We recently moved across the country and had to do our entire home search virtually. Matt and…read moreLindsey made the whole experience seamless from start to finish. They truly went above and beyond by recording detailed video walkthroughs of homes and doing FaceTime sessions so we could feel confident about every property we considered. What really stood out was how much time they took to help us understand each neighborhood, including the pros and cons from their honest perspective. They always made us feel like a priority. Matt made the financial side of the process unbelievably easy and was extremely diligent throughout closing. He caught mistakes from the title company that we never would have noticed ourselves, and his attention made us feel much better. Even after closing, Matt and Lindsey continued helping us by connecting us with trustworthy contractors for work on our new home. That level of service and care is rare to find. We are so grateful for everything they did for our family and would absolutely recommend them to anyone buying a home, especially if you're relocating from out of state. When the time comes to sell our house, there's no question we'll be using Matt and Lindsey again!

After 25 years in our home we were unsure what to expect when we decided to sell. Our experience…read morewith Lindsey and Matt was exceptional! They were very clear when explaining the process and coached us through the steps needed to list and sell our home. Communication is definitely one of their many strengths. We always knew exactly what each step of the process would bring. When it came to negotiations, we always felt that they had our best interest in mind - and that we were well represented. I know they were working with many other sellers and buyers but it always felt like we were their primary focus. In the end we were so happy to have such a smooth sale. I highly recommend Lindsey and Matt!

Fantastic company. Great service and quick quick closings. Chris and David are masters at their…read morecraft.

Amazing to work with! Could not be happier. Very quick pre-approval after working with Chris. I…read morewould definitely recommended to all of my friends and family. 5 stars!

John is a true PRO at mortgage lending! I've worked with him several times and his attention to…read moredetail, response time and communication is NEXT level! Anytime I needed info, he would always take a call and provide it quickly. My buyers have had a wonderful experience working with John and he has offered them stellar service and quick closings. I highly recommend John for anyone looking to get to the closing table! -Lisa B (Realtor)

John was collaborative and highly engaged within the process. His experience and effective…read morecommunication made the entire transaction process stress free. Would highly recommend.

I purchased a home with Matt, he was my Realtor and Lender. He was super patient and also…read moreincredibly knowledgeable about the process. He got me my dream home and I will be forever grateful!! The process was so much easier than my past experiences. I will not hesitate to use Matt again when I am ready to move or when anyone I know needs a realtor. 5 star all the way!!!!!

Lit Financial and specifically my loan officer, Kristina House was extremely helpful and easy to…read morework with. She valued my best interests, and I felt like she wasn't just treating me as a client but as a friend. The whole process went fast and did not seem as draining as I have heard from other home buyers. I think that has to do a lot with the Lit Team! Thank you guys so much!

Sketchy marketing ploy-- mailing notifications of $700-800K loan approvals to people who never…read moreapplied for a mortgage loan & don't need one ; listed name of bank funding loan as the failed Washington Mutual Bank (defunct since 2008) Creates panic when receivers of these faux notices think their identity has been stolen & some fraudster applied for a loan in your name. Shame on you LIT Financial!!!!!

I applied for refinance in May with the information that I would be getting a cash out finance, and…read moreit would only take two weeks to complete within hours they had a notary to my house next came them asking for appraisal fees we went back and forth for another week or so because I was told fees were between 700 and 1000 I told them I was going to back out and then I was told to just pay 350 to get started so that is what I sent afterwards I was told that I would get a call from appraisal a week goes by and no information I was also told not to worry about my payment because it would only be returned but I made payment anyway first month rolls around still no appraisal called broker she can't be reached so I only received texts need more information came time to make another mortgage payment and again I am told to not make payment after due date now I have alate payment on report call again still no information being told it's at underwriting now it's after 2 months still nothing called to check no response told I will call back another week goes by nothing check my account before weekend and no appraisal no phone call next morning appraisal fees returned no reason not very professional and seems very suspicious to just want to receive appraisal fees

