*4 stars because I just started the program, will be editing my review later on. I had the pleasure of meeting with Richard today. He is very helpful and knowledgeable. He was great in explaining how this whole process works. Richard is very thorough and patient. I will recommend him to anyone that needs financial & debt help once I see results. Thanks! read more

Setting foot into Roundleaf was one of the best decisions I've made all year. I walked in with the intention to schedule an appointment and I booked one for the following day. Lorena, who booked the appointment for me, was very friendly and welcoming. I then met with Richard for financial advice after he brewed me a tasty cup of coffee. Me and the wifey are planning to buy a home in the near future, and Richard gave me very helpful advice about raising my credit score quickly. He showed me how a couple more points in my credit score can effect my interest rate, and then gave me numbers of how much I'll save. Not only was this advice free, but I felt as if Richard and the rest of the staff at Roundleaf genuinely love to help people. I asked him about the history of Roundleaf and what made him start the company. I recommend walking in and asking him the same thing. He was very sincere about helping others help themselves and educating clients so that they understand what they're doing seems to be his passion. I walked out of there feeling rejuvenated. Before my meeting, I felt like I had a long way to go before even thinking about buying a house. I thought I owed credit card companies a lot of money because I would get phone calls from out of state area codes. After my meeting with Richard, I knew I what I had to do, and I did everything immediately. Now I pick up random phone calls and feel very relieved that I don't have to worry about anyone asking for a payment. I Highly recommend stopping by. read more

I've seen Richard at least twice so far. First time was a consultation and I explained to him my situation. I appreciate all the education that's was taught that I never knew I couldn't research on the web to grasp these information. Second round was when Richard and his team had strategized and mapped a thorough detailed planned for me. I was pretty impressed by the organized work that was presented. Took the workload and stress off my shoulders! I will definitely update this yelp review when we go deeper into our strategic plan and see how things are going. Richard if you're reading this, until then, I am giving you 4 starts for now. Once everything completes I may bump it up another level ;) read more

I'm ready to turn over a new "leaf" and Icame to the perfect place to do it. I'm really excited to see how my credit/ finances will look and I'm confident that Richard knows his stuff. I'm really excited for this phase. read more

I went there to ask for advice on removing some late payments on my credit reports quite a few years ago. But I got a very thorough and good education about credit in general. Nice service. read more

Richard was thorough and precise in explaining the process, my credit scores and the goals that I wanted to accomplish. He took me line by line with some items and even in the first session was able to give me concrete suggestions on how to improve my credit score. read more

I had the "new year, new me" mindset, and was thinking about buying a home in the next few years. Although when I was younger, I wasn't the best with managing my money and I didn't understand credit too well. I found Roundleaf on Yelp and spoke with Richard in January. I was extremely uncomfortable even thinking about my credit history but Richard was super supportive, reassuring, and professional. He pulled my credit report and emailed it over to me so he could walk me through how to read it. I'm glad he did that because there were several things I never noticed!From there, he came up with a game plan for me and a timeline and what my credit score could end up being after he resolves my past mistakes. Within the next couple of months, I received notification on which accounts he was working on and the status. Within 2 months, my credit jumped +20 points, and within 3 months it went up +60 points total! I was in shock. I couldn't believe how quickly years of stress melted away by Richard and his team in such a short amount of time. They are great with follow up, and are extremely kind! (Also this was all done over the phone/email/text!!) I am forever grateful to Roundleaf! read more

Well well well; Time has come to take care of some lingering accounts from my younger years. I was pleasantly impressed by the staff here the moment I stepped in. Lorena to be exact. She broke down the main idea and laid out the process very clearly. They didn't seem to be judge mental which was great! A welcoming smile and water to calm my nerves really did the trick! read more

Met with Richard today for a free consultation. Turned out that I did not require any professional assistance but Richard still provided a fantastic experience and spent a good amount of time explaining the ins and outs of perfecting your credit score. I left his office more knowledgable and empowered than I was prior to our meeting. Fantastic business, highly recommended. read more

Richard was very helpful & knowledgeable, helped me go over my financial and offered me plans to fix my credit.

