I opened several accounts(chequing, savings, and trade) during a promotion they had where you earned $300 if you set up direct deposit and made a $50 transaction after 3 months. When I hadn't received it I inquired, and was told it would be the end of the month. When that didn't happen I inquired again and was told I hadn't met the requirements. I needed to have a preauthorized bill payment of $50, which is not what was explained to me. After getting several emails that were no help and were clearly templates like "we are receiving a higher than normal volume of emails...I hope this has been helpful" I eventually got someone to actually read my message, and the response was "we're not equipped to handle this matter. We encourage you to reach out to your local branch". completely incompetent. I'm cancelling all accounts by the end of the month if they don't honour the original agreement, which I told them, and haven't gotten a response. That was three days ago. I've dealt with ATB before and they are head and shoulders above Scotiabank. I would strongly suggest you do your banking elsewhere. I'm going back to ATB if they don't sort this out, and I have very little confidence that they will. They focus on getting customers, not retaining them. Terrible customer service and communication. They just don't care, they want to pass the buck to someone else. Don't do business with them, they don't care about you. I've I could give them 0 stars I would, they don't deserve 1. read more