Promised a Ferrari, received a Pinto. Got this policy through a local insurance broker(PDCM in Waterloo, IA) because it was the best home insurance policy and bundled for cheap auto insurance. When we had home damage from wind and hail that included damaged siding, damaged screens, and damaged shingles. When they sent out their adjuster his estimate fell to $22 below our deductible, convenient... We had two independent companies inspect the same damage and give us estimates at $9,000 and $10,000, both of which were rejected by secura. They said we needed another inspection done and it needed to be from their list of inspectors all of whom have some connection to a company called Haag Engineering. We instead read the fine print in our contract and realized that they were misleading us into thinking that we needed to use one of their people so we again got another independent company to provide another inspection and received another estimate in the $10,000 range. After this Secura sent out their inspector from Haag Engineering who reported a figure very similar to the first guy. I would also like to note that this Haag Engineering is a civil engineering firm that doesn't actually build or repair homes, but instead seems to just report why and how structures fail, so how they actually know what it costs to repair a home is a mystery to me. After it has become apparent that we would spend months in court suing this company for $10,000 and probably spend more money in lawyers fees that would be worth it we decided to just drop our policy and move on. I urge anyone reading this to not do business with this unbelievably shady company.
Decided to repost this review as yelp apparently thinks that it isn't a credible review or something. I want my voice heard on how awful I was treated by this company!!! read more