I couldn't be happier with the experience I had working with Phil Ganz on my DSCR loan for my…read moreAirbnb property! I needed a cash-out refinance on an investment property and Phil made the entire process incredibly smooth, fast, and stress-free. From the very first call, Phil demonstrated deep expertise in DSCR loans, investment property financing, and short-term rental mortgages. He walked me through exactly how the debt service coverage ratio would qualify the property based on its Airbnb income instead of my personal W-2s -- something most traditional lenders won't touch. His knowledge of non-QM lending and cash-out refinance options for real estate investors was exactly what I needed. Phil handled every detail with professionalism and transparency. The application was simple, the communication was constant, and he pushed the file through closing well ahead of schedule. I was able to pull significant equity out of my Airbnb while keeping my personal debt-to-income ratio completely out of the picture. If you're a real estate investor looking for a DSCR loan, Airbnb financing, investment property cash-out refinance, or any non-QM mortgage solution, Phil Ganz is the mortgage broker you want on your side. He's responsive, knowledgeable, and truly delivers results. I've already referred two other investor friends and will continue to do so. Thank you, Phil -- you made a complicated process feel effortless! Highly recommend to anyone needing DSCR loans or investment property financing. 10/10!

I've worked with Phil multiple times over the course of 7 years and can't recommend him highly…read moreenough. He's a trusted advisor who makes the mortgage process clear and manageable. Phil takes the time to walk through all the options, helps you make informed decisions, and is incredibly responsive and easy to work with. He's flexible, reliable, and always available when you need him -- truly a partner you can count on during an important financial decision!

I got a referral to go see Dan for my very 1st mortgage loan. I was on the edge to choose between…read moreDan from priority lending or another broker from another lender.My heart and soul was telling me If any broker can help me it will be Dan. So I choose Dan to help us with our Loan process. Dan been nothing but great to us, he explained everything so clear to me. He made me feel very comfortable so far. And his very professional. His a very easy going guy. You can get in touch with him at anytime. I will recommend all my family's & friends to Dan and his staff for future business..

If you need a mortgage, Priority Lending is a must. As a realtor and homeowner myself, I use them…read morewhenever possible. Dan is the hardest working, most knowledgeable and most caring lender in the business. I have so many success stories with them and although they may not want me to let everyone know...they got a loan completed in under 30 days! So they're fast, efficient and friendly, too. A must use for your lending needs!

Whew ‍ where do i begin... This has been a very long stressful journey but with my loan processor…read moreby my side every step of the way reminding me how rewarding the outcome will be was remarkable . I want to say thank you Ms Debra, for blessing our big family of 5 babies to leave them with a legacy of a brand new construction home!!! This was my top priority.. I told my fiancée I'm getting a house for my kids and I meant that! We did it !! Your hard work paid off baby !! and my persistence as usual We're First time home owners.!! .. Thru so much obstacles I'm so glad God was working (oh man was he working!!) because he had other plans.. my last mortgage broker was incompetent .... but God !! Had plans to have me run into Debra and Wil (the mortgage broker of MaxOut Funding ) they really want to see our people be great and accomplish getting their dream homes... Debra kept telling me "my purpose of getting into this business is to help OUR people " and she meant every word. She has became apart of the family the way we spoke late nights , early mornings, on and off the clock even if it was just for motivational purposes. Here's your flowers Debra we love you and thank you

From the owner: Our Services The…read moreteam deals with SBA 7(A) Loans, USDA Residential & Commercial Loans, Rental Loans, Fix and Flip Loans, New Construction Loans, Business Lines of Credit, Hard Money Loans, and Investor Loans. With proper licensing, every member is the epitome of professionalism and reliability. The firm ensures communication and project management at the highest level, with every client being delivered excellent services. Real Estate sell & Buy services. Whether a client is a real estate investor, business professional, or a new/experienced entrepreneur, the lending services of MaxOut Funding apply to anyone and everyone. By channelizing your funds in the best way possible, putting out relevant information, and executing loans, every aspect of your loan process is made straightforward.

Not sure about the details of this specific location but their online system is completely TERRIBLE…read moreAND INCONVENIENT! Customers can't consistently pay their bills because they're always updating it cancelling out our payment options. Like, just leave the website alone!!!!!

This is my second bad experience with Tropical Finance, I have been trying to contact them in…read moreregards not having access to my account via the website and the mobile app. I have called them and requested a call back but nothing but crickets. I take back my last review giving them 4 stars it should be one star. I only got a call back when I left a bad review. I'm considering closing my account with them!!!!!

