I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

I got a referral to go see Dan for my very 1st mortgage loan. I was on the edge to choose between…read moreDan from priority lending or another broker from another lender.My heart and soul was telling me If any broker can help me it will be Dan. So I choose Dan to help us with our Loan process. Dan been nothing but great to us, he explained everything so clear to me. He made me feel very comfortable so far. And his very professional. His a very easy going guy. You can get in touch with him at anytime. I will recommend all my family's & friends to Dan and his staff for future business..

If you need a mortgage, Priority Lending is a must. As a realtor and homeowner myself, I use them…read morewhenever possible. Dan is the hardest working, most knowledgeable and most caring lender in the business. I have so many success stories with them and although they may not want me to let everyone know...they got a loan completed in under 30 days! So they're fast, efficient and friendly, too. A must use for your lending needs!

Whew ‍ where do i begin... This has been a very long stressful journey but with my loan processor…read moreby my side every step of the way reminding me how rewarding the outcome will be was remarkable . I want to say thank you Ms Debra, for blessing our big family of 5 babies to leave them with a legacy of a brand new construction home!!! This was my top priority.. I told my fiancée I'm getting a house for my kids and I meant that! We did it !! Your hard work paid off baby !! and my persistence as usual We're First time home owners.!! .. Thru so much obstacles I'm so glad God was working (oh man was he working!!) because he had other plans.. my last mortgage broker was incompetent .... but God !! Had plans to have me run into Debra and Wil (the mortgage broker of MaxOut Funding ) they really want to see our people be great and accomplish getting their dream homes... Debra kept telling me "my purpose of getting into this business is to help OUR people " and she meant every word. She has became apart of the family the way we spoke late nights , early mornings, on and off the clock even if it was just for motivational purposes. Here's your flowers Debra we love you and thank you

From the owner: Our Services The…read moreteam deals with SBA 7(A) Loans, USDA Residential & Commercial Loans, Rental Loans, Fix and Flip Loans, New Construction Loans, Business Lines of Credit, Hard Money Loans, and Investor Loans. With proper licensing, every member is the epitome of professionalism and reliability. The firm ensures communication and project management at the highest level, with every client being delivered excellent services. Real Estate sell & Buy services. Whether a client is a real estate investor, business professional, or a new/experienced entrepreneur, the lending services of MaxOut Funding apply to anyone and everyone. By channelizing your funds in the best way possible, putting out relevant information, and executing loans, every aspect of your loan process is made straightforward.

This is my second bad experience with Tropical Finance, I have been trying to contact them in…read moreregards not having access to my account via the website and the mobile app. I have called them and requested a call back but nothing but crickets. I take back my last review giving them 4 stars it should be one star. I only got a call back when I left a bad review. I'm considering closing my account with them!!!!!

I have been with Tropical Financial for almost 50 years back when it was Tropical Telco credit…read moreunion back in 1976 they were very good credit union I would say they have drastically changed in the past 5 years they have closed all branches in North Broward sounds like some really bad management decisions, they never sent 1099R charged me 5.00 to email,that's it goodbye ,opening Spacecoast account

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

Steven is the smartest mortgage broker in the game. Runs circles around most. Very creative on how…read moreto get deals done, and suggestions of credit improvements - which is key to getting loans! He's great!

Quite possibly the best service I have experienced. As a first time home buyer I certainly needed…read moresomeone to explain the process thoroughly and walk me through each step. Stephen McWilliams was exceptional as he was always there when I reached out and went way above and beyond in representing my interest during the purchase process. Stephen was so knowledgeable about everything and he was able to communicate it in a way where I could understand everything. I will absolutely go out of my way to recommend Stephen and his team to everyone I know. Cannot imagine having bought my home without him. Thanks Stephen!

I will not remove anything until I am reimbursed If you…read morehave people scamming from your business that's on you I do not know that how do I know it was not someone within your company ?? Refund my $365 that was scammed from my account by your business name then I will remove and we will both be happy

Fabulous staff. Great dedication. To service and details. Quick and East set up better than a…read moretraditional bank especially for short term needs. Little hassles. Highly recommend their team and services.

I worked with this company on a loan back in 2021, and my experience was extremely unprofessional…read moreand disappointing. During my communication with their team, they would often put the call on speaker without my consent, allowing others in the office to hear our conversation. English is not my first language, so when I struggled at times, I could hear a white male in the background laughing at my English. It felt very disrespectful and unprofessional. At that time, there were limited lending options available, so I continued working with them despite these concerns. However, I specifically asked their representative whether they would delay the loan process due to interest rate changes, which could cause us to miss the rate lock period and result in additional charges (points) . This concern was based on negative experiences I had with other lenders in the past. Their representative clearly assured me that this would not happen. However, in the final 10 days before the rate lock expiration, we were almost unable to reach their underwriter at all. There was little to no response to our messages during this critical period. This made it very difficult to move the process forward and gave the strong impression that the delay was intentional. As a result, the loan did not close within the locked rate period. My client was then forced to pay over $7,000 in additional points in order to proceed and complete the loan. This experience left me feeling that the company was highly unprofessional. Clients were not treated with respect, and the handling of the loan gave the impression that they were taking advantage of the situation rather than acting in good faith. I do not recommend this company. Since then, I have shared this experience with my colleagues, friends, and my broker, as it remains one of the worst experiences, I have had working with a lender!!

Follow up. After escalation, the company did step in to address the situation and offered a credit…read morein recognition of the delays and communication issues. We appreciate that they ultimately took accountability and worked to resolve the matter. While the process was far more stressful than it should have been, we do acknowledge their efforts to make it right in the end. extremely disappointing experience with Laura Gonzalez. Communication throughout our loan process has been poor and inconsistent, especially as we approached our scheduled closing date. We were supposed to close several days ago and still have no definitive timeline or clear answers on what is outstanding. Our lender was repeatedly told updates and documents would be sent to the title company, but those commitments were not followed through on, leaving our agent and the sellers without answers. We were also told the appraisal was incorrect, but after reviewing it and speaking directly with the appraiser, it appears the report was calculated properly. The lack of transparency, follow-up, and urgency this close to closing has caused unnecessary stress and delays in our transaction

Rod is an excellent Lender. He is very patient with the client and knowledgeable about the market…read moreAnd the team is great . thank you so much for helping with the Down payment assistance, I was able to save some money while purchasing my first house.

From the owner: Our mission is to serve our customers with honesty, integrity and competence. Our goal is to…read moreprovide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Home Loans for Every Stage of Your Life.

Jim Agate at PRMG is an absolute pleasure to work with. He is very transparent and looks out for…read moreyour best interests. He guides you every step of the way, and makes sure you know all of your options. Oh, and did we mention that you can get in touch with him 7 days a week?!!! We had questions after hours and he took our calls every time. He got us a competitive rate, closed on time, and gave us consistent updates throughout the whole process. We highly recommend Jim!

PRMG, in their infinite wisdom, decided to pull money from our escrow account to pay for an…read moreinsurance policy that, 1) is not the same insurance company we use and 2) is not a policy that is even under our name. They literally paid for someone else's insurance policy with our money. We identified this issue in less than 20 minutes, however, after calling them over the course of 2 days and explaining the issue to them, they are still going to take about 20 DAYS to do their little investigation and "cut us a check" once they determine their mistake. You might have better luck having someone else manage your money; like a distant relative that you knew when you were 5 but don't speak to anymore, or a stranger on the street.