Richard is awesome!!!!!!! He deserves these stars and beyond. He went through all the details about my credit score and educated me regarding the key subjects. Super friendly and professional. HIGHLY recommend his services. Thanks Richard!! read more

Richard was so wonderful to work with! He stayed later on a Saturday to go over all of the details of my financial situation and laid out a thorough plan. Thank you Roundleaf!!!!! read more

Rich and his team are professional and really know what they are doing to serve their clients. I was concerned about my student loans and he guided me in the right direction. read more

Roundleaf is an awesome super friendly location that helps you take control of your credit without costing you an arm and a leg! Richard is awesome! Not only does he help you fix your credit, but also educates you every step of the way, answering every question you may have. They personalize the costs based on the help you may need for your credit history. The only fee I paid was the thirty for the credit check and he gave me a wealth of information on how to build my credit. This place is truly a blessing. Check him out and don't forget to tell your friends and family. Face your fears head on, so you can be eligible to get your dream car or house down the road! Don't delay, contact them right away! You won't regret it! Much lovee read more

Just had my first initial consultation with Roundleaf and what can I say? A lot that is! Astounding first impression with the CEO Richard and I know I will have a strong financial future with the thanks of him and his team in Roundleaf. I am excited to see how everything turns out, but so far so good I was very informed about the whole process and never felt lost in what I was getting myself into. Can't wait to see how this turns out. Thank you! Cheers to all. read more

Excellent professional service. Price is a bit steep but you get what you pay for. It's all about negotiating with the creditors to agree to a lower payment. I wasn't expecting that. I was hoping to eliminate the debt and pay for the service advertised. I could do the negotiation myself. But overall they are professionals. read more

I came in and spoke with Richard about my financial future. He was very clear and informative. No matter what your situation is, he provides a fully detailed game plan. I have agreed to do business with Roundleaf and look forward to seeing how it all plans out. Thanks again, Richard! read more

I was referred to Richard at Roundleaf a few months ago but was very skeptic because I had a bad experience with a "financial advisor/credit repair" person in the past. Finally after reading several reviews and hearing great things about how people I knew personally, we're getting great results after working with him I figured I'd give it a shot. I am so glad that I did! The amount of information I received on our initial consultation was enough to make me feel extremely comfortable and aware that Richard and his team really know what they are talking about. I would certainly refer anyone whom is looking to improve their financial situation and/or gain the knowledge to build a solid financial plan for the future. read more

Our first visit with Roundleaf was very educational and was very pleased with all the information given to us regarding our debt situation. We wanted to get back on our feet again with our debt situation and Richard was there to educated us on how to get there. We appreciated 2 hours of his time with us during the visit. We are truly very impressed with Richard's professionalism, him caring as a person that made us feel like everything was going to be alright in our financial future. Thanks Richard! Your our Blessing! read more

I am so happy I found Roundleaf. My consultation was enough for me to tell that Richard knows what he is talking about. I am confident that I will gain insight and skills that will change my future for the better. I have learned so much already. Thank you Roundleaf! read more

So my financial situation sucks. Bad financial decisions, family emergencies, lack of budgeting structure. I had a great meeting with Richard to talk about credit scores and how to tackle all my debts and discussed options to pay stuff off to eventually bring my score up and someday get a house and stash money away. It was a big big big relief to talk to someone outside of my friends and family to avert any judgements and get me on the right track. I'm hoping to work with him throughout this year to put into action what we discussed. I warn you that it can be unnerving seeing ALL off the money stuff laid out in front of you hut he was very professional. I'm typing this in my car just after our meeting and hope you take this chance to just check it out. He's good about rescheduling; I had some work stuff come up but I'm glad I decided to push myself to go lol. Thx Richard, it's like a sigh of relief that I'm not alone in trying to fix this stuff read more

Thank you thank you thank you Richard! I needed to get my finances in order and hope to rebuild my credit. I'm thankful to have found the perfect place. With Richards help and planning, he's lifted a huge burden off my shoulders. I can't wait to see what the future holds. Thanks again for taking the time to meet with me today. Much appreciated!! read more

I am soooooo happy I found Roundleaf. I have been stressing about my financial situation and trying to figure out ways to raise my credit score. Richard is super knowledgeable and breaks everything down for you so you can reach your financial goals. I feel like a huge rock has been lifted off my shoulders!!! If you have questions or concerns about your financial situation call them ASAP. Thanks again Richard!! read more

Horrible service. Just awful! I have left numerous e-mails with Roundleaf about status on a collection account because the collection company continuously call me. Nobody ever got back to me about my inquiries. The collection company called me at work! If Roundleaf was supposedly negotiating with them for a lower balance, they should NOT be calling my cell phone much less my work place. I called Roundleaf to find out what is going on and then Lorena tells me "oh so they are willing to reduce your due balance for...." Ya'll couldn't have told me that weeks ago or whenever this event occurred?! Also, they scheduled an appointment for my husband and I to meet with Richard and e-mailed the confirmation date and time. When we arrived to the office, they were closed. I was furious. I didn't even get an apology. I would never use them again. Ever. read more

