We needed a loan for a home and it turned out to be longer than a months process. Rob stuck with us and kept us well informed throughout the entire process! Giving recommendations to help make sure the documents would be approved, to the signing day. Would highly recommend and use again if needed. read more

Working with Rob on my home loan was honestly one of the best parts of the entire home-buying process. As a first-time homebuyer, I had a lot of questions and a good amount of anxiety, but he made everything feel manageable and even enjoyable. From day one, he were super patient, kind, and incredibly knowledgeable. Rob took the time to explain every detail--from pre-approval to closing--without making me feel rushed. Anytime I had a question (even after hours), he responded quickly and clearly. It really felt like I had someone in my corner the entire time. What I appreciated most was how honest and down-to-earth he was. I never felt pressured or confused, and I always knew exactly where I stood. He even helped me find a loan option that saved me money each month and fit comfortably in my budget. Thanks to Rob I'm now happily settled in my new home and couldn't be more grateful. If you're buying a home and want someone reliable, transparent, and genuinely helpful, I 100% recommend working with Rob and for sure will be working with him again in the future. read more

This is the first time I work with Rob Garcia. He is amazingly good. Always respond timely and always on top of every step of the transaction. He also keeps me updated for every stage of the loan status. The transaction closed seamlessly and smoothly. I appreciate very much for Rob's professionalism. If you are looking for a great loan officer, Rob can be the best candidate. Thank you Rob! read more

I just bought my first condo and honestly that wouldn't have been possible without Rob Garcia and Snapfi. Everyday, he was open and communicated with me throughout the entire process. What usually is a confusing process was actually not as stressful or hard as I thought because Rob answered all my questions and even accommodated to my night shift schedule as a nurse . Even though I needed this to be sped up in order to accommodate to my move in date, Rob delivered perfectly with an even better rate and an even earlier closing date! I am super thankful to Rob and his team at Snapfi. read more

This is my second time working with Rob and team at SnapFi. Once again, the process was explained at each step of the way to ensure I knew what to expect. This was a complicated refinance but Rob and his team with their professionalism and dedication to provide the highest quality of service gave me the confidence that I needed to get to the finish line. I would highly recommend Rob and SnapFi to all my friends and family. read more

Rob Garcia made the home loan process smooth and stress-free from start to finish. He was super helpful, always available to answer questions, and truly went above and beyond. Highly recommend working with him! read more

Rob was referred to us by our realtor while we were shopping for a lender and he was a great resource even as we were experienced home buyers. He was readily available for questions or updates and helped provide pre-approval letters promptly for offering on homes in a competitive housing market. read more

I DID IT AND YOU CAN DO IT TOO!!! I closed on my first condo exactly one week ago, and I'm still pinching myself that this is real! I am a self-employed, first time homebuyer here. This process can be SOOOO overwhelming. I am just beyond grateful that I worked with Rob Garcia from SnapFi. Honestly, I couldn't have done it without his help. Before SnapFi, I submitted applications with JVM, NACA (don't do it!), First Republic (not happy there either - that's another review), and reached out to a couple more. Let's just say that Rob Garcia was with me every step of the way. He really worked hard to earn my business, and honestly, I couldn't be more thankful. The stars really aligned for me. Even before I actually moved forward with SnapFi, Rob and I had several conversations where he walked me through all of the steps. He was super professional, thorough, and made sure that I was getting what I wanted, given my unique situation. With that being said, my net net is: -Pre-approved within 24 hours of application -Closed escrow within 30 days! -I now own my first condo in SF. Yelpers, If you're looking for a mortgage broker, then this is the one. I am so grateful, and will always sing SnapFi's praises. read more

Rob Garcia and the SnapFi team have been amazing at helping me achieve home ownership in California. I did not think it was possible for me. Since I met Rob in their San Jose office in Meridian, he walked me through the steps and all the requirements to be able to become a home owner eventually. For more than 1+ year, he answered all my questions at any time, any hour... no matter what he was always there. He also recommended the best program to suit my limited income and helped me get 20% down payment from CalHFA so i could buy the best house i could. They also look out for you to save money where you can.... in several opportunities, he recommended to walk away from a house if it was not a good opportunity. Truly grateful to the SnapFi team for guiding me every step of this process. read more

