I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

We just closed on a purchase and it was a totally seamless transaction. Jennifer and all of her…read moreback office staff at guaranteed rate are complete professionals - they are on top of everything and very responsive. I would never even consider using another mortgage company or bank after our experience. Thank you!

I found Jennifer watching a You Tube video and contacted her while house shopping. I ended up…read morepurchasing a new construction home so used the builder's lender to get the great incentive. Jennifer's team quickly reviewed my loan documents and gave the thumbs up, even though it wasn't with them. I can't tell you how much value they added to make me feel confident moving forward with the biggest purchase of my life. I would absolutely recommend Jennifer and her knowledge and highly responsive team!!

I got a referral to go see Dan for my very 1st mortgage loan. I was on the edge to choose between…read moreDan from priority lending or another broker from another lender.My heart and soul was telling me If any broker can help me it will be Dan. So I choose Dan to help us with our Loan process. Dan been nothing but great to us, he explained everything so clear to me. He made me feel very comfortable so far. And his very professional. His a very easy going guy. You can get in touch with him at anytime. I will recommend all my family's & friends to Dan and his staff for future business..

If you need a mortgage, Priority Lending is a must. As a realtor and homeowner myself, I use them…read morewhenever possible. Dan is the hardest working, most knowledgeable and most caring lender in the business. I have so many success stories with them and although they may not want me to let everyone know...they got a loan completed in under 30 days! So they're fast, efficient and friendly, too. A must use for your lending needs!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

My experience with Alex Doce from First Community Mortgage was phenomenal. The entire process was…read moreextremely smooth from the initial pre-approval, appraisal, underwriting, and down to the closing. I found Alex solely by searching the web for local lenders and his name happened to come up on every platform I visited, so I took a leap of faith to trust the reviews and can now vouch for his raving reviews. It's only right I add my testimony. He works fast and is efficient. Thank you Alex for your knowledge, professionalism and service. All the best, Kim and Rafael

In short, Alex Doce came to my rescue in one of the most precarious situations I've ever been in…read morecertainly financially. I had made some bad decisions and planning and while there are plenty of opportunities, bridging the gap I had put myself in a situation where I'd overextended myself by trying to get extra credit cards etc, you know how that goes and I didn't think because I was too an experienced about getting a loan on the house that I inherited a little more than a half year ago. The first person who tried to and showed me that there was an option, something called a no-income/ verification loan. The riskiest for banks and only a selection places offer them, but the person that first reached out to me hid, despite my prying and trying to get more information, so much that when I got the disclosure papers or the closing documents I think he just expected me to sign because I was so in need. Well that wasn't going to happen, so I had to find someone else, and I stayed up all that Friday night and on that Saturday morning Alex called me back from my messages. From there I dealt with a man I have utter respect for. He is hardworking, generous and not only with his time, we got to know each other actually quite well during this process and learn quite a bit about each other and had some very nice conversations, but with the difficulty that I was facing he even took half of his normal fee to help me out in my situation. I never asked for that. He just did it and I just got the paperwork stating that he was doing it. He's just the type of person. I learned a lot about his history and everything he had gone through and his struggles to make it in life, and it shows in his determination and dedication and work ethic. I don't know how he does it, but he works at a feverish pace for I don't know how many hours a day but I think our regularly 10 or 11, and then works a good part of Saturdays as well. And when you talk to him it's during this time it's all business and then he's back to work taking care of it and calling you back a few minutes later with a problem solved. An expectation that was reasonable just so it wouldn't be disappointed if it didn't take the last time, and it did take less time which I'll tell you about, but he said that we would be able to get it done within about a month or less and I would have my money. If it wasn't just for one particular thing that held things up for a week, I would have had it in about half the time, and as it was we were still I believe a week or more early when the funds were deposited into my bank from when we began. He got great terms for my situation with a loan that's got the highest because of the risky nature of it, and he explained to everything that I asked. He was transparent. Everything that you want to find when you put your trust in somebody for things like this, things you've worked so long for and you're hard earned money. I could go on but I'll just finish by saying that I couldn't recommend any higher Alex with his character and abilities and I feel very grateful for having had the chance to work with him, and have him help me in my time even I want to say thank you Alex. I promise that if anybody who is reading this chooses to work with him, you will have a story of your own like this to tell about him that would be similar, at least in regards to Alex and everything that he would do for you and the experience you would have working with him. I can honestly wholeheartedly say that all of this is true, and this is just who he is, and you can expect that he'll do everything in his power and make sure that you have a good experience and success in your pursuits!..Andrew W.

This is my second bad experience with Tropical Finance, I have been trying to contact them in…read moreregards not having access to my account via the website and the mobile app. I have called them and requested a call back but nothing but crickets. I take back my last review giving them 4 stars it should be one star. I only got a call back when I left a bad review. I'm considering closing my account with them!!!!!