OCTOBER 2025 I closed on my Refi using them about two weeks…read more It was a very painful 9 week process. In all honesty I had no intention of releasing a review until I was done with IRRL. this entire process has been exceeding challenging and disappointing. The communication has been dismal. I had to repeated ask for information to never get the information that i requested. I was lied to multiple time and every time they messed up on the process which cost me on the amount i was going to receive they always justified it was out of their control. it started with 44k cash in hand at the beginning. then they made a mistake and it dropped to 37k. then dropped again to 34k and then dropped again to 31k. what truly upset me was at the day of closing when they robbed me 3 grand. my cash in hand was to be 34k. i get a update hours before close that it was actually 31k. which i should have had just told them to piss off at that point but i really was broken down by them and my wife asked me to just close on it and move on. the 3k i was told was out of their control and was based off of the mortgage company. to find out they bought my mortgage to sell it to another company. so they could have done the 34k but decide to screw me over. even after the closing. i have asked for some information and still have not heard anything from them. I am terrified to see how this IRRL goes in six months. that is if i can actually get in touch with them to get it done. or if i don't lose it due to something that was out of their control. As things stand i would never recommend them to anyone and i actually used them. sad. ***** FEBRUARY 2026 The mortgage company they gave me just increased my mortgage payment 350$. Awaiting a call back from a supervisor from the mortgage company as to why. but if i miss or late a payment I lose the capability to get the IRRL so i am not surprised. reached out to eMortgage Contact. no answer. SHOCKER. *****APRIL 2026 They keep calling me about the IRRL even though i told them i will never use them for anything and they keep calling and harassing me on it. i am literally taking it to my local bank and not saving as much as i could but at least I trust my bank.

I can't recommend David Graciak at Arcadia Financial enough for your home mortgage. Seriously,…read moreditch the bank you're talking with. We started out working with a big bank and they made us feel like our loan was hard to complete, we wouldn't have many options due to financial qualifications, and they were so slow when we really needed them upon making an offer on the home we ended up buying. There were too many people jumping in and out, with Arcadia we only worked with David. It was such a relief to have someone helping us as first time home buyers. After we our offer was accept, my husband and I switched last minute to Arcadia and while I dreaded going through the paperwork all over again, it turned out, it was easier! And David was so quick and friendly, always ready to answer our questions with patience and thorough, honest answers. We qualified for a loan we would not have gotten through the bank AND closed about 2 weeks faster than the bank quoted! You'll be happy working with David G. to get that dream home and your offer will be more attractive to the seller since they're a broker and not a bank with limited options and long closing time. Happy house hunting!

From the owner: Arcadia Lending's mission is to provide a pleasant, low cost mortgage experience while keeping our…read moreclients informed throughout the whole process. We are not a large conglomerate lender and we know how frustrating it is to be treated like a number. Being a small office allows us to provide you with the personal service that you deserve, while our low overhead allows us to pass the savings onto you. We make the home buying and refinancing process as easy as possible to ensure that you will be a client for life. All information, over the phone and in person, is complimentary. Call or email today to get pre-approved or simply to get answers to your mortgage questions. We look forward to working with you.

Nicki VanLake is one of the most genuine and professional agents I have worked with. As a award…read morewinning REALTOR in the Greater Lansing Area, I feel confident in sending my clients to Nicki for a quote. She is friendly, provides swift service, and always has the clients best interest in mind. I would highly recommend Nicki and the VanLake Agency! Velma L. Gauna

Awesome experience working with Nicki...extremely knowledgeable in everything insurance. Very…read morepassionate about providing great customer service.

I would like to say thank you again to the Woodbeck team ma oh man Justin tells you straight no bs…read more He knows what he's doing just listen and follow his instructions and you won't be sorry he doesn't use tricks he just knows the market he is really in tune on what's going on in today's market believe me you won't be sorry

Jessica was absolute amazing when it came to selling my house. I bought my 3 bed no garage in…read moreRoyal Oak in late 2006 in which time it proceeded to lose half its value (i think most of us remember that crash). Fast forward to 2015...I thought for sure that it would be another 10 years before I could think about selling. That is until I found Jessica and she took the listing head on. Through her awesome project management team and her strategic listing, we were able to sell the property and amazingly enough I still came out ahead. Even when the buyer tried to force concessions on the sale, Jessica fought back and got them to back off. When we had problems with the inspection delaying the closing, Jessica got in there and took care of it. I fully believe if she hadn't been my agent, that my house would still be on the market. Thank you so much Jessica :) Matt