Can I give more than 5 stars? Rob Garcia was an incredible loan officer. We had a bumpy road closing on a HUD home, but Rob and SNAPfi always made their components seemless. Having Rob in my corner during this process eased my stress on so many occasions. I am so grateful for his time and dedication to my contract. Highly recommend! read more

Rob Garcia This process was new for us and we were going in blind. Rob made this process for us so incredibly easy. Rob was available for me to ask my millions of questions that I had, at almost any time of the night. Rob made the process of home owning much more simple than it appears. If we had to do it again, we would definitely reach out and have him take the lead. Rob walked us through the process literally step by step and it made a huge difference. He made the process as slow as I needed to understand what we were getting ourselves into. Rob has so much knowledge in the field, he is the perfect guy to help you find your home! read more

Great communications. Dennis and Cheryl did a great job. Thank you both for ur great service Nick read more

As first time homebuyers, we were lost as to what the process would be and look like. I originally spoke with Rob, and he assured us that his team would be able to assist us, as my husband is under DACA. He paired us with the AMAZING, Diane Goetz. She helped us with everything and answered all of my husband repetitive questions in regards to the loan and how everything worked! She was so pleasant to work with and gave us so much information with a lot of details. That's something that my husband and I were looking for. She KNEW what she was talking about and everything made perfect sense. The loan process and all the paperwork was a breeze. I am excited to say that ***We just closed on our home and we're ecstatic about being able to do this!! **** You know how long we've worked to get to where we are today?! We can't thank Diane, Rob, and the SnapFi team, enough for giving us the opportunity and not turning us away. Again, thank you and your team for everything. read more

I am a Real Estate Broker - Realtor and worked with Rob Garcia on James Campagna's team to handle the buyer's financing. Rob was my primary point of contact throughout the transaction. His customer service and follow-ups exceeded my expectations. It was definitely above and beyond what I was used to. He sent me email and text updates at every milestone, so I was never guessing what the status was. He assured me everything was ok when I ever had any questions or doubts. He remained professional and friendly at ALL times and always greeted me with a warm, friendly vibe. His energy was so positive and I enjoyed working with Rob! Hope to work together again. Excellent work Rob and Team. read more

I'm a single female with single income. Because of SnapFi, I've been a proud owner of my own place for over a year now. If you get to choose who you want to work with, I recommend Adrian and Rob. They both helped me in 2 different things: very helpful and get things done! I'm so thankful and grateful for being introduced to SnapFi. read more

I am a Real Estate Agent for 20 years and it has been a wonderful experience to work with SnapFi for the last 2 years, they have excellent customer service, fast response and great products to accommodate my clients needs, they fully approved my last first time home buyer before finding the property so she could compete in this sellers market. They are available 24/7, incredible!!! Trabajar con SnapFi a sido una experiencia inigualable, tienen agentes de prestamos que hablan en espanol y atienden a mis clientes como si fueran familia, los guian con paciencia y sabiduria hasta el final para que puedan lograr el sueno de comprar una casa. read more

If you're looking for a lender with an unparalleled commitment to his clients, do yourself a favor and connect with Rob Garcia. He is highly knowledgeable, diligent and fully customer focused. Rob was a key factor in getting our offer accepted and I will undoubtedly look to team up with him again! Throughout my career, I've worked with many financial consultants in the home buying sector and Rob is truly exceptional! read more

Jeanine from SnapFi helped coordinated my refi. First off the overall process was a lot easier than I ever experienced. Their app was intuitive and I can take pics of the documents from my phone. It was very comfortable with the whole process. Jeanine was amazing. Very responsive, patient, and knowledgeable. I felt reassured and she was always on top of the next steps. I wish all things were this easy, highly recommend snapfi and especially Jeanine! read more

This review is for Rob Garcia. Rob has assisted my parents with their home refinance some years ago and just now he was involved in closing a secondary home in the Sonora area! I knew nothing of the loan process and the ins and out and Rob was there to explain every single number and period in the transaction. Rob did not over promise and under deliver. He truly stayed true to his word. It is very rare to find a person who is passionate in their line of work. As most of these reviews say, Rob is very passionate about what he does. He is very knowledgeable and that leads to his clients trusting him. He gives advice like he would to his own family members. Rob , you are truly amazing! Thank you for being available in the late evening hours for all of our questions. I will never forget the great work you did for my parents. I am excited for my future in the home buying process. :) read more