I have been with Tropical Financial for almost 50 years back when it was Tropical Telco credit…read moreunion back in 1976 they were very good credit union I would say they have drastically changed in the past 5 years they have closed all branches in North Broward sounds like some really bad management decisions, they never sent 1099R charged me 5.00 to email,that's it goodbye ,opening Spacecoast account

I worked with this company on a loan back in 2021, and my experience was extremely unprofessional…read moreand disappointing. During my communication with their team, they would often put the call on speaker without my consent, allowing others in the office to hear our conversation. English is not my first language, so when I struggled at times, I could hear a white male in the background laughing at my English. It felt very disrespectful and unprofessional. At that time, there were limited lending options available, so I continued working with them despite these concerns. However, I specifically asked their representative whether they would delay the loan process due to interest rate changes, which could cause us to miss the rate lock period and result in additional charges (points) . This concern was based on negative experiences I had with other lenders in the past. Their representative clearly assured me that this would not happen. However, in the final 10 days before the rate lock expiration, we were almost unable to reach their underwriter at all. There was little to no response to our messages during this critical period. This made it very difficult to move the process forward and gave the strong impression that the delay was intentional. As a result, the loan did not close within the locked rate period. My client was then forced to pay over $7,000 in additional points in order to proceed and complete the loan. This experience left me feeling that the company was highly unprofessional. Clients were not treated with respect, and the handling of the loan gave the impression that they were taking advantage of the situation rather than acting in good faith. I do not recommend this company. Since then, I have shared this experience with my colleagues, friends, and my broker, as it remains one of the worst experiences, I have had working with a lender!!

Follow up. After escalation, the company did step in to address the situation and offered a credit…read morein recognition of the delays and communication issues. We appreciate that they ultimately took accountability and worked to resolve the matter. While the process was far more stressful than it should have been, we do acknowledge their efforts to make it right in the end. extremely disappointing experience with Laura Gonzalez. Communication throughout our loan process has been poor and inconsistent, especially as we approached our scheduled closing date. We were supposed to close several days ago and still have no definitive timeline or clear answers on what is outstanding. Our lender was repeatedly told updates and documents would be sent to the title company, but those commitments were not followed through on, leaving our agent and the sellers without answers. We were also told the appraisal was incorrect, but after reviewing it and speaking directly with the appraiser, it appears the report was calculated properly. The lack of transparency, follow-up, and urgency this close to closing has caused unnecessary stress and delays in our transaction

Whew ‍ where do i begin... This has been a very long stressful journey but with my loan processor…read moreby my side every step of the way reminding me how rewarding the outcome will be was remarkable . I want to say thank you Ms Debra, for blessing our big family of 5 babies to leave them with a legacy of a brand new construction home!!! This was my top priority.. I told my fiancée I'm getting a house for my kids and I meant that! We did it !! Your hard work paid off baby !! and my persistence as usual We're First time home owners.!! .. Thru so much obstacles I'm so glad God was working (oh man was he working!!) because he had other plans.. my last mortgage broker was incompetent .... but God !! Had plans to have me run into Debra and Wil (the mortgage broker of MaxOut Funding ) they really want to see our people be great and accomplish getting their dream homes... Debra kept telling me "my purpose of getting into this business is to help OUR people " and she meant every word. She has became apart of the family the way we spoke late nights , early mornings, on and off the clock even if it was just for motivational purposes. Here's your flowers Debra we love you and thank you

From the owner: Our Services The…read moreteam deals with SBA 7(A) Loans, USDA Residential & Commercial Loans, Rental Loans, Fix and Flip Loans, New Construction Loans, Business Lines of Credit, Hard Money Loans, and Investor Loans. With proper licensing, every member is the epitome of professionalism and reliability. The firm ensures communication and project management at the highest level, with every client being delivered excellent services. Real Estate sell & Buy services. Whether a client is a real estate investor, business professional, or a new/experienced entrepreneur, the lending services of MaxOut Funding apply to anyone and everyone. By channelizing your funds in the best way possible, putting out relevant information, and executing loans, every aspect of your loan process is made straightforward.

Working with Fourpath has been an excellent experience. I was very pleased with their…read moreresponsiveness and follow through. I recommend this mortgage company to anyone looking to finance a property.

I will not remove anything until I am reimbursed If you…read morehave people scamming from your business that's on you I do not know that how do I know it was not someone within your company ?? Refund my $365 that was scammed from my account by your business name then I will remove and we will both be happy

Fabulous staff. Great dedication. To service and details. Quick and East set up better than a…read moretraditional bank especially for short term needs. Little hassles. Highly recommend their team and services.