I don't actually have an account with Scotiabank, but I have an account with Tangerine, which they share an ATM network with. Some time ago, I tried to deposit a $100 bill at the ATM outside and it was rejected repeatedly. I was stressed out, thinking I might have received a counterfeit bill and be out $100. The representative inside confirmed the bill was real but worn out, and swapped the bill with a newer one which the ATM accepted.
The ATM accepted the replacement bill and I was relieved, as I could not have afforded to lose $100. read more