I found both the technology and the service at SnapFi to be a winning combination. I worked with Jeanine Andrious to refinance my home. She was very knowledgeable, understood my refinancing goals and proactively reached out to me to secure the best possible rate. She communicated with me throughout the entire process making sure I understood each step and was super responsive when I did have questions. The technology was also superb. The SnapFi application allowed me to securely upload all the required documentation easily so that we went from application to close in less than three weeks. I highly recommend the SnapFi team for any financing needs. read more

I recently worked with Vivian Dang and the SnapFi team on my loan refinance. Vivian is truly an amazing loan officer. She was very thorough, laid out all the different mortgage options and even gave valuable advice. Her timely response to all my questions and attention to detail helped me to be at ease during the entire process. I am so glad that Vivian handled my loan refinance and highly recommend her for the true professionalism she brings to the table. read more

We are now Bay Area homeowners! And part of this is thanks to Rob Garcia and his team at SnapFi! As first time homebuyers, we were lost and had so many questions. Rob set aside time in the evening (after my partner and I were off work) to go over our loan estimate and any questions and concerns. He LOVES what he does and you can really tell how passionate he is and how much he wants to help his clients. You can also pretty much text him any time of the day and he will respond quickly. You'll be in good hands if you choose SnapFi as your mortgage lender! read more

I can't even explain how much I appreciate everyone here at Snapfi. This company has a great team that took the time to answer my questions Day or night. The customer service Rob Garcia provided making the purchase of my new home easygoing. I have recommended this team to my family and friends and to whoever read this review. And to the Snapfi team I wanna say thank you from the bottom of my heart. Rob your words were" we are going to take care of you" and you did. read more

Thank you Jeanine Andrious for making everything perfect and easy She's the one to do all my loans with I can't ask for any better service. read more

SnapFi did a great job with the loan on a home! They were extremely fast with their replies, have great competitive rates and have all sorts of loan programs!! I would definitely use them again and recommend to to all friends and family. Rob did a great job in explaining everything and was always available! read more

Dave Miller at SnapFi did a great job on my refi --- thank you for your great service, Dave!!

I can not thank Paul Spagnoli and his team enough for the wonderful and informative support throughout my house buying process. Paul was always available to answer any of my concerns and questions. As a first time home buyer I was nervous and concerned about some of the processes but Paul was always there to answer and give me courage that everything will be ok. I will definitely do business with Paul and Snapfi team again. I would like to thank Paul Spagnoli, Rob Garcia and Kristen along with the rest of the Snapfi team for making my dream a reality. read more

Just did a home refinance through SnapFi and the whole process went very smoothly. Their web portal for loan application is very straightforward and easy to use. My loan agent Jeanine Andrious was awesome. She always kept us in the loop and answered all our queries promptly. Definitely recommended!! read more

I had such a easy and great experience with this company, Jeanine Andrious was a pleasure to work with she was fast and efficient and caring to my concerns and questions she made the anxiety of buying a home smooth and professional. The company overall was fast and informative with our first time home buying experience. Definitely recommend! read more

As a first-time homebuyer, i had NUMEROUS questions and concerns. Adrian Azali from Snapfi was so patient and accommodating in addressing my seemingly endless questions. He's very knowledgeable and he provided me with necessary information and assurance I needed. I was honestly surprised how easily the home loan process went for me. I have Adrian and his team to thank for making it feel like a breeze. They worked so hard in making my request to close sooner than anticipated possible. Really highly recommend Adrian and Snapfi team! Thank you so much again! read more

2 years ago, Dave Campagna processed my 1st home loan and he was given a 7-day deadline to process & fund my loan. I thank God for his superior service because he was very upbeat, informative and professional. Till this day, I'm still in touch with him...emailing him random questions. In this competitive market, it is hard to find a trustworthy loan agent/broker that will give you honest feedback and recommendations. Dave is very responsive and he will return your phone call or reply to your email within an hour. When you're in escrow, it is very important to have a responsive loan agent/broker like Dave! I've referred so many friends to him and they are very pleased with his service. Thank you, Dave. I will be contacting you next year! read more

Snapfi - Gotta love Dave! 3 years later, I still receive mail and emails from him - Mortgage Brokers Near Me - San Jose, California

