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    Principal Financial Group

    5.0 (2 reviews)
    Closed 8:00 am - 1:00 pm

    By appointment only

    Services - Principal Financial Group

    Debt management

    Estate planning

    Inheritance planning

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    5 years ago

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    Baker Insurance Group - Theresa Baker

    Baker Insurance Group

    (16 reviews)

    Theresa Baker really knows her business and is very helpful! She's been assisting me with my…read moreMedicare and Medicare Supplement plans for many years now and I wouldn't trade her for anything!

    What Baker Insurance Group does not tell you is they get kick-backs for removing people from…read moreMedicare coverage. Even though you will continue to pay Medicare part A and B premiums, when you are signed up for one of their "Medicare Advantage" plans, you are dropped from all Medicare coverage. While you may receive minimal dental, vision and prescription drug coverage, your medical coverage is decimated. With Humana, my annual maximum out-of-pocket amount went from $240 to $6000, and my coinsurance rate significantly increased. But far worse than that, you may not find a doctor that will see you at all. Humana is not accepted by a huge number of providers that accept Medicare. Furthermore, Humana misinformed me that a provider was in-network, and failed to pay for services clearly covered by my policy. Humana did not even respond to a grievances I filed against them. The other terrible choice Baker Insurance Group pushes is Ambetter. Baker Insurance told my wife that she can continue to see her primary care doctor. However, this was not correct and she had a terrible time even making a routine preventative care appointment. There are very few providers in Washington that accept Ambetter and the ones that do appear to be only poorly rated second-tier providers. After you are signed up, Baker Insurance Group has demonstrated that they will not assist you, regardless of how egregious the actions are of the insurance company they signed you up with. For you own sake, do your own research and be careful. Ask who someone represents and how they make their money. If they do not give you a straight answer, walk away. If you are told a provider is in-network, don't assume that is correct. Get verifiable conformation from both the provider and the insurance company. This can save you a lot of time and money in the long run. I gave Teresa Baker ample opportunity to respond to my review prior to posting it and she declined.

    Principal Financial Group - financialadvising - Updated August 2026

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