I hired Stephen based on a recommendation from my Chiropractor. He showed up and promised to take care of my home and my personal property (no contents coverage). I believed every word he said, but none of the things he told me that day were done. I had 8" of water in my home and was only supposed to have 1-2 feet of plaster removed. He walked in on demo day with $$ in his eyes and said, "Take 4 feet - insurance is paying for it." I should have objected, but I spent the day in tears, desperately trying to get the last of my stuff out as debris was flying. He never once discussed substantial damage with me. There was no plastic put over my TV, the stuff in my closets, the art on the wall. The demo team threw away one of my paintings because they thought they were supposed to throw everything away. They cut as high as 50" in my home - for 8" of water. The cuts are sloppy and inconsistent. They destroyed my windowsills, many electric boxes, and took all of the outlet covers- even the ones that were on outlets 5' high. I tolerated all of this until the day I got an invoice for $35K. My home is only 1120 square feet. My insurance company screamed fraud. I asked them to give me a minute to talk with Stephen. I told him I thought there was a mistake and pointed out items that were incorrect. He started by saying I did get a wrong invoice, then immediately threatened court. Then he complained to me about not making as much money as he was supposed to. Screenshots attached to display his professionalism, how little he cares about the person, and how much he cares about his wallet. He claims to be an experienced professional, but stated he knew nothing about Substantial Damage, he never pulled a permit or filed a notice of commencement as is required by law. Now he filed a claim of lien against my house for a dollar amount in excess of the invoiced amount. He is a selfish fraud. Save yourself and hire CDT - they will follow all the correct steps, and provide you with documentation of all the work they do along the way. read more