I can't recommend David Graciak at Arcadia Financial enough for your home mortgage. Seriously, ditch the bank you're talking with. We started out working with a big bank and they made us feel like our loan was hard to complete, we wouldn't have many options due to financial qualifications, and they were so slow when we really needed them upon making an offer on the home we ended up buying. There were too many people jumping in and out, with Arcadia we only worked with David. It was such a relief to have someone helping us as first time home buyers.
After we our offer was accept, my husband and I switched last minute to Arcadia and while I dreaded going through the paperwork all over again, it turned out, it was easier! And David was so quick and friendly, always ready to answer our questions with patience and thorough, honest answers. We qualified for a loan we would not have gotten through the bank AND closed about 2 weeks faster than the bank quoted! You'll be happy working with David G. to get that dream home and your offer will be more attractive to the seller since they're a broker and not a bank with limited options and long closing time. Happy house hunting! read more