I worked with Jeanine on my recent home loan and she was a pleasure to work with! Always actively updating me and reminding me on what to expect, she made me feel assured of the whole process which is esp. appreciated as I was a first-time buyer. She was also quick to respond to any questions or concerns I had. Thanks you Jeanine and SnapFi! read more

We are new owners of our future retirement home and for now our weekend getaway thanks in part to SnapFi's great team of Travis Cheney and Angie Reyes. They were so helpful and patient dealing with my type A personality. I'm thankful for all their help with my refinance and would call on them again in the future if I need another refinance. Yay team! read more

Great company with an innovative way of connecting realtors and loan experts to better streamline an often daunting and stressful process for home buyers. They always keep their clients in mind and go the extra mile to provide outstanding service. Highly recommended! read more

I've been working with SnapFi's lenders for a few months now, and wow! On my last deal, the loan was through underwriting before the loan contingency time period was up! They are on it! They have run scenarios every which way for my first time home buyers to optimize their situation in this tough market. And they have been available 24/7. No having to wait until Monday to get a pre-approval letter revised or a question answered. Great service, great rates, great attitude. What more can you ask for? I cannot recommend the SnapFi team highly enough! read more

Thanks, your team was great to work with. Very happy! I'd say working with the SnapFi team was leaps and bounds better than our last refinance. No frustration at all. We would definitely use you again. read more

We received excellent service from Jim Campagna, Christel and the whole team at SnapFi. They completely exceeded our expectations. Our refinance was completed very quickly and professionally - and we loved the online portal, where it was easy to fill out the application and then see where we were in the process. Jim and his staff handled so much information in such a short amount of time - I would recommend SnapFi to anybody who it interested in a mortgage or refi. What makes this even more amazing, is that Jim and his team performed much of this work under the sheltering-in-place conditions. I expected delays and frustrations - but there were none. It all happened smoothly and we now have a mortgage that is saving us tons of money every month! Thank you SnapFi! read more

Snapfi came through with the help of the "upper management". After the assigned loan agent became ill we had to push out a contractual deadline by a few days. But, with a lot of effort on their part the company made it happen. It was touch and go for a few days. Thank you Jim and Angie for making sure it funded and recorded on time. read more

This is my first time buying and taking a mortgage. I worked with Carolyn through out the whole process. My experience with her is that she is not as responsive that I would expect it would be and don't expect her to have any integrity too. The process started quite well on screening but the pre-approval for them was taking quite long slight above 1week and she claim because it is a fully under written process. I didn't see any differences comparison to other lenders that I got within a few hours. This causes me a few chance of putting down an offer until I engaged another 2 backup lenders. By the time they gave me a pre-approval I had 3 other pre-approval with similar or higher loan amount. After a few round of searching, I finally got my offer accepted. Now come the interest rate locking. I have 3 pre-approval lenders that I talk to to compare the best deal for me the other 2 lenders are able to provide me with a good rate 4.25 with out any negotiation so I told her I'm in this situation and if she able to get me the same rate as the other I will proceed to get it from them as my agent/realtor are comfortable working with them. After a few call she agreed to match the rate and top up with another $300 lenders credit. In advance I told her that I need to lock the rate for ~45days even before selecting them (other lenders have no problem with locking till 60days). She agrees and this was done through phone while I'm traveling overseas. Since she verbally agreed to match the rate and lenders credit I'd selected them. Upon returning and after appraisal, I was told that the rate was not locked and the interest rate when up to 4.75 that is when I left only about 10days to close my escrow. I was completely stuns by this and almost call off the whole process. My lease is ending and escrow closing is near due to the last minute and short time available, I afraid I won't be able to switch to other lenders and running out of choice so I'm forced to pay for the high rate due to the negligence of her. I felt kinda of being cheated and cons to select them. I believe SnapFI is a good lenders but be aware of who you are working with. Some bad apple might ruins the whole company reputations. Please be aware of this and make sure all communication are recorded in emails else you might get exploited. Now after closing my loan was sold to bigger banks and thy are off the hooks. read more

I worked with Jeanine Andrious on my recent refi. She was so wonderful to work with. She was so meticulous in her process and the best in her service. She kept me updated time to time on what's coming and kept me well-informed. I would highly recommend her to my friends. read more