We can't say enough wonderful things about Julie at First Choice Financial! From the very…read morebeginning, she made a stressful process feel smooth and manageable. Julie was always patient, kind, and incredibly responsive. No question was ever too small, and she took the time to explain everything in a way that made sense. What really stood out was how much she genuinely cared about helping us reach our goal. She went above and beyond to make sure every detail was handled and kept us informed every step of the way. It honestly felt like we were working with a trusted friend rather than just a lender. Thanks to Julie's hard work and guidance, our experience was smooth, positive, and even exciting. We're so grateful for her support and can't recommend her highly enough to anyone buying a home!

We had a great experience with First Choice Financial. Julie was excellent and the process was…read morecompletely seamless and easy. It was very much no stress all the way. As far as numbers go, First Choice offered us the best deal, much better than what we found at traditional banks. And the loan process was a breeze. Whenever something came up, Julie made sure to quickly communicate what to do or send. She was easy to reach and always there for questions. Julie treated us with the utmost respect and professionalism. You could plainly tell that not only was she a seasoned pro, but that she also had our best interests at heart. Huge plus. There is no comparison between First Choice Financial and major banks. It was such a better process than I am used to, I am really kicking myself for not using them sooner. I would highly recommend.

Stephen McWilliams was fantastic to work with and sorted through a significant stumbling block with…read morethe appraisal. I sought out an independent lender because of the lack of flexibility with the big banks and credit unions. They are fine if you don't run into any problems but you never when you will and we did. We closed yesterday and both the listing agent for the condo we purchased and the closing attorney asked where we found Steve. They were impressed with the rate and how smooth it all was. They said they would recommend him to clients. All I can say is thank you!

Steven is the smartest mortgage broker in the game. Runs circles around most. Very creative on how…read moreto get deals done, and suggestions of credit improvements - which is key to getting loans! He's great!

I will not remove anything until I am reimbursed If you…read morehave people scamming from your business that's on you I do not know that how do I know it was not someone within your company ?? Refund my $365 that was scammed from my account by your business name then I will remove and we will both be happy

Fabulous staff. Great dedication. To service and details. Quick and East set up better than a…read moretraditional bank especially for short term needs. Little hassles. Highly recommend their team and services.

If you're self-employed, like I am, finding a Lender who can provide loan products for you can be…read morenearly impossible. After having exhausted all my "local, traditional" Lenders, I knew there had to be other options available for self-employed persons such as myself with solid credit & good business history, solid assets, but still self-employed. A&D Mortgage has been just the answer. PJ Harley, the broker with whom I am working, has worked diligently to scout out the best products, best rates, and in a remarkably short time. He always responds quickly to my calls or texts. In short, if you need an OUTSTANDING Mortgage Broker, look no further. I think you've just found it!

I think this company's a joke. My co-borrower and I made NUMEROUS phone calls and sent numerous…read moreemails to A&D Mortgage and to their frequently confusing mortgage loan service contractor during the VERY SHORT LIFESPAN of our loan. We were told conflicting information on more than one occasion, which required MORE CONTACT attempts on our end to clarify the information provided to us. Recently, we submitted a change of address form via email per their live associate, only to find out almost an entire month later the form was "DENIED." The property has since been sold. No one with A&D Mortgage or with their affiliates, ever notified me nor my co-borrower of their decision. I'm assuming these seemingly incompetents disclosed our personal information to the property's new owners/occupants via mailed letters. In fact, I just got off the phone with one of their supposed supervisors who wasn't able to reasonably help me. Instead of resolving the situation, she opted to transfer me to an automated survey line while I was speaking. What a poor excuse for an associate.

Rod is an excellent Lender. He is very patient with the client and knowledgeable about the market…read moreAnd the team is great . thank you so much for helping with the Down payment assistance, I was able to save some money while purchasing my first house.

From the owner: Our mission is to serve our customers with honesty, integrity and competence. Our goal is to…read moreprovide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Home Loans for Every Stage of Your Life.

Jim Agate at PRMG is an absolute pleasure to work with. He is very transparent and looks out for…read moreyour best interests. He guides you every step of the way, and makes sure you know all of your options. Oh, and did we mention that you can get in touch with him 7 days a week?!!! We had questions after hours and he took our calls every time. He got us a competitive rate, closed on time, and gave us consistent updates throughout the whole process. We highly recommend Jim!

PRMG, in their infinite wisdom, decided to pull money from our escrow account to pay for an…read moreinsurance policy that, 1) is not the same insurance company we use and 2) is not a policy that is even under our name. They literally paid for someone else's insurance policy with our money. We identified this issue in less than 20 minutes, however, after calling them over the course of 2 days and explaining the issue to them, they are still going to take about 20 DAYS to do their little investigation and "cut us a check" once they determine their mistake. You might have better luck having someone else manage your money; like a distant relative that you knew when you were 5 but don't speak to anymore, or a stranger on the street.