I can't say better things about Roni and my experience with her. She has been assisting me since…read moreearlier this year when I was becoming antsy to purchase. With her guidance I was able to secure a loan without it being FHA (YAY FOR NO PMI) and a great interest rate. Roni was very knowledgeable throughout the whole process and guided me every step of the way. I know most say the home buying process is stressful but there was not one hiccup that came up throughout the entire escrow process. But I'm sure even if it did Roni would have helped me with anything and everything thrown at me prior to closing. Seriously, if you're looking for someone to work with to buy a home look no further! Thank you again Roni!

We have worked with Roni the past month to get approved for our home loan and she has been nothing…read morebut professional, attentive and knowledgeable to work with. Everything went through in a timely manner and we are very pleased with Roni's work. I highly recommend Roni for all of your lending needs.

Nathan and his team are awesome. They all are professional, and do a fantastic job in getting the…read moreloan done quickly and stress free. Thank you all very much. You guys rock! Stacy Montalvo RN,

Doing business with Nathaniel with Zoom loans a total success again! He is fast, accurate,…read moreknowledgeable and professional. This time around I was in a bind - we closed my loan in 10 days! Yes 10 days! Well I started my loan months ago but decided to pause it - but again I found myself in a difficult situation and called him and in 10 days my loan was closed. I would highly recommend Nathaniel for all your home loans - oh and he answered the million questions I had even though I closed so many loans with him - quickly and accurately! Thanks for all your help Nathaniel- again! Wishing you continued success!

Working with Rachel Barrios was truly a great experience. From start to finish, they were…read moreknowledgeable, responsive, and always had our best interests in mind. More importantly, they genuinely cared and made us feel supported every step of the way. I'm so grateful for their guidance, hard work, and dedication. I wouldn't hesitate to recommend them to anyone looking for a realtor who goes above and beyond. Thank you for everything!

Working with Megan to buy my first condo was incredibly smooth. She made the entire process quick…read moreand straightforward, which took a lot of the pressure off as a first-time buyer. We only had to put in one offer, and she even negotiated a seller credit. Megan is efficient, professional, and great at what she does. If you want a smooth, stress-free home buying experience, I highly recommend her.

The worst experience possible. Where do I even start. I…read moreguess plain and simple, Ana doesn't know much about home loans. First Ana was giving us incredibly inaccurate expectations of loans we could use. She didn't know that loans were different based on a stick built home vs a manufactured home. This is huge change of interest rate from what she has originally quoted us. Next as rates were climbing rapidly, after several percent increases, Ana asked us if we would like to lock in the interest rate. Where is the common sense and common decency? Integrity? She clearly doesn't care about her customers. We found the home. Made the offer. Got accepted. In contact. Our interest rate we locked in at was feeling good but tight. A week before closing Ana realized a huge detail SHE overlooked. We didn't actually qualify for the loan she had us ready to sign. This was after several docusigns had been signed and thousands off dollars had gone into contract. Now we either lose our down payment or are forced into a loan with a higher interest rate by a whole percent more! Ana doesn't know simple math. She tried telling us several times that this monumental mistake she made would only cause a $30 change over the life of the loan it's over $210 per month price difference. I spoke with John the manager and he was nice enough but no help. It's insane to me that a company like this even exists. How can they put their customers in the position of losing so much by mistakes made by their employees and have zero accountability? Save yourself a ton of time, money and headache and go elsewhere.

USE SOMEONE ELSE! We…read moredecided to use them (we were the buyers) because the seller was offering a credit if we did. In the end..it was NOT worth it. Bad communication, seemed as if every corner they were trying to force hidden charges to the buyer. BAD experience, lack of communication within their team and the seller...felt like they were only trying to make a buck at our expense (elderly on fixed income) Even the inspectors, repair cos. involved were frustrated with them. So glad we are done with them.

The timing was wonderful, the representative was knowledgeable, professional, and extremely…read moreexperienced in the field that she was assisting me with. She showed me things about my credit. I never knew or understood, she help me understand how to get to the next three levels, and I was very important for my new business. I simply appreciate Monica, for all she did to assist me with my business venture.

Monica honestly is AMAZING! She was super helpful throughout the whole loan process! She made sure…read morei was comfortable along the way

Sometimes, when you see reviews on Yelp and most or all of them are 5 stars, you wonder if someone…read morepaid all their friends and relatives to write reviews, LOL. In this case no need for doubts, Chris deserves all of the 5 star reviews. He made the whole process as painless as possible and was super responsive when any questions or issues came up. Highly recommended!

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

We just worked with Charles and Alyssa and I couldn't have asked for a better experience. They were…read moreabsolutely awesome. Helped us and answered all of our questions. Very knowledgeable and the desire to help others is a high priority for Charles. Thank you Alyssa as well for all of your help. You guys rock!!

I was working with another mortage company in town and they were very slow almost seem like they…read moredidnt think i was serious about buying a home. I was referred to Charles at Academy Mortage by my realtor and thanks to Charles and his crew i now have my own Home.

I'm going to have to disagree with the Johnsey's review…read more Being a member with Valley First Credit Union for the past 8 years, I am a very satisfied member. When you deposit or withdraw from your bank account you always receive a receipt with your account information. If Valley First tellers didn't go to the extent of asking for a photo ID or proof of verification they would be putting your bank account in jeopardy. Regardless if you have been a member there for years, there will always be new employees. For the safety of your bank account and their job I believe they are only doing protocol. We all want to feel secure when it comes to our money. Valley First Credit Union is a trusted Bank that works with you to achieve 100 percent satisfactory.

Arliss is great. She makes every transaction smooth and comfortable. She been this way since…read moremeeting her 10 years ago in Stockton.. hope she managed a branch soon

My wife and I were first time buyers. Michele is really great at making you comfortable throughout…read morethe home buying process. She was always easy to get in touch with. Never once did Michele push us in the direction of any one house. She is very knowledgeable of the San Joaquin co. area and presented us with so many options based on our preferences. In the end she helped us secure our dream home! If you're thinking of buying in San Joaquin co., Michele is the right person to call.

Michele is an amazing realtor. She is punctual, realistic, reliable and so much more. She handled…read moremultiple home transactions from selling to buying. She always followed through quickly and kept me in the loop every step of the way. She is highly recommended. Thank you again Michele for all you have done you are the best. She truly values her clients.

I was referred to Alex by my Real Estate Agent back in 2008 when I was looking to buy my first home…read morein the Tracy area. Previously I had a very bad experience with a mortgage broker in the San Diego area so I was very hesitant to trust any of them ever again. I must say though, I was very pleased with how professional, yet personable, he was. He took the time to answer any questions we had and did a pretty good job of staying in contact with us throughout the process. A year later we refinanced our home through him as well and he once again Alex did a great job explaining the choices we had and what the resulting outcome would mean. I am completely satisfied with my loan and with Alex's service. Recently I referred some friends to Alex for their first home purchase ever and they too say that they had a very good experience with him. I would gladly recommend any of my family or friends to Alex.

This place doesn't know what they're doing. Sarcastically, you are better off doing your own…read moremortgage than this place. No commitment, no manners, no consistency. Hire people that want to do their job and take priority in doing business. The manager has failed miserably. Go get an education or I'll happily buy you some books "business for dummies".