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Real PDL Help

2.3 (3 reviews)
Open • 7:00 am - 5:00 pm

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Simmons First National Bank

Simmons First National Bank

(3 reviews)

I have banked at Simmons Bank for several years. Their corporate offices are in Arkansas. Their…read morefront end employees have always been courteous and helpful. However, the bank's policies are far from rewarding loyalty...the exact opposite...the policies punish loyal customers. CD renewals...they automatically renew a CD much lower than current CD rates. When rates were being offered mid 4's at other financial institutions...Simmons renewed mine at 2.5%. When I asked them to make the change to at least 4% which was lower than other institutions were offering, they only would raise to 3.5%. I was willing to take less just to keep it there. An employee on a customer service call stated that Simmons wants new money...they will not honor the same interest rate for established customers. That policy makes it hard for a customer who is wanting to maintain most of their business with one bank. And, if money moves out of Simmons, due to this policy...their punitive policy really doesn't make sense for keeping customers long term.

This bank took over Security Savings when they went under. We've kept our account here simply…read morebecause we had one with Security Savings and it transferred over. It's pretty much your typical bank, nothing special. They've taken over all the Security Savings branches so there are several in the area. Other than that they are based in Arkansas. Their service is friendly, but they don't staff many tellers so if there's more than one other customer it gets pretty backed up and slow.

Real PDL Help - paydayloans - Updated May 2026

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