Prior to July 25th 2012 I had reached a point of utter breaking point. In the prior year my husband had lost his job and things simply spun out of control from what we were used to. I was a prisoner to my cell phone ringing off the hook day and night with creditors calling me, creditors calling my job, to the point one even came to my house to serve me paper work- a scare tactic... I literally felt like a prisoner, this lead to disrupted thoughts of being able to vision the future, financial fights with the best man I had ever met, and anxiety through the roof. A friend of mine which whom I am forever in debt of care to gave me the Roundleaf contact of Richard and a previous business partner. I remember speaking with Lorena to book this appointment and she was pleasant and let me know everything I would need for the review of my documents. I came in to a very nice conference room, ready to simply burst in to tears, Henri at the time assured me "whatever it is, we can handle it". I was so emotional at this time simply looking to hear something positive and possibly take a breathe in of something fresh. I was offered a snack and a soda and I sat watching as my financial life was reviewed. I hear "this is nothing Tanika, really- we can take care of this!" you can imagine my thoughts were lacking confidence here... One thing, that did lift my spirit was I went in with a mess of papers, threats, letters, numbers and... Left empty handed as to pass of this in which had held me back from simply smiling on a regular basis. I would say in about 1 months time I did not receive another call, my phone was almost silenced. The team sent letters on my behalf not to contact me. if you could imagine this was a little sun breaking through my clouds. We got on a monthly payment plan in which was debited out of my account on a day of my choosing, which the team even made flexible should I need to pay more or on a different day. I paid monthly and on time for just shy of 3 years total with what I would call for us a large amount of debt. The team worked this tirelessly month after month to get the numbers down and I walked away paying less than 25% of my debt! I received check in calls from Lorena to see how we were doing as well as a monthly check in on accounts that had been settled and our in negotiations... It was the first time in so long I had felt financial hope instead of pure despair. I am sorry for the long note as I am sure most have better things to read, however in this life I believe if you can help even one person you did your job... Well, the team at Roundleaf helped 2 both my husband and I. They helped us reclaim our lives again and treated us with care, they were honest and even still today follow up on how were doing while on our way to getting back our first credit card! This is a time I will never forget. I am thankful for that. I will always remember the day I went in and on 6-2-15 the day I was done on this journey. I give the Roundleaf my full recommendation and am happy to speak with anyone regarding this matter further. Thank you Richard and Lorena- I support you. Thank you and please always stay humbled. You did know the pain that walked in your door that day.... However you supported joy on the way through and out. God Bless- The Rohadfox Family read more

Choosing Roundleaf to help me with my credit issues has been by far a magnificent idea! Love that they communicate any changes or progress right away! Also, when you call with any questions you get to speak to an actual person! It's only been a couple of weeks and already there are improvements on my credit! Thanks guys! read more

Richard was very helpful and understanding on our situation and knowledgeable most importantly gave us the respect as a person not just another customer. Looking at those 5 stars from the reviews now I know why read more

As I was in the process of applying for a high position at work, I needed to do something about my debit! After doing a bit of research, I came across RoundLeaf & decided to make an appointment but it was nerve wrecking for me. It's an office inside a big building, but easy to find. The ladies in their cubicles were friendly. After meeting with Richard, he made me feel very comfortable and relieved. He went over all details about my finances, where I'm at now, what I need to work on, what can be fixed easily, what tips he has for me, what to expect throughout the process. Although I was very nervous and clueless about how this worked, he made sure to go over everything so I don't leave feeling robbed. Richard is very understanding, flexible and most importantly, doesn't judge. read more

I came in here to do some research on financial planning and felt at ease with the information and care that I had received from an actual person. It can get stressful trying to do your own research online or trying to decipher through someone's brevity of whether they are credible or even sincere. Upon the initial phone call with Richard, he was very friendly and it felt like I was talking to someone that I had known already. Upon meeting Richard in person, the impression was still the same. He's actually listening to what you have to say and is very transparent in a caring way. It did not sound like a sales pitch. It sounded like a friend who was well knowledgeable and someone who sincerely wants to help so that you can be at your best. It's also a bonus that he's a person of color because he is culturally sensitive. Richard takes the anxiety out of financial planning. Will update my review as more information comes along. read more

I sat down with Mr. Richard the founder of Round Leaf. It turns out they offer much more than credit repair. They offer financial planning and will definitely help you based on your goals whether personal or business. I wasn't surprised with all his positive Yelp reviews, great firm with excellent customer service. I got educated on the principles of how credit works, I'll be back again! read more

