I was not an easy customer. I am a first time homebuyer and my first attempt at a purchase was an FHA 203 rehab loan on a foreclosed house that needed a ton of rehab work. Oh yeah... and my realtor had me as her first client so didn't know what an FHA loan was, let alone an FHA 203 that is way more complicated.
Ethan was great from start to finish, helping me get preapproved and guiding my realtor who was making her first sale. It must have been a nightmare for him, but he never lost patience. He led me me the right resource to get answers from about rehab loans with on their FHA 203 rehab team, Scott. I was overwhelmed with the process but Ethan made me feel comfortable and Scott knows his stuff.
I ultimately lost out on the rehab loan house to a cash buyer 2 days before P&S, but I found a gorgeous multi a few days later. The seller was distressed and selling for an huge discount and could not make another mortgage payment. Ethan was like Yoda and guided me through the process with ease and helped make this massively stressful time much less of a burden.
On top of guiding me, Ethan got the loan done in 29 days before the hard deadline of 30 days ... I can't believe they did it. Thanks for making this happen RMS! read more