So we were lucky enough to have Michelle as our mortgage consultant and I'll tell you right now…read morethat we could not have been more satisfied. My wife and I are older now and really dont know anything about this stuff, so we had to take a shot and put our trust in someone. After talking to several companies I decided that Michelle sounded the most trustworthy and thank god I was right. Was something about the way she carried herself over the phone. Too keep this short. I'll say she held our hands throughout the entire process and made sure we would understand everything. She got us exactly the rate we were hoping for which saved us almost $200.00a month. On what was a $750.00 a month mortgage I'd say that's pretty amazing. So, In closing , all I can say is that you will absolutely not find a better and more honest person to go through. Smart Mortgage should damn well be proud to have an agent like her working for them. And to us , that makes Smart Mortgage the only way to go , especially if your older like us and need someone you can trust. Thank You Michelle, Your the Best Bruce and Barb Baxter

Smart mortgage center made my experience of buying my first home so wonderful, Brian Noe worked on…read moremy loan and he was fantastic, he was understanding and explained everything to me step by step and made everything so comfortable for me , I recommend smart mortgage to anyone looking to buy a home and ask for Brian Noe, you won't be disappointed, I closed today on my first home thanks to Brian Noe and the processing department, I'm truly grateful

Scott saved the day! We struggled with our current lender to get refinanced. Scott responded to…read moremy yelp message within minutes and took us through the refinance process step by step to a successful outcome. The process felt quick and simple. It only took us 30 days spanning over Christmas and New Years holidays. I appreciate his high energy, his commitment to exceed expectations and his help in saving us money. I also like that he used technology to his advantage by using the FairwayNow app. Five Star Broker! Steve & Amy

Scott always has your best interest top of mind. In the past, he has helped us reduce our overall…read morecash flow by restructuring our primary and rental home mortgages. We used him again this year to take advantage of the low interest rates. He has great communication so you don't need to worry getting your questions answered or the status of your loan. He is creative in determining the best options for your own personal situation. Don't use anyone else!! Scott will run circles around them.

Excellent closing experience from beginning to finish! Communication was outstanding.read more

Have known and worked with Krystal for years. Her professionalism, customer service, and personal…read moreapproach is always impressive. Thank you for the guidance and great communication.

If I could give 10 stars, I'd give Scott at least 12…read more As a first time home buyer, I was very nervous and anxious about all the uncertainty around the marketplace and the legalities of purchasing a home. Like a lighthouse in a sea of uncertainty, Scott guided me through every step of the process! I could not have been happier working with Scott, and felt confident throughout knowing I had him watching out for my interests. Scott truly valued my feelings and concerns and now I suggest his services to all my friends and family! Thanks, Scott!!

Being first time home buyers the whole process seemed daunting, but Scott made the process look…read moreeasy and executed it smoothly. He was generous with his time to explain what each categories mean and that helped us gain confidence in our work with Scott. We were very pleased with the service he offered.

Thank you Jeff for help making my refinance so very smooth! You answered my questions in a timely…read moremanner - even when you were at baseball game with your family. You helped me figure out the best options and weren't scared away when my condo questionnaire looked like it might cause an issue (it didn't). I truly believe that I got such a great rate because you were there and helped showed me (and taught me) my options. You even answered the same question multiple times without any hesitation. It is certainly something that I wouldn't have been able to do without you. I would highly recommend Jeff. In fact, I've already done so with my friends. From one happy refinance condo owner!

From the owner: Residential Mortgages including Jumbo, Conventional, FHA, VA and USDA. FHA Streamlines and VA…read moreIRRRLs that do not require appraisals or income documentations. FHA Streamlines on investment properties. In addition we have portfolio loan options for construction loans, lot loans and bridge loans. In-house underwriting and the ability to work with scores as low as 580.

Ridhi is extremely unprofessional and much more of an unethical person. She got really mad when she…read morefound out that we decided to go with another lender, and misbehaved and hung up the phone on my lender. She takes things very personally and does not know the answers when asked questions. I would never take this women as a business associate or someone to do business with.

I have been referring business to Ridhi for over 10 years, she is professional, knowledgeable and…read morehard working. Her creativity has helped with many clients. As a realtor I know she will give my clients the best advise and I rely on her.

We highly recommend Ryan Klaic from Smart Mortgage Centers. He put together an attractive mortgage…read morepackage for our $1.4M home purchase in Hinsdale, IL, while also helping us to navigate a process that was particularly challenging because I was relocating my family across the country and switching jobs (which lenders categorically hate). Ryan is deeply knowledgeable about lenders' underwriting standards and the mortgage process, through having done this work for 13+ years. He guided us adeptly through a complex roster of actions and considerations that needed to be taken in order to achieve a successful mortgage outcome. In addition to being highly competent, Ryan is responsive, hard-working, and well-connected in the lending industry. We also felt that he put our interests first throughout the process. Above all, Ryan is a true professional.

Jon is so easy to work with and makes the painstaking and dull process of refinancing or obtaining…read morea loan more than just bearable. Almost (ALMOST) enjoyable. But seriously after using Guaranteed Rate I had PTSD and after two transactions with Jon, it's been like therapy. He's really efficient, responsive, and effective.