I can not say enough good things about Roundleaf. When you are in debt and over your head with bills and payments that you can not afford to make anymore, for whatever reasons, life can become dark and gloomy and you feel like there's a giant monkey on your back each and every day. Calling Roundleaf made the sun shine again for me and my family. Our case was handled with incredible sensitivity, attention to detail, and you just feel like you have a team of knowledgeable, straight-shooting experts on your team - working for you to help find a solution. My experience with Roundleaf was 100% favorable. All debts were settled for a fraction of what was owed and my credit will soon be rebuilt to new. I couldn't have done it with Richard and Vivian at Roundleaf. If you are in any kind of financial trouble, any kind, go ahead and let Roundleaf help you to see a brighter day again. Give them a call! read more

My husband and I met with Richard to discuss our financial situation. On the initial meeting alone, he was able to clearly explain our finances as well as educate us on best options to reset our debt situation and rebuild our credit. He really knows this business and I am confident that his plans of action will deliver great results. We highly recommend Richard and Roundleaf. They are very friendly, well educated, and they go out of their way for their clients. read more

I was able to get the help I needed from Richard and Lindsey to begin creating realistic financial future for myself. They were very helpful and took extra time review my case. They were also good about following up and it didn't take long to get an appointment! They gave many options and try to work with your preferences. So far, it has been a great experience. read more

I was in debt for many years and this was a very heavy load in my heart that I have been secretly carrying for a long time. This heavy load is not just because I was in debt that I can hardly pay, it was a reminder of my painful past. For a long time, I have been wanting the assistance of debt relief services but I do not know if it really works as they advertised, and I am too embarrassed and scared to face my past situation. Time came that we need to get a place but because of my bad credit score we're not qualified to get one. So, we decided we need a professional help to settle my past debt so my credit score will improve and we can eventually be qualified to get a new place. We found Roundleaf and met Richard. The initial meeting was too emotional for me. An hour meeting became two hours and Richard was so understanding, never complained and he patiently explained to us what his team can do to help us reach our goal. He assigned his staff, Kevin to help us out. Kevin was able to help us settle 80% of my accounts in just two months and we were able to get new place right away. Kevin and Richard work on our needs and replies to our inquiries promptly. They helped us settle my debt in less than the amount I owed. Now, all my accounts are settled with their help. And my credit score greatly improved. We are thankful for RoundLeaf's assistance to us. I just hope that Richard will have more Kevin in his staff. RoundLeaf helped us reached our goals. Thank you to you Richard and Kevin and for the rest of the team as well. Because of my experienced with them I have recommended Roundleaf to the people who needs their assistance. Thank you for taking good care of us. Good luck and God bless you more! read more

Vince and Richard are the best! I thought things were hopeless until I contacted them. I can't recommend them enough to anyone that needs help with their housing or debt situation. They made the whole process easy and walked me through each step until the end. Don't hesitate to do business with them! read more

Good staff , really helpful . They explain my credit report well for me and also give me a good plan to take care of it .

After several years of paying for my mistakes in my 20's I wanted to rebuild my credit and my position in the market. I met Richard through mutual friends at an event when I first moved to the Bay Area. Tired of paying cash for everything and not able to leverage my income, I came to Richard for help and support. A 15 minute meeting of knowledge and action plan has brought me back in great standing . My score has jumped 100 points and able to qualify for almost anything I would like to purchase. However, the information Roundleaf provided has given an action plan for my future home and family. I can say that round leaf goes beyond what they do. They really get to know you and care of your vision and goals. If you want a personalize, professional, & passionate financial company round leaf is the one! Thank you for all you do. There needs to be more companies and people who put the client first. read more

After visiting Roundleaf and meeting with Richard, I feel great about achieving my goals for financial freedom. Richard broke down my debt and helped me better understand how to approach it. You can tell that Roundleaf cares about their clients and will do anything they can to assist in short and long term financial goals. They focus on communication, work with them and they will work with you. I am glad I contacted Roundleaf and look forward to working with them through the process of eliminating my debt. read more

Roundleaf offers services to aid people with debt relief to financial advising. My consultation with Roundleaf (Richard Hua) was very informative and professional. Richard  seems to genuinely care about his clients and has a passion to help people that need help with their financial situations. Overall, i would recommend Roundleaf and their services that they have to offer. Thank you Roundleaf. read more

Awesome service! Friendly staffs, place was organized very well and clean.. Very helpful and absolutely will recommend to people to have their services.. Guaranteed and trustworthy! read more