We chose Peak Financial with this in mind. Other advisors always wanted us to lock our money away into long term accounts with no income stream until 10 or so years. By moving to Peak Financial, we have a safe long term income stream that we can enjoy now and still have for the future. We do not want to gamble with the huge risk other firms promote. Our goal is not to make as much as we can. Our goal is to have a reliable investment that will allow us to live the rest of our lives in safety. In regards to the negative reviews, they did not choose to go with Peak Financial. That is their option. It is not for everyone. If you are a gambler who wants to risk your money on the hope of large returns. this is not your investment. If you want safe and reliable income, Peak Financial is your choice.

I got a card in the mail, inviting me to a dinner presentation at Scott's Seafood. I called to…read moreinvestigate. They said they only wanted retired people with $1 million to invest, not including real estate, snacks at 5:45pm, presentation 6-7pm, then dinner and dessert. I asked who pays for dinner and dessert and what's the menu. They wouldn't answer, telling me I had to ask someone else, who they wouldn't identify, or when or how I could get ahold of them. I said, "Wrong answer, that makes me suspicious," and hung up. It sounds like a big waste of time, luring people with empty promises. Avoid people who can't be straight with you. They're scams and con jobs.

Started with this company many years ago, truthful, straight forward and really listens to YOUR…read moreopinion. Never pressured into buying anything, always concern this my comfort level. Careful planning has made my IRA and personal accounts growing at a consistent rate without placing accounts in jeopardy of huge swings in value. Even in "bad" time it wasn't so bad. Much better choice for me as I actually have a real person to talk with instead of new advisor roulette from other firms.

Moving my money after 5 years. Poor advisors follow up and higher than average fees. I made this…read morechoice based on multiple interviews with CFA and being a passive investor. Nobody knows your money better than YOU! Your just paying for their South African Safari trips

Came in with no prior trading knowledge, was a bit intimidated but excited to learn something new…read more I wanted to better control my money and not pay someone else a commission to manage my $$. The first few days are overwhelming with so much information to saturate the brain. I wondered if I would ever be able to put all the information together and actually apply it to a real trade on my own! Well, the day came to make a trade following the rules-I did it! It was such a self-satisfying moment to realize I did absorb what was taught and I could realistically apply that knowledge! You can too! Reference cards were an awesome "cheat" sheet! Thanks to Jim for keeping us supplied with these resources! Really enjoyed Steve as my instructor (had no one else to compare) Steve shared OTAs knowledge as well as his own personal experiences to enhance our learning. He is straight up/forward type of guy that made us accountable for our own learning process. He took time to make sure everyone understood content before moving on. He reviewed course content daily to reinforce our learning. I would take another course from him and recommend others to do so as well. Please take into consideration some of the negative comments from prior years: anytime you go to a free orientation seminar with any business, they will peak your interest and want you to sign up for more education at a cost. This is common business practice. I feel the newer management style under Grant has changed the way the Sacramento campus operates. All of the staff are warm, welcoming and friendly. They do not call and harass you you! They do NOT pressure you into buying any more classes- you are free to get up and walk out the door at anytime. The staff will stay after intro class for those that have more questions or are wanting to learn more and sign up for future classes. Yes, it is an initial expense, but your money does go a long way! Once you start taking courses, you become a lifetime member without additional fees except for tuition of another different course. There are multiple training classes live and online that you have lifetime access too. You can even repeat a course multiple times without paying additional costs. The OTA has a patent for their curriculum: that to me, says a lot!

This is my 2nd time. "Everything at the Online Trading…read moreAcademy is excellent. The staff and instructors are very professional and friendly. It is a very good learning experience. I would definitely recommend this course for anyone who wants to become a professional or part time trader." (Hank Sanders)

I've had my investment accounts at Charles Schwab for years. Personal investment account plus my…read moreIRA Rollover account. So whenever I change companies, I can roll the 401k from the previous employer into my Schwab IRA Rollover account. This way I have a wider variety of investment options than a usual 401k offers, and less costs. Recently rolled 401k that was at Fidelity to Schwab. Fidelity charged me $25 closing fee, another $25 for express mail the check to me. Then to get the check to Charles Schwab, I had to overnight the check to El Paso, Texas as the office is closed because of the darn Virus. After the check was deposited, I called the Schwab call center and spoke to a representative. Explained the fees and costs that I incurred from pulling the funds from Fidelity and depositing in my Schwab Rollover. Took him two minutes to come back and say they were going to credit me $85 to cover all the costs that I incurred. The Fidelity fees and the overnight fee. Hold times for me with Fidelity was over 40 minutes. I never have hold over 10 minutes with Charles Schwab. Love banking and investing with Charles Schwab. Thank you.

Trying to make money with investments is the purpose of investing. However.... not here, anyway!!!…read moreGavin was very uneasy trying to say that I'm too poor for his minimum financial threshold. He never even asked me what my financial investment intent was (I guess because I used the term "a little here/a little there and I'm looking to consolidate); but, he made it clear that he only works with investors with $250,000 or more. Then, do your job Gavin! If your client does not have that, help them achieve that goal. How insulting and rude to dismiss without even knowing any financial facts. If a client is below "your means", DO NOT deflect them onto another employee without meeting them first. Getting them in the door is half the battle...then, at that time, it can be discussed what's most beneficial for the client. How does he know what one has or doesn't have without meeting first? He was very quick to say, "I'll have Abe/Abraham (?) contact you" NOPE! Do not pass my info onto another. This is an awful way to conduct business. Oh, and for the investor friends that I know that are with Charles Schwab....I will send this review to them directly. Yet, they promote otherwise....see photo!!!

Dan has been very great to work with. He explained everything well and we trust him fully. He makes…read morehimself available to answer any questions we have. 100% recommend!

Danny is very easy to work with and always available with any questions I have! He helped me…read morethrough the process and explained everything in detail! I would highly recommend him to help you with any financial questions and needs you have!!

I was looking to buy some life insurance, transfer my IRA, get a 401k for my company and pretty…read moremuch start planning my retirement for the future. Basically all that stuff you're supposed to do when you're ready to become an adult. Am I truly ready to become an adult? I don't know but like they say it's always better to start earlier then later. After talking with some colleagues and friends to find out who they used as their financial planner, Garrett Vanneman came up a few times so I thought I'd give them a call. I'm really happy with my decision of choosing a smaller firm instead of one of the larger companies. I work directly with Garrett, who grew up in Roseville. He's also a Certified Financial Planner, which I've read takes passing a very difficult test to get the certification. He took the time to listen to my goals and checked out my financial situation and was able to help me set up the correct life insurance policies and an IRA. One thing I really liked was Garrett was able to find me a less expensive insurance through my professional work organization then he was able to find on his own. And instead of pressuring me to buy one of his insurances, he told me the other would be a better deal. So I really appreciate his honesty and that he is looking out for me. Other things I really like about their office is they are really easy to get a hold of and they always call me back or email me right away whenever I have any questions. The front office staff of Nicole and Linda are very friendly and always eager to help. Overall, if you're looking for a financial planning service or a company to help with your 401k, I would recommend Vanneman Financial Group for honest advice and great customer service.

Safeco/liberty mutual. Do not honor your policy…read more agents are rude and make up excuses to deny your claim. delayed water mitigation on my home for 6 weeks since atmospheric river of 2/9/24. More rain coming. Get a new policy quickly.