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Lake Michigan Credit Union - Alpine LMCU

Lake Michigan Credit Union

(24 reviews)

The Credit Unions has the lowest rate Credit Card that I have seen and offers the highest rate (3%)…read moreon Checking Account. But all this comes at the cost of several cons. Then Again the Credit Union is all about Savings and Credit Card.. Pros ********************************** MAX Checking Account gives you 3% on First $15k in your account (of course subject to 4 conditions) The Lowest APR that I have seen for a Credit Card Mobile Banking App is Top Class Cons *********************************** Account Opening Process is complicated. Requires interacting with a Rep Multiple Times Really antiquated Online Banking (No Electronic Transfers outside of Bank) Hold Period on Checks deposited through Mobile Banking too high Bill Pay isn't free The MORE program is totally confusing Does not Offer Shared Branching and FREE COOP ATMs. to withdraw money when you need. High ATM charges for using ATMs outside of LMCU's own tiny Network.. Effectively you have to request cash back at Grocery Stores Good To Have ************************************** Pre-approve (and offer) New Members for Credit Cards / Line of Credit etc. at the time of account opening For those who need, make the first order of checks Free For Checks deposited through Mobile make at least the first $1000 available instantly

I opened my account with LMCU Nov of 2024. I have had nothing but VIP Treatment since that date! At…read morethe Alpine branch, what a wonderful group of professional women, that work there! I have interacted with the teller that won teller of the year last year & can absolutely see why she won! I have interacted with a teller that was in training & see why LMCU hired her! She has a long & prosperous career ahead of her! What a breathbof fresh air! The New Accounts Manager was quick, efficient & very welcoming,when we sat down to talk about depositing money in their bank! She was a pleasure to deal with. I had no qualms in trusting my money with LMCU! The amount of money- making programs, without lifting a finger, just blew my mind! This is a "Credit Union" after all! That was the Alpine Branch, then you go to Ravenna Branch & you probably have the sunniest, perky, yet professional, most willing to help group, of all the the Branches! I just automatically have a better day after visiting that branch! What a "Brilliant Branch" to visit & get your banking questions answered, bank problems solved, & money deposited! But then to put the "Cherry on top of the Sundea" I called LMCU & got a real person, quickly, "not being # 8 in the queue!" & spoke to the "Lovely Ms SATIN" She was so very helpful with a very big problem I'm having. She told me the truth, & now LMCU will get all my business! Too bad a credit union I've used since 1989 could not even do the little things like great Customer Service to keep a long standing customer like me! Ms Satin, I love forward to working with you for the long run! Your Professional Demeanor, Empathetic Ways, Listening Ear, Very, Very Knowledgeable about all your LMCU products & the Banking World! You were Not afraid to tell me the Truth & what were complete lies! I totally trust You, LMCU, & I My Immediate Family & Extended Family, will be doing business with LMCU for a very long time! Thank you for restoring my faith in the Banking World! Sincerely Kelly Wurm

PNC Bank - mortgagebrokers - Updated October 2026

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