If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

I can't speak for Vanguard Finding in general but Sandra Meskin, who works as a mortgage broker for…read moreVanguard, is fantastic. I guess it depends on who you end up with. Sandra was recommended by my real estate agent having brought many deals to closing as quoted, no bait and switch here. Most importantly for me Sandra answered my numerous questions about just about everything you could think of. She would often reply late at night while I lay awake sweating over LTV, Fixed vs. Jumbo, points, and credit scores. She is also proactive in contacting me where as I've had experiences chasing mortgage brokers to get back to me in a timely manner as required by the deal!

On 2/25/2015, I was contacted by German Concepcion in regards to applying for a mortgage loan. I…read moredid not contact him, he solicited me. After discussing my situation I agreed to apply for a pre-approval. Mr. Concepcion, after being provided with all my documents, quoted me a loan amount of $215, 000 loan 3.5 down (7,000). I agreed to this loan amount. However that very afternoon the first written correspondence I received from him indicated a loan amount of $210,000. I contacted Mr. Concepcion via telephone and he stated that the number did not fit and had to be lowered. I accepted this against my better judgement I should have known at that time that if a person's does not keep their word they have no character. On 2/26/2015, I received my pre-approval letter. It indicated a down payment of ten percent. I contacted Mr. Concepcion to ask him why did the pre-approval state ten percent. This fast talker stated to me that it was just put there because I indicated that I might put ten percent down but that it had nothing to do with the the loan. "Its just there." and does not affect the amount of the loan. He continued to insist to leave it on the pre-approval but I insisted it be removed especially since as he indicated it has nothing to do with my loan. Thankfully this conversation took place in my office via speakerphone. At this time Mr. Concepcion agreed to have it removed. Later in the afternoon he sends me an email and a pre-approval letter indicated a loan amount of $200,000. I contacted him and he states to me because I decided not to put the ten percent down which is not what was agreed upon ( he quoted me 3.5 down (7000) loan amount of $215, 000). Mr. Concepcion lies and states that we discussed the difference between FHA Loans and Conventional Loans. More lies, We actually discussed FHA Loan and VA loans. I wasted two days on someone who apparently had no intentions of being honest and did not give me the benefit of the doubt that among change after change I would not stop to think. This morning I unfortunately had a conversation with his Boss, Michael Mr. Chiffone. Nonchalant, un-apologetic, pretentious are all words that come to mind. My advice is if you find yourself dealing with this company record everything. Dishonesty, bait and switch come to mind. I will also be forwarding my complaint to the Better Business Bureau, The Consumer Complaint Agency, The State Regulatory Board and The Attorney General. I provided personal information and documents that I would not have done otherwise if German Concepcion would not have lied to me.

We had such an amazing experience working with Shawn and Mary Lou throughout our mortgage process…read more From start to finish, everything was smooth, stress-free, and handled with care. Shawn was incredibly responsive and thorough--he took the time to answer every question and made sure we understood every step. I learned so much from him and felt confident and supported the entire way. Mary Lou was just as wonderful--she kept my fiancé and me constantly updated and was so kind and encouraging during the whole process. You could tell they both truly cared about making it a positive experience for us. I'm so grateful a colleague referred me to Shawn through NYSUT. We couldn't have asked for a better team to guide us through such an important milestone. Highly recommend!

It was an easy process when we were getting a mortgage through MidIsland but thats where it ended…read more For background, our house is worth about $900,000 and we owe $325,000. So MidIsland still owns our house 4 months ago the house next to us had a fire. Luckily everyone was safe but we had some damage. Our homeowners insurance paid us $80,000 quickly (check made out to us and MidIsland) but MidIsland has been making it very difficult to get the money. First Incorrect information about endorsement of the check delaying us getting any money. then questioning amount insurance paid us (cannot understand why they care) Which delayed almost a month Because adjuster said 76,000 and check was $80,000. Then scheduling inspection appointments to receive more money and not showing up. We are seniors, trying to pay contractor so taking it out of retirement, etc. Would never recommend MidIsland to anyone

