Dave is awesome! First time homebuyers or anyone looking for a home should contact Dave…read more He is super responsive, helpful and his whole team is FAST! They really know how important it is to make sure things are precise, accurate and quick in processes like this. I was so nerve ridden and just so anxious I wanted to throw up during the whole process honestly but this team was just on their A game the entire time so I never ran into any issues I was worrying about! Dave and his team were available by zoom, phone call, text or email anytime I needed him and as anxious as I was during this entire process - that meant everything to me! Not only did we get our first ever offer accepted on our dream home, but I got our move in date ramped up by an entire week because of this rock star team! That was amazing, great work to Dave & his team. I can't keep recommending them to our friends, coworkers, etc since it was such a great first experience. He even keeps in touch by sending us recommendations for places to visit or take our family when they come into town.

I thought Dave Cook was a good mortgage broker until I happened to work with another company on a…read moretransaction with my family. Now I know that Dave is quite likely the best mortgage broker in the universe. Behold, greatness.

I felt like my questions weren't being heard, and this guy was not very respectful at all. I would…read morenever come back here or talk to this company again.

Ghassan has now helped my family refinance three different loans and helped with the purchases of a…read moretwo homes. In both situations he was professional and helpful, answering the most mundane to the most complex questions. On the purchase of our home, we did not have a buyers agent and Ghassan was always willing to help walk us through questions we may have otherwise not been able to answer. On top of the great experience of working with Ghassan, he consistently also comes back with the lowest closing costs and best rates from any other source I checked. This saved us thousands of dollars over the life of our loans.

Wait a minute. I've been a Westerra customer for over 30 years. I've had mortgages, Helocs, and…read moregeneral service. I have always found them to be responsive, friendly, and on top of things. They have helped me with fraud issues, on international trips, and with daily banking needs.I find these negative reviews offensive and can only imagine how they make the staff feel. Westerra, shake them off!

I was with Jeffco Credit Union before these jerks bought them out. I got myself in trouble with…read moreCapital One and asked Westerra to help me out. They set me up with a personal loan to pay them off, but never sent Capital One a single dime. I didn't get a check, they told me specifically to keep paying Capital One until their check cleared. Meanwhile, I was responsible for paying Westerra back, thereby DOUBLING my debt. Westerra NEVER SENT THE CHECKS, FOR 6 MONTHS! My score went from an 800+ down into the 400s and there was "nothing they could do about it." I was paying Westerra AND Capital One hundreds of dollars every month and my debt just mounted due to interest payments. Fast forward, Westerra has kept me in debt so long, just enough to keep changing me out the butt and denying my card at the most inconvenient times. I ask for $20000 to by an old truck, and they said f*** you. My fault for getting in debt in the first place. My fault for raising the cost of living. My fault for wanting to do something a little more than just work and sleep. Westerra, you right, I'm just a worthless human being. Take that $20000 to line your pockets.

Randy Reed is an amazing Morgage Lender! I have known Randy…read moresince 2004, as he has served me in my loans. His character is based on honesty and integrity. ~Victoria R.

From the owner: Specializing in crafting tailored financing solutions for a home purchase always has diverse needs…read more– from first-time buyers, self-employed individuals, 2nd homes, or build that dream home - I'm passionate about securing your financial dreams through homeownership! I excel in guiding clients through purchasing, investment properties, and strategic mortgage planning for life's pivotal moments – be it retirement, divorce, or smart investment moves like a 1031 exchange!

As a first-time homebuyer, I made a great decision choosing to work with Jennifer and her team…read more They made the process smooth and pain-free, promptly answered all of my questions, and guided me across the finish line. I am forever grateful for all their hard work and dedication. Everything went perfectly when it came time to close. I even passed up a $5K incentive to work with a different 'preferred' lender because I had a better feeling about this team. Glad I trusted my gut! Well worth it.

We had an excellent experience with our loan process. We highly recommend Jennifer Fairfield and…read moreher team at Guaranteed Rate.

Super responsive and best customer service around. Can't beat low rate and fees that we got!read more

Chae was always available. I had his direct line. He closed the purchase quickly as I had…read morerequested. His rates were competitive. He is very experienced and knowledgeable. He reacted very quickly to any of my emails or requests. I would definitely use him again.

Brian is an exceptional Loan Officer. His honesty, knowledge and eagerness to provide the best…read moreexperience and outcome for his clients is unmatched. I am proud to have in my network and would recommend him to anyone.

Brian quoted us an unreal rate, only to follow-up with an even more insane deal that we were able…read moreto lock into. He worked to keep the deal locked after we hit a 72-hour snag during closing and was accessible via email phone and text along the way. He gets it done

David handled the sale of our home with great skill and made it a seamless process from start to…read morefinish. He's smart and strategic, and he found a way to make our sale go through in the most advantageous way for us as sellers. I highly recommend him and his team.

First-time homebuyer here. Working with Jen was a genuinely good experience. She struck the perfect…read morebalance between being helpful and giving us space to make our own decisions. At no point did we feel pushed or rushed--she provided clear information, answered our questions, and trusted us to take the time we needed to decide what was right for us. She was also accommodating with showings, often making herself available at awkward or last-minute times so we could see homes when opportunities came up. In a competitive market, that flexibility made a big difference. She guided us through the entire buying process keeping everything organized and moving forward while making sure we understood what was happening at each step. Overall, she was professional, knowledgeable, responsive, and easy to work with. We felt supported the entire time and would recommend her to anyone looking to buy a home.

I have worked with Optimum Mortgage Services twice now. The first time was back in 2014 when I…read morebought my first house. The second time was in May of 2016, when I was refinancing my house to get a lower interest rate. The mortgage broker Neal Lerner really helped me understand the concepts that people unfamiliar with real estate