I like Wells Fargo. Not many banks are lending now. Wells is lending. I refinanced with them…read morerecently. My first loan officer was not so good. I found a better one. Here is the deal breaker. Make sure you do not pay anything to lock your rate. It is their way to get you. The first guy wanted to charge me 1% (commitment fee) to lock my rate. I asked him: "What if we cannot close and the lock expires?" He said: "Do not worry about it". I thanked him and did not continue with him. The second officer was excellent. Here are some tips for new borrowers: *Do not pay commitment fee unless you have special circumstances (low credit score, all other banks denied you). *Get Good Faith Estimate (estimate of your closing costs) when you start working with your loan officer. A day before closing, try to get an Updated Good Faith Estimate. Try to resolve significant discrepancies before closing. *Make sure you have correct numbers for taxes for closing (you can get them from County). The Title Company will have you establish escrow for taxes. If you have correct numbers, you will have more chances to avoid overpayment.

Buying a home for the first time and applying for a mortgage can be so intimidating. I'm so glad I…read morehad Sara to help me. She cares about her clients and obviously has a passion for what she does- available pretty much anytime to chat with/email/text whenever I had a question and explaining the process thoroughly (multiple times, if necessary lol) to make sure I understood every single step. She worked hard to offer me a competitive rate compared to other lenders. I highly recommend choosing her for your next purchase.

This was my first experience with a mortgage and Sara was super patient and communicative. She…read moreexplained everything and updated me weekly along with answering any questions along the way. Highly recommend her, she made sure I got the best interest rate possible and kept me informed to make fully educated decisions.

I was pre approved for a investment mortgage by Bryant. I made an offer for a property and it was…read moreaccepted by the seller. I made several attempts to contact Bryant via telephone calls and texts and received no response. This guy is scum. Be careful who you get into business with.

I cannot recommend Bobby Papadopoulos highly enough. As a first-time homebuyer, I was nervous about…read morenavigating a difficult market, but Bobby came highly recommended and absolutely lived up to the hype. He is incredibly knowledgeable, patient, and thorough. What stood out most was his accessibility--he answered every single call and text quickly, no matter how small the question. Bobby didn't just handle the paperwork; he was a true partner in the process. He was constantly reassuring and found creative ways to help get my offers accepted. His attention to detail is unmatched--he knew exactly what I was looking for and alerted me the moment the right opportunity surfaced, which is ultimately why I'm sitting in my new home today. I am so appreciative of his hard work and wouldn't hesitate to recommend him to anyone.

Dennis Jaeger was phenomenal. He was there for us from beginning to end. We sold our first home to…read morebuy our second and Dennis made the transition flawless. Transparent, Honest and Thorough. He is very knowledgeable and will not pressure you. Thank you!!

The Quikfund team was exactly what we needed to purchase our home. After I tried to work with…read moreanother mortgage company and had a bad experience, Quikfund came highly recommended. If you stay on top of what you need to do, the Quikfund team will take care of you. Very happy to have worked with them!

Awsome experience , very fast and they know there business especially Ruchika...thanksread more

Jonathan was a Godsent when we needed to get our mortgage. When I asked Jonathan what…read moreB.O.A. 30yr. Fixed rates were he told me, & I said that I think they're a little high. I told him that being I'm a Veteran, that I can go online and get a cheaper rate. He told me that if I can show him that rate in writing, that he would match it. Not only did he match them, he gave us an 1/8% lower. Also the time frame it was approved was in record time. Jonathan is one of the kindest & highly professional person we ever met. We would highly recommend Jonathan for anyone needing to get a mortgage or any other banking issues. Sal & Maria B.

From the owner: Spring is the busy season for purchasing a home, and now may be a good time to look into the…read moreeffects of changing interest rates. I want to help you finance your home, whether you're considering purchasing a home, refinancing your current one or applying for a home equity line of credit. If you have any questions, reach out and I